Is the housing market going to crash?

We have seen every market cycle since 2007. The Fort Mill and Charlotte metro market has shown consistent resilience and population-driven demand. We are happy to walk you through current conditions and what they mean for your specific situation.

Should I buy now or wait for interest rates to drop?

Timing the market is nearly impossible. We focus on your personal timeline, your equity position, and your goals. In most cases, waiting costs more than acting — but we will give you a straight answer based on your numbers, not a sales pitch.

What is it like to live in Fort Mill, South Carolina?

Fort Mill consistently ranks among the best places to live in the Carolinas. Strong schools, low taxes, easy access to Charlotte, and a genuine community feel. We live here — Mike's family of eight calls this area home — so we can give you a real answer, not a brochure.

How do I win in a multiple-offer situation?

Preparation, speed, and presentation. We coach our buyers on exactly how to structure a competitive offer — and our track record of over 2,200 closings means we know what sellers and their agents respond to.

What is the difference between Fort Mill and Rock Hill?

Both are in York County and offer tremendous value compared to Charlotte. Fort Mill tends to attract younger families drawn by the school system and newer developments. Rock Hill has a more established urban core, a strong university presence, and is undergoing significant revitalization. We work both markets daily and can help you find the right fit.

Do you work with active adult or 55+ communities?

Yes — this is one of our specialties. We have deep experience in Sun City Carolina Lakes, Four Seasons at Gold Hill, Carolina Orchards, and Brook Run. We know these communities from the inside and can help buyers and sellers navigate them confidently.

Do you work with veterans and VA loans?

Absolutely. Mike is a Marine Corps veteran and KW Military Ambassador. Supporting fellow veterans is personal for us. We understand VA transactions and are proud to serve those who served.

4033 Summerland Way, Elgin, SC 29045

House Description

Welcome to one of the best floor plans in the Midlands! As a bonus it has tons of upgrades. This 4 bedroom/ 2.5 bath traditional home has a great open floor plan with a great flow for entertaining family and friends.. Located close by to I-20 for easy access to anywhere. The foyer boost custom coat racks and storage drawers. The home has a large kitchen with eat in, island, butlers pantry/wet bar and quartz counter tops. It opens up to a large family room with custom built in around a gas fireplace. The master suite is huge with separate quartz shower, garden tub, and his and hers closets. Upstairs is a small loft for desk. All the other bedrooms are nicely sized with private walk in closets. One spare bedroom has a custom made bunk bed giving the room extra space for craft area. The back yard has a covered patio with ceiling fans and party lights. Great spot to enjoy your morning coffee or unwind at the end of your day. The back yard is beautifully landscaped and very private. Exterior trim lights makes the home stand out even in the dark. This is a must see and will not last!! Disclaimer: CMLS has not reviewed and, therefore, does not endorse vendors who may appear in listings.

Highlights

Listed by David Lever , Century 21 803 Realty , 803-490-1877. Consolidated MLS (IDX)

Property Type

Residential

Lot/Acreage

0.2

Year Built

2023

County

Richland

Area

Columbia Northeast

Neighborhood

Woodcreek Farms

School District

Richland Two

Listing ID

636612

Questions about this listing?

Contact Agent

Interior Features

Bedrooms and Bathrooms

▪ Bedrooms:4
▪ Bathrooms:2.5
▪ Full Bathrooms:2
▪ 1/2 Bathrooms:1

Appliances:Dishwasher, Disposal, Dryer, Refrigerator, Washer, Microwave Built In, Stove Exhaust Vented Exte, Tankless H20, Gas Water Heater, Dishwasher,Disposal,Dryer,Refrigerator,Washer,Microwave Built In,Stove Exhaust Vented Exte,Tankless H20,Gas Water Heater

Air Cond:Central

Fireplaces:

Basement:No Basement

Other:Bar,Eat In,Island,Pantry,Backsplash-Tiled,Cabinets-Painted,Wetbar,Counter Tops-Quartz,Floors-EngineeredHardwood,Loft

Other:Public

Payment Calculator

Payment Breakdown

Principal Interest

$2,179

Taxes

$271

Home Price

$424,900

Home Price

Loan Details

30 yrs

6.634%

Interest Rate

Loan Type

Down Payment

20%

$84,980

Down Payment

Down Payment %

All calculations are estimates and provided by Blueroof360. Today’s Rates provided by Blueroof360. Information and interactive calculators are made available to you only as self-help tools for your independent use and are not intended to provide investment or tax advice. We cannot and do not guarantee their applicability or accuracy in regards to your individual circumstances. All examples are hypothetical and are for illustrative purposes. We encourage you to seek personalized advice from qualified professionals regarding all personal finance issues.

Monthly Price:

$2,178.57

Principal

Taxes