Is the housing market going to crash?

We have seen every market cycle since 2007. The Fort Mill and Charlotte metro market has shown consistent resilience and population-driven demand. We are happy to walk you through current conditions and what they mean for your specific situation.

Should I buy now or wait for interest rates to drop?

Timing the market is nearly impossible. We focus on your personal timeline, your equity position, and your goals. In most cases, waiting costs more than acting — but we will give you a straight answer based on your numbers, not a sales pitch.

What is it like to live in Fort Mill, South Carolina?

Fort Mill consistently ranks among the best places to live in the Carolinas. Strong schools, low taxes, easy access to Charlotte, and a genuine community feel. We live here — Mike's family of eight calls this area home — so we can give you a real answer, not a brochure.

How do I win in a multiple-offer situation?

Preparation, speed, and presentation. We coach our buyers on exactly how to structure a competitive offer — and our track record of over 2,200 closings means we know what sellers and their agents respond to.

What is the difference between Fort Mill and Rock Hill?

Both are in York County and offer tremendous value compared to Charlotte. Fort Mill tends to attract younger families drawn by the school system and newer developments. Rock Hill has a more established urban core, a strong university presence, and is undergoing significant revitalization. We work both markets daily and can help you find the right fit.

Do you work with active adult or 55+ communities?

Yes — this is one of our specialties. We have deep experience in Sun City Carolina Lakes, Four Seasons at Gold Hill, Carolina Orchards, and Brook Run. We know these communities from the inside and can help buyers and sellers navigate them confidently.

Do you work with veterans and VA loans?

Absolutely. Mike is a Marine Corps veteran and KW Military Ambassador. Supporting fellow veterans is personal for us. We understand VA transactions and are proud to serve those who served.

4041 Summerland Way, Elgin, SC 29045

House Description

JUST REDUCED! One of the best values in Woodcreek Farms. Welcome to 4041 Summerland Way—an exceptional 4-bedroom, 3-bathroom home nestled in the highly sought-after Woodcreek Farms neighborhood in Elgin, SC. This beautifully maintained property offers 2,178 square feet of thoughtfully designed living space, ideal for families seeking comfort, style, and functionality.Step in and be greeted by elegant architectural details, including rich luxury vinyl plank floors, high ceilings, and a stunning coffered ceiling in the dedicated home office—a perfect space for remote work or study. French doors lead into the office, offering both privacy and elegance. The open-concept floor plan seamlessly connects the spacious living room, dining area, and kitchen, making entertaining effortless. The kitchen features stainless steel appliances, a center island, quartz countertops, and ample cabinetry—perfect for the home chef.One of this home's standout features is the large 4th upstairs bedroom (FROG), complete with a private full bathroom and a walk-in closet. Whether used as a guest suite, teen retreat, media room, or private studio, this flexible space adds tremendous value and versatility.The primary suite is a relaxing haven with tray ceilings, a walk-in closet, a large bath featuring dual vanities, and a walk-in shower. Two additional bedrooms and a full bathroom provide plenty of room for family or guests.Enjoy outdoor living in the fully fenced backyard, which includes a covered patio perfect for barbecues or relaxing evenings under the stars. Located just minutes from Fort Jackson, I-20, and northeast Columbia, this home offers convenience without sacrificing peace and privacy.Additional features include a two-car garage and laundry room. Zoned for award-winning schools and close to shopping, dining, and recreation, this home checks every box.4041 Summerland Way isn’t just a home—it’s a lifestyle upgrade. Don’t miss your chance to make it yours! Disclaimer: CMLS has not reviewed and, therefore, does not endorse vendors who may appear in listings.

Highlights

Listed by Louise Gill , Advantage Realty Group Inc , 803-469-2000. Consolidated MLS (IDX)

Property Type

Residential

Lot/Acreage

0.19

HOA Fee

129 Quarterly

Year Built

2022

County

Richland

Area

Columbia Northeast

Neighborhood

The Grove At Woodcreek

School District

Richland Two

Listing ID

635313

Questions about this listing?

Contact Agent

Interior Features

Bedrooms and Bathrooms

▪ Bedrooms:4
▪ Bathrooms:3
▪ Full Bathrooms:3

Appliances:Dishwasher, Disposal, Icemaker, Refrigerator, Microwave Above Stove, Tankless H20, Dishwasher,Disposal,Icemaker,Refrigerator,Microwave Above Stove,Tankless H20

Air Cond:Central,Heat Pump 2nd Lvl

Fireplaces:Gas Log-Natural

Basement:No Basement

Other:Eat In,Island,Pantry,Backsplash-Tiled,Cabinets-Painted,Recessed Lights,Counter Tops-Quartz,Floors-Luxury Vinyl Plank,Office,FROG (With Closet),Attic Storage,Ceiling Fan,Garage Opener,Attic Access,Master on Main

Other:Public

Payment Calculator

Payment Breakdown

Principal Interest

$1,897

Taxes

$236

HOA

$129

Home Price

$369,900

Home Price

Loan Details

30 yrs

6.634%

Interest Rate

Loan Type

Down Payment

20%

$73,980

Down Payment

Down Payment %

All calculations are estimates and provided by Blueroof360. Today’s Rates provided by Blueroof360. Information and interactive calculators are made available to you only as self-help tools for your independent use and are not intended to provide investment or tax advice. We cannot and do not guarantee their applicability or accuracy in regards to your individual circumstances. All examples are hypothetical and are for illustrative purposes. We encourage you to seek personalized advice from qualified professionals regarding all personal finance issues.

Monthly Price:

$1,896.57

Principal

Taxes

HOA

	Principal	Taxes	HOA	Total
Monthly	$1,896.57	$235.81	$129.00	$2,261.38
Yearly	$22,758.83	$2,829.74	$1,548.00	$27,136.57
Total	$682,765.03	$84,892.05	$46,440.00	$814,097.08