Is the housing market going to crash?

We have seen every market cycle since 2007. The Fort Mill and Charlotte metro market has shown consistent resilience and population-driven demand. We are happy to walk you through current conditions and what they mean for your specific situation.

Should I buy now or wait for interest rates to drop?

Timing the market is nearly impossible. We focus on your personal timeline, your equity position, and your goals. In most cases, waiting costs more than acting — but we will give you a straight answer based on your numbers, not a sales pitch.

What is it like to live in Fort Mill, South Carolina?

Fort Mill consistently ranks among the best places to live in the Carolinas. Strong schools, low taxes, easy access to Charlotte, and a genuine community feel. We live here — Mike's family of eight calls this area home — so we can give you a real answer, not a brochure.

How do I win in a multiple-offer situation?

Preparation, speed, and presentation. We coach our buyers on exactly how to structure a competitive offer — and our track record of over 2,200 closings means we know what sellers and their agents respond to.

What is the difference between Fort Mill and Rock Hill?

Both are in York County and offer tremendous value compared to Charlotte. Fort Mill tends to attract younger families drawn by the school system and newer developments. Rock Hill has a more established urban core, a strong university presence, and is undergoing significant revitalization. We work both markets daily and can help you find the right fit.

Do you work with active adult or 55+ communities?

Yes — this is one of our specialties. We have deep experience in Sun City Carolina Lakes, Four Seasons at Gold Hill, Carolina Orchards, and Brook Run. We know these communities from the inside and can help buyers and sellers navigate them confidently.

Do you work with veterans and VA loans?

Absolutely. Mike is a Marine Corps veteran and KW Military Ambassador. Supporting fellow veterans is personal for us. We understand VA transactions and are proud to serve those who served.

4214 Settler Heights Dr, Fort Mill, SC 29708

House Description

Astounding Location, Maintenance Free! An oasis of vibrant living, entertainment and envy! Imagine your loved ones splashing in a perfectly situated Jr. Olympic pool mere steps from your front door. Summer concerts on the Village Green, like a 300 ft. screen from your front porch. Coffee with friends; stroll to restaurants up Market street. Drinks, dinner, wine bar, sports bar, and boutiques within walking distance. Turnkey, peace of mind, when adventure calls. Welcome to every weekend is a vacation! HOA service turns the monotony of chores into “on the the road again” golf, tennis or the leisure of a good novel from the local county library. Village trails, bird watching the splendor and beauty of Mother Nature calls. Located in the award winning Fort Mill school district. I77 interstate allows easy access to Uptown Charlotte, Ballantyne and CLT international airport. This isn’t just a townhome; it’s a forever home. Unique footprint for all walks of life. Two stairs from the attached two car garage to the primary en-suite bedroom, walk-in shower and ample; custom closet system. French doors allow you to step out to a beautiful brick courtyard with large roll-up awning, a morning cup of coffee or afternoon cocktail. The stunning renovated kitchen, shiplap accents, stainless steel appliances, quartz countertops, oak floors and walk-in pantry. Other accents include dining room, wainscoting and crown molding throughout the entire first floor. Second floor has a private 2 bedroom suite and Jack and Jill bath set-up. Perfect for guests. Every season replete with front row seat to most beloved traditions. All parades end at our HOA meeting hall. Visualize stepping into a tranquil peek of days gone by. Come experience why so many people dream of this Townhome area. Once you do you’ll understand its mystique and Envy! Welcome to Baxter Village where neighbors become friends. Every season brings a celebration and reinforces: life is for the adventurist. Let us extend an invitation to a truly vibrant community. Townhouse HOA funds provide daily landscape watering, weekly grass mowing, hedge/bush trimming, edging and clean- up. Yearly power washing of complete outside, gutter cleaning, pine needle mulch and termite inspection. Exterior roof and dwelling insurance.

Highlights

Listed by Angela Cerbelli , 803-548-4995 Assist2sell Buyers & Sellers 1st Choice LLC , 803-548-4995. Canopy MLS mls logo

Property Type

Condo/Townhome

Lot/Acreage

0.07

HOA Fee

294 Monthly

Year Built

2001

County

York

Neighborhood

Baxter Village

Listing ID

4375542

Questions about this listing?

Contact Agent

Payment Calculator

Payment Breakdown

Principal Interest

$3,071

Taxes

$382

HOA

$294

Home Price

$598,888

Home Price

Loan Details

30 yrs

6.634%

Interest Rate

Loan Type

Down Payment

20%

$119,778

Down Payment

Down Payment %

All calculations are estimates and provided by Blueroof360. Today’s Rates provided by Blueroof360. Information and interactive calculators are made available to you only as self-help tools for your independent use and are not intended to provide investment or tax advice. We cannot and do not guarantee their applicability or accuracy in regards to your individual circumstances. All examples are hypothetical and are for illustrative purposes. We encourage you to seek personalized advice from qualified professionals regarding all personal finance issues.

Monthly Price:

$3,070.65

Principal

Taxes

HOA

	Principal	Taxes	HOA	Total
Monthly	$3,070.65	$381.79	$294.00	$3,746.44
Yearly	$36,847.78	$4,581.49	$3,528.00	$44,957.27
Total	$1,105,433.31	$137,444.80	$105,840.00	$1,348,718.11