Is the housing market going to crash?

We have seen every market cycle since 2007. The Fort Mill and Charlotte metro market has shown consistent resilience and population-driven demand. We are happy to walk you through current conditions and what they mean for your specific situation.

Should I buy now or wait for interest rates to drop?

Timing the market is nearly impossible. We focus on your personal timeline, your equity position, and your goals. In most cases, waiting costs more than acting — but we will give you a straight answer based on your numbers, not a sales pitch.

What is it like to live in Fort Mill, South Carolina?

Fort Mill consistently ranks among the best places to live in the Carolinas. Strong schools, low taxes, easy access to Charlotte, and a genuine community feel. We live here — Mike's family of eight calls this area home — so we can give you a real answer, not a brochure.

How do I win in a multiple-offer situation?

Preparation, speed, and presentation. We coach our buyers on exactly how to structure a competitive offer — and our track record of over 2,200 closings means we know what sellers and their agents respond to.

What is the difference between Fort Mill and Rock Hill?

Both are in York County and offer tremendous value compared to Charlotte. Fort Mill tends to attract younger families drawn by the school system and newer developments. Rock Hill has a more established urban core, a strong university presence, and is undergoing significant revitalization. We work both markets daily and can help you find the right fit.

Do you work with active adult or 55+ communities?

Yes — this is one of our specialties. We have deep experience in Sun City Carolina Lakes, Four Seasons at Gold Hill, Carolina Orchards, and Brook Run. We know these communities from the inside and can help buyers and sellers navigate them confidently.

Do you work with veterans and VA loans?

Absolutely. Mike is a Marine Corps veteran and KW Military Ambassador. Supporting fellow veterans is personal for us. We understand VA transactions and are proud to serve those who served.

111 Sundew Rd, Elgin, SC 29045

House Description

If spacious, open concepts are your jam, then this single family home in Elgin located on the border between Richland and Kershaw County is the house for you! The home includes a washer/dryer that was installed only a few months ago, along with the 65" TV in the living room. Built in 2022, this home has a transferrable structural warranty from the builder. Other features include an oversized primary suite with a large walk-in closet, an ample amount of storage and a neighborhood park just a walk away. The home is located close enough to commute to Fort Jackson, but far enough to not feel like you're always at work. You'll be next to it all - down the street from the Village at Sandhill shopping center; less than 10 minutes to local favorites such as Regal Theatre, Brown Bag Deli, Breakfast at Ruiz, Studio Pilates, Skateland and Gyromania. The home is also zoned for award-winning Richland Two Schools. Schedule a showing today to see if you want to make this beautiful house a home! Disclaimer: CMLS has not reviewed and, therefore, does not endorse vendors who may appear in listings.

Highlights

Listed by Tyler Rice , LPT Realty LLC , 877-366-2213. Consolidated MLS (IDX)

Property Type

Residential

Lot/Acreage

0.14

HOA Fee

300 Yearly

Year Built

2022

County

Richland

Area

Columbia Northeast

Neighborhood

The Valley

School District

Richland Two

Listing ID

639066

Questions about this listing?

Contact Agent

Interior Features

Bedrooms and Bathrooms

▪ Bedrooms:4
▪ Bathrooms:2.5
▪ Full Bathrooms:2
▪ 1/2 Bathrooms:1

Appliances:Dishwasher, Disposal, Dryer, Washer, Microwave Above Stove, Dishwasher,Disposal,Dryer,Washer,Microwave Above Stove

Air Cond:Central

Fireplaces:

Basement:No Basement

Other:Eat In,Pantry,Counter Tops-Granite,Floors-Luxury Vinyl Plank,Smoke Detector,Attic Pull-Down Access,Free-standing,Smooth Surface

Other:Public

Payment Calculator

Payment Breakdown

Principal Interest

$1,668

Taxes

$203

HOA

$300

Home Price

$319,000

Home Price

Loan Details

30 yrs

6.825%

Interest Rate

Loan Type

Down Payment

20%

$63,800

Down Payment

Down Payment %

All calculations are estimates and provided by Blueroof360. Today’s Rates provided by Blueroof360. Information and interactive calculators are made available to you only as self-help tools for your independent use and are not intended to provide investment or tax advice. We cannot and do not guarantee their applicability or accuracy in regards to your individual circumstances. All examples are hypothetical and are for illustrative purposes. We encourage you to seek personalized advice from qualified professionals regarding all personal finance issues.

Monthly Price:

$1,667.97

Principal

Taxes

HOA

	Principal	Taxes	HOA	Total
Monthly	$1,667.97	$203.36	$300.00	$2,171.33
Yearly	$20,015.58	$2,440.35	$3,600.00	$26,055.93
Total	$600,467.43	$73,210.50	$108,000.00	$781,677.93