Is the housing market going to crash?

We have seen every market cycle since 2007. The Fort Mill and Charlotte metro market has shown consistent resilience and population-driven demand. We are happy to walk you through current conditions and what they mean for your specific situation.

Should I buy now or wait for interest rates to drop?

Timing the market is nearly impossible. We focus on your personal timeline, your equity position, and your goals. In most cases, waiting costs more than acting — but we will give you a straight answer based on your numbers, not a sales pitch.

What is it like to live in Fort Mill, South Carolina?

Fort Mill consistently ranks among the best places to live in the Carolinas. Strong schools, low taxes, easy access to Charlotte, and a genuine community feel. We live here — Mike's family of eight calls this area home — so we can give you a real answer, not a brochure.

How do I win in a multiple-offer situation?

Preparation, speed, and presentation. We coach our buyers on exactly how to structure a competitive offer — and our track record of over 2,200 closings means we know what sellers and their agents respond to.

What is the difference between Fort Mill and Rock Hill?

Both are in York County and offer tremendous value compared to Charlotte. Fort Mill tends to attract younger families drawn by the school system and newer developments. Rock Hill has a more established urban core, a strong university presence, and is undergoing significant revitalization. We work both markets daily and can help you find the right fit.

Do you work with active adult or 55+ communities?

Yes — this is one of our specialties. We have deep experience in Sun City Carolina Lakes, Four Seasons at Gold Hill, Carolina Orchards, and Brook Run. We know these communities from the inside and can help buyers and sellers navigate them confidently.

Do you work with veterans and VA loans?

Absolutely. Mike is a Marine Corps veteran and KW Military Ambassador. Supporting fellow veterans is personal for us. We understand VA transactions and are proud to serve those who served.

1029 Oakland Dr, Elgin, SC 29045

House Description

Welcome to your beautifully renovated retreat! Situated on a spacious 1-acre corner lot with no HOA, GENRAC generator; this move-in ready 3-bedroom, 2-bath home offers space, privacy, and quality finishes throughout. Step inside to discover stunning hardwood floors, real wood cabinetry, granite countertops, and an abundance of natural light that fills every room. Recent improvements include a new roof and a brand-new deck, providing peace of mind and the perfect space for outdoor entertaining. The generous lot offers plenty of room for gardening, recreation, parking, or simply enjoying the freedom of owning your own acre in town. Conveniently located just 5 minutes from I-20, you'll enjoy quick access to shopping, dining, schools, and everyday conveniences while still having room to spread out. Opportunities like this are hard to find—a fully renovated home on a corner lot with no HOA, a full acre of land, GENRAC generator and nothing left to do but move in. Ready for its new owner, schedule your private showing today! Disclaimer: CMLS has not reviewed and, therefore, does not endorse vendors who may appear in listings.

Highlights

Listed by Taylor Beauchemin , W Realty , 803-732-9119. Consolidated MLS (IDX)

Property Type

Residential

Lot/Acreage

Year Built

1978

County

Kershaw

Area

Kershaw County West - Lugoff, Elgin

Neighborhood

White Hills

School District

Kershaw County

Listing ID

635961

Questions about this listing?

Contact Agent

Interior Features

Bedrooms and Bathrooms

▪ Bedrooms:3
▪ Bathrooms:2.5
▪ Full Bathrooms:2
▪ 1/2 Bathrooms:1

Appliances:Dishwasher, Microwave Above Stove, Stove Exhaust Vented Exte, Dishwasher,Microwave Above Stove,Stove Exhaust Vented Exte

Air Cond:Central

Fireplaces:

Basement:No Basement

Other:Floors-Hardwood,Counter Tops-Granite,Cabinets-Painted,Free-standing,Master on Main

Other:Public

Payment Calculator

Payment Breakdown

Principal Interest

$1,795

Taxes

$223

Home Price

$350,000

Home Price

Loan Details

30 yrs

6.634%

Interest Rate

Loan Type

Down Payment

20%

$70,000

Down Payment

Down Payment %

All calculations are estimates and provided by Blueroof360. Today’s Rates provided by Blueroof360. Information and interactive calculators are made available to you only as self-help tools for your independent use and are not intended to provide investment or tax advice. We cannot and do not guarantee their applicability or accuracy in regards to your individual circumstances. All examples are hypothetical and are for illustrative purposes. We encourage you to seek personalized advice from qualified professionals regarding all personal finance issues.

Monthly Price:

$1,794.54

Principal

Taxes