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Dream Team United

| Dream Team United | Keller Williams Connected | PLACE

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204 Sapphire Gem Ln , Elgin, SC 29045
$650,000
Est. Payment: $3,332.71/mo
5 Bed
4.5 Bath
3823 Sqft
Status: active | Days on site: 9
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VCR-C15903466 - VCR-C159091383,VCR-C159052275

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House Description

Set along the water in a quiet enclave, this modern Craftsman offers peaceful pond views, private water access, and the rare convenience of two primary suites—one on each level. Dual laundry rooms (one up and one down), smart-home technology, refined finishes, and flexible living spaces make the home as comfortable as it is beautifully designed.Formal living and dining rooms create an elegant welcome before the floor plan opens into a spacious great room with a fireplace and custom cabinetry. Designed for both entertaining and everyday living, the adjoining kitchen features quartz countertops, a large center island with bar seating, high-end stainless steel appliances, an oversized walk-in pantry, and a casual dining area.The main-level primary suite offers privacy and convenience, complete with a beautifully finished bath featuring a walk-in shower and a generous walk-in closet.Upstairs, the second primary suite provides an impressive retreat with a spa-inspired bath, two private water closets—no more sharing—and two oversized walk-in closets. The larger closet connects directly to the second-floor laundry room for added convenience. Two additional bedrooms share a Jack-and-Jill bath, while the spacious flex room, which may also serve as a fifth bedroom, features built-in 5.1 surround-sound speakers and provides the perfect setting for movie nights, recreation, or a secondary living area.Outdoor living is equally inviting. Relax on the covered porch or expansive deck while taking in the peaceful pond and natural surroundings, with private access to the water just beyond the backyard.Additional highlights include an oversized two-car garage, a massive walk-in crawlspace offering exceptional storage, and optional membership at Woodcreek Farms Country Club. Conveniently located near I-20 and I-77, the home offers easy access to shopping, dining, healthcare, and major employment centers. Certain photographs have been virtually staged to illustrate possible furniture placement and use of space. Disclaimer: CMLS has not reviewed and, therefore, does not endorse vendors who may appear in listings.

Highlights

Listed by Karen Yip , Yip Premier Real Estate LLC , 803-388-8798. Consolidated MLS (IDX)

Property Type

Residential

Lot/Acreage
0.27

HOA Fee

1320 Yearly

Year Built

2022

County

Richland

Area

Columbia Northeast

Neighborhood

Woodcreek Farms

School District

Richland Two

Listing ID

639287

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Interior Features

Bedrooms and Bathrooms
  • Bedrooms:5
  • Bathrooms:4.5
  • Full Bathrooms:4
  • 1/2 Bathrooms:1
Appliances:Dishwasher, Dishwasher
Air Cond:Central
Fireplaces:Gas Log-Natural
Basement:No Basement
Other:Bar,Eat In,Pantry,Backsplash-Tiled,Cabinets-Painted,Recessed Lights,Counter Tops-Quartz,Floors-Luxury Vinyl Plank,Attic Access,Ceiling Fan,Smoke Detector,Built-in,Convection,Gas
Other:Public

Exterior Features

Others:On Water,Front Porch - Covered,Back Porch - Screened
Sewer:Public
Principal Interest
$3,333
Taxes
$414
HOA
$1,320

Home Price

$650,000

Loan Details

30 yrs
6.634%

Down Payment

20%
$130,000
All calculations are estimates and provided by Blueroof360. Today’s Rates provided by Blueroof360. Information and interactive calculators are made available to you only as self-help tools for your independent use and are not intended to provide investment or tax advice. We cannot and do not guarantee their applicability or accuracy in regards to your individual circumstances. All examples are hypothetical and are for illustrative purposes. We encourage you to seek personalized advice from qualified professionals regarding all personal finance issues.
Monthly Price:
$3,332.71

Principal

Taxes

HOA

Principal Taxes HOA Total
Monthly $3,332.71 $414.38 $1,320.00 $5,067.09
Yearly $39,992.54 $4,972.50 $15,840.00 $60,805.04
Total $1,199,776.34 $149,175.00 $475,200.00 $1,824,151.34

Today's Rates

30 Year

6.63%

20 Year

6.44%

15 Year

6.12%

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Market insight data is pulled from the same city as the listing being viewed (Elgin, SC).

The schools listed are within a 2-mile radius of the property; however, attendance is not guaranteed. Please contact the local school district to confirm zoning and enrollment options.

Information provided by Columbia MLS, and is deemed reliable but not guaranteed accurate.

IDX service by Blueroof 360

Data last updated: 2026-08-01T20:14:10.100Z

© 2026 Consolidated MLS (IDX)