Is the housing market going to crash?

We have seen every market cycle since 2007. The Fort Mill and Charlotte metro market has shown consistent resilience and population-driven demand. We are happy to walk you through current conditions and what they mean for your specific situation.

Should I buy now or wait for interest rates to drop?

Timing the market is nearly impossible. We focus on your personal timeline, your equity position, and your goals. In most cases, waiting costs more than acting — but we will give you a straight answer based on your numbers, not a sales pitch.

What is it like to live in Fort Mill, South Carolina?

Fort Mill consistently ranks among the best places to live in the Carolinas. Strong schools, low taxes, easy access to Charlotte, and a genuine community feel. We live here — Mike's family of eight calls this area home — so we can give you a real answer, not a brochure.

How do I win in a multiple-offer situation?

Preparation, speed, and presentation. We coach our buyers on exactly how to structure a competitive offer — and our track record of over 2,200 closings means we know what sellers and their agents respond to.

What is the difference between Fort Mill and Rock Hill?

Both are in York County and offer tremendous value compared to Charlotte. Fort Mill tends to attract younger families drawn by the school system and newer developments. Rock Hill has a more established urban core, a strong university presence, and is undergoing significant revitalization. We work both markets daily and can help you find the right fit.

Do you work with active adult or 55+ communities?

Yes — this is one of our specialties. We have deep experience in Sun City Carolina Lakes, Four Seasons at Gold Hill, Carolina Orchards, and Brook Run. We know these communities from the inside and can help buyers and sellers navigate them confidently.

Do you work with veterans and VA loans?

Absolutely. Mike is a Marine Corps veteran and KW Military Ambassador. Supporting fellow veterans is personal for us. We understand VA transactions and are proud to serve those who served.

912 Little Creek Dr, Fort Mill, SC 29715

House Description

MUST TO SEE! Welcome to this beautiful, plenty of natural light, updated End-Unit townhome in the heart of Fort Mill, just minutes from dining, shopping, parks, top-rated schools, award-winning healthcare, and access to Charlotte via I-77. An Incredible opportunity to own an Affordable, 2 BR, 2.5 BA, 1 Car Garage Townhome with a Loft & private back patio. New HAVC system (2026). Fresh painting interior throughout the whole house including all walls, ceilings, doors, trims and even garage walls (June 2026). This home features Brand New water and scratch resistant laminated flooring throughout the main level (June 2026). The kitchen is equipped with Fresh painted white cabinetry (June 2026), New quartz countertops (June 2026), Brand NEW appliances including range, microwave and dishwasher (June 2026), Brand NEW backsplash tiles on the kitchen (June 2026), Brand New garbage disposal and NEW faucet (June 2026). Enjoy the cozy living room with a gas fireplace, brand NEW light fixtures and scenic wooded views of the backyard. A Brand NEW vanity, mirror and light fixture in the half bathroom (June 2026). Utility closet on main floor is also an excellent storage space. Upstairs, enjoy NEW carpet (June 2026), Brand NEW water proof vinyl floors at master bathroom, secondary bathroom and laundry room at upstairs (June 2026). A flexible loft landing ideal for a home office or home playroom or second living area. A spacious primary suite with a generous walk-in closet and large en-suite perfect for a nursery, remote work, private sitting area, or third potential bedroom (no closet).Upgraded master bathroom including Brand NEW bathroom vanity, NEW light fixtures, NEW mirror, NEW faucet and NEW vinyl floor (May 2026). Brand new 2-inch faux wood blinds for all windows (June 2026). FRESH EPOXY garage floor. HOA covers water, trash, landscaping, pest control, and roof maintenance for hassle-free living. Just minutes from parks, Kingsley, Baxter Village, Riverwalk, and more. Don’t miss out on this move-in-ready gem!

Highlights

Listed by Christina Li , 864-650-1030 ProStead Realty , 704-333-8905. Canopy MLS mls logo

Property Type

Condo/Townhome

HOA Fee

331.11 Monthly

Year Built

2006

County

York

Neighborhood

Cascades at River Crossing

Listing ID

4392558

Questions about this listing?

Contact Agent

Payment Calculator

Payment Breakdown

Principal Interest

$1,482

Taxes

$184

HOA

$331

Home Price

$289,000

Home Price

Loan Details

30 yrs

6.634%

Interest Rate

Loan Type

Down Payment

20%

$57,800

Down Payment

Down Payment %

All calculations are estimates and provided by Blueroof360. Today’s Rates provided by Blueroof360. Information and interactive calculators are made available to you only as self-help tools for your independent use and are not intended to provide investment or tax advice. We cannot and do not guarantee their applicability or accuracy in regards to your individual circumstances. All examples are hypothetical and are for illustrative purposes. We encourage you to seek personalized advice from qualified professionals regarding all personal finance issues.

Monthly Price:

$1,481.78

Principal

Taxes

HOA

	Principal	Taxes	HOA	Total
Monthly	$1,481.78	$184.24	$331.11	$1,997.12
Yearly	$17,781.30	$2,210.85	$3,973.32	$23,965.47
Total	$533,439.02	$66,325.50	$119,199.60	$718,964.12