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Dream Team United

| Dream Team United | Keller Williams Connected | PLACE

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26 Sumner St , Elgin, SC 29045
$475,000
Est. Payment: $2,435.44/mo
5 Bed
3.5 Bath
3167 Sqft
Status: active | Days on site: 51
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VCR-C15903466 - VCR-C159091383,VCR-C159052275

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House Description

Open house this Friday, July 31 st 5 to 7 PM! Priced to move! Welcome to 26 Sumner Street in the desirable Stratford Plantation neighborhood of Elgin, SC. This spacious waterfront home offers 5 bedrooms, 4 bathrooms, and 3,167 square feet of living space on a generous 0.67-acre lot. Nestled among large mature trees, the property features peaceful water views and a private dock on the community pond — perfect for relaxing or enjoying the outdoors. Step inside to an inviting, thoughtfully designed layout ideal for everyday living and entertaining. The home boasts sun-filled rooms with generous proportions, hardwood floors, a well-equipped kitchen with modern appliances, and a luxurious primary suite with ensuite bath. A standout feature is the finished flex room/office above the garage, complete with its own exterior access — ideal as a private home office, home school class room, guest suite, or additional living space. Outside, the expansive yard with mature landscaping provides plenty of room for gatherings, gardening, or unwinding in your private backyard oasis. Stratford Plantation offers large homesites, a serene pond setting, and a strong sense of community. Residents enjoy convenient access to local amenities, shopping, and dining, with a short commute to Columbia. and Ft. Jackson. The area is served by excellent schools, including Dobys Mill Elementary, Leslie M. Stover Middle, and Lugoff-Elgin High. Whether you’re looking for additional space or a tranquil retreat with water access, this property perfectly blends functionality, comfort, and small-town charm in a thriving area. Seller is offering up to $6000 flooring allowance at closing. Disclaimer: CMLS has not reviewed and, therefore, does not endorse vendors who may appear in listings.

Highlights

Listed by Dutch Duchnowski , Fathom Realty SC LLC , 888-455-6040. Consolidated MLS (IDX)

Property Type

Residential

Lot/Acreage
0.65

HOA Fee

325 Yearly

Year Built

2001

County

Kershaw

Area

Kershaw County West - Lugoff, Elgin

Neighborhood

Stratford Plantation

School District

Kershaw County

Listing ID

636230

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Interior Features

Bedrooms and Bathrooms
  • Bedrooms:5
  • Bathrooms:3.5
  • Full Bathrooms:3
  • 1/2 Bathrooms:1
Appliances:Dishwasher, Refrigerator, Microwave Above Stove, Microwave Built In, Stove Exhaust Vented Exte, Electric Water Heater, Dishwasher,Refrigerator,Microwave Above Stove,Microwave Built In,Stove Exhaust Vented Exte,Electric Water Heater
Air Cond:Central,Multiple Units
Fireplaces:Gas Log-Propane
Basement:No Basement
Other:Floors-Hardwood,Island,Pantry,Counter Tops-Granite,Backsplash-Granite,Cabinets-Painted,Bonus-Finished,Enclosed Garage,Garage Opener,Smoke Detector,Built-in,Counter Cooktop,Double Oven,Smooth Surface,Master on Main
Other:Public,Well

Exterior Features

Others:On Water,Deck,Shed,Irrigation Well,Gutters - Full,Fireplace,Studio,Front Porch - Covered,Back Porch - Covered
Sewer:Public
Principal Interest
$2,435
Taxes
$303
HOA
$325

Home Price

$475,000

Loan Details

30 yrs
6.634%

Down Payment

20%
$95,000
All calculations are estimates and provided by Blueroof360. Today’s Rates provided by Blueroof360. Information and interactive calculators are made available to you only as self-help tools for your independent use and are not intended to provide investment or tax advice. We cannot and do not guarantee their applicability or accuracy in regards to your individual circumstances. All examples are hypothetical and are for illustrative purposes. We encourage you to seek personalized advice from qualified professionals regarding all personal finance issues.
Monthly Price:
$2,435.44

Principal

Taxes

HOA

Principal Taxes HOA Total
Monthly $2,435.44 $302.81 $325.00 $3,063.26
Yearly $29,225.32 $3,633.75 $3,900.00 $36,759.07
Total $876,759.63 $109,012.50 $117,000.00 $1,102,772.13

Today's Rates

30 Year

6.63%

20 Year

6.44%

15 Year

6.12%

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Market insight data is pulled from the same city as the listing being viewed (Elgin, SC).

The schools listed are within a 2-mile radius of the property; however, attendance is not guaranteed. Please contact the local school district to confirm zoning and enrollment options.

Information provided by Columbia MLS, and is deemed reliable but not guaranteed accurate.

IDX service by Blueroof 360

Data last updated: 2026-08-01T22:09:18.300Z

© 2026 Consolidated MLS (IDX)