Is the housing market going to crash?

We have seen every market cycle since 2007. The Fort Mill and Charlotte metro market has shown consistent resilience and population-driven demand. We are happy to walk you through current conditions and what they mean for your specific situation.

Should I buy now or wait for interest rates to drop?

Timing the market is nearly impossible. We focus on your personal timeline, your equity position, and your goals. In most cases, waiting costs more than acting — but we will give you a straight answer based on your numbers, not a sales pitch.

What is it like to live in Fort Mill, South Carolina?

Fort Mill consistently ranks among the best places to live in the Carolinas. Strong schools, low taxes, easy access to Charlotte, and a genuine community feel. We live here — Mike's family of eight calls this area home — so we can give you a real answer, not a brochure.

How do I win in a multiple-offer situation?

Preparation, speed, and presentation. We coach our buyers on exactly how to structure a competitive offer — and our track record of over 2,200 closings means we know what sellers and their agents respond to.

What is the difference between Fort Mill and Rock Hill?

Both are in York County and offer tremendous value compared to Charlotte. Fort Mill tends to attract younger families drawn by the school system and newer developments. Rock Hill has a more established urban core, a strong university presence, and is undergoing significant revitalization. We work both markets daily and can help you find the right fit.

Do you work with active adult or 55+ communities?

Yes — this is one of our specialties. We have deep experience in Sun City Carolina Lakes, Four Seasons at Gold Hill, Carolina Orchards, and Brook Run. We know these communities from the inside and can help buyers and sellers navigate them confidently.

Do you work with veterans and VA loans?

Absolutely. Mike is a Marine Corps veteran and KW Military Ambassador. Supporting fellow veterans is personal for us. We understand VA transactions and are proud to serve those who served.

126 Sundew Rd, Elgin, SC 29045

House Description

Wonderful single story open floor plan home in the popular Elgin community. This beautiful home has so many wonderful features at an amazing price. The large kitchen opens right into the living/dining room area. This great kitchen boasts granite counter tops, tile backsplash, bar, pantry, free standing range, microwave above the stove, dishwasher and all of the counter and cabinet space you could ever want. Expansive living/dining area highlighted by vaulted ceilings and two ceiling fans. The spacious master bedroom comes complete with vaulted ceilings, private walk-in closet, ceiling fan, stand-up shower and a large vanity. Two good size secondary bedrooms are well appointed with ceiling fans and private closets. The gazebo covered patio overlooks a cozy fenced in backyard that backs up to woods providing a extra level of privacy and beauty. Just perfect for relaxing afternoons. All these features and its just short drive to interstate and all that makes Northeast Columbia a great place to live. Disclaimer: CMLS has not reviewed and, therefore, does not endorse vendors who may appear in listings.

Highlights

Listed by Brian Faltus , and Tracy Stutler , Keller Williams Realty , 803-772-5858. Consolidated MLS (IDX)

Property Type

Residential

Lot/Acreage

0.19

HOA Fee

300 Yearly

Year Built

2021

County

Richland

Area

Columbia Northeast

Neighborhood

The Valley

School District

Richland Two

Listing ID

638236

Questions about this listing?

Contact Agent

Interior Features

Bedrooms and Bathrooms

▪ Bedrooms:3
▪ Bathrooms:2
▪ Full Bathrooms:2

Appliances:Dishwasher, Disposal, Microwave Above Stove, Dishwasher,Disposal,Microwave Above Stove

Air Cond:Central

Fireplaces:

Basement:No Basement

Other:Pantry,Counter Tops-Granite,Floors-Vinyl,Cabinets-Painted,Recessed Lights,Ceiling Fan,Smoke Detector,Free-standing,Self Clean,Smooth Surface,Master on Main

Other:Public

Payment Calculator

Payment Breakdown

Principal Interest

$1,176

Taxes

$143

HOA

$300

Home Price

$225,000

Home Price

Loan Details

30 yrs

6.825%

Interest Rate

Loan Type

Down Payment

20%

$45,000

Down Payment

Down Payment %

All calculations are estimates and provided by Blueroof360. Today’s Rates provided by Blueroof360. Information and interactive calculators are made available to you only as self-help tools for your independent use and are not intended to provide investment or tax advice. We cannot and do not guarantee their applicability or accuracy in regards to your individual circumstances. All examples are hypothetical and are for illustrative purposes. We encourage you to seek personalized advice from qualified professionals regarding all personal finance issues.

Monthly Price:

$1,176.46

Principal

Taxes

HOA

	Principal	Taxes	HOA	Total
Monthly	$1,176.46	$143.44	$300.00	$1,619.90
Yearly	$14,117.57	$1,721.25	$3,600.00	$19,438.82
Total	$423,527.19	$51,637.50	$108,000.00	$583,164.69