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Dream Team United

| Dream Team United | Keller Williams Connected | PLACE

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18 Stratford Plantation Dr , Elgin, SC 29045
$399,000
Est. Payment: $2,045.77/mo
3 Bed
2.5 Bath
2320 Sqft
Status: active | Days on site: 11
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VCR-C15903466 - VCR-C159091383,VCR-C159052275

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House Description

Welcome to 18 Stratford Plantation Drive in the highly desirable Stratford Plantation community of Elgin, SC! Ideally located just minutes from shopping, dining, and I-20, this beautifully maintained home offers the perfect blend of comfort, style, and convenience while benefiting from low Kershaw County property taxes. Situated on a spacious 0.83-acre lot, the property features a large backyard enclosed with attractive aluminum fencing, a storage building for extra space, and a private well that supplies the irrigation system to help keep the lawn lush year-round. Inside, you'll find an inviting open floor plan with luxury vinyl plank flooring throughout the entire first floor, including the owner's suite. The spacious owner's retreat is conveniently located on the main level, while a half bath provides added convenience for guests. The kitchen is beautifully appointed with granite countertops, new stainless-steel appliances installed in 2023, ample cabinetry, and generous workspace for everyday living and entertaining. A formal dining room accented with elegant crown molding creates the perfect setting for family gatherings and special occasions. Upstairs, you'll find three generously sized bedrooms and a bonus room. Ample closet space throughout the home ensures plenty of storage for everyone. Relax year-round in the large sunroom overlooking the expansive backyard, offering the perfect place to enjoy your morning coffee or unwind at the end of the day. This move-in-ready home combines thoughtful upgrades, abundant living space, and an exceptional location—making it one you won't want to miss! Disclaimer: CMLS has not reviewed and, therefore, does not endorse vendors who may appear in listings.

Highlights

Listed by Martha McCoy , Home Advantage Realty , 803-708-2013. Consolidated MLS (IDX)

Property Type

Residential

Lot/Acreage
0.89

HOA Fee

320 Yearly

Year Built

2017

County

Kershaw

Area

Kershaw County West - Lugoff, Elgin

Neighborhood

Stratford Plantation

School District

Kershaw County

Listing ID

639073

Questions about this listing?

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Interior Features

Bedrooms and Bathrooms
  • Bedrooms:3
  • Bathrooms:2.5
  • Full Bathrooms:2
  • 1/2 Bathrooms:1
Appliances:Dishwasher, Disposal, Microwave Above Stove, Electric Water Heater, Dishwasher,Disposal,Microwave Above Stove,Electric Water Heater
Air Cond:Central
Fireplaces:
Basement:No Basement
Other:Bar,Eat In,Pantry,Counter Tops-Granite,Backsplash-Tiled,Cabinets-Painted,Floors-Luxury Vinyl Plank,Sun Room,Attic Storage,Ceiling Fan,Garage Opener,Smoke Detector,Attic Pull-Down Access,Attic Access,Free-standing,Smooth Surface,Master on Main
Other:Public

Exterior Features

Others:Deck,Shed,Sprinkler,Irrigation Well
Sewer:Septic
Principal Interest
$2,046
Taxes
$254
HOA
$320

Home Price

$399,000

Loan Details

30 yrs
6.634%

Down Payment

20%
$79,800
All calculations are estimates and provided by Blueroof360. Today’s Rates provided by Blueroof360. Information and interactive calculators are made available to you only as self-help tools for your independent use and are not intended to provide investment or tax advice. We cannot and do not guarantee their applicability or accuracy in regards to your individual circumstances. All examples are hypothetical and are for illustrative purposes. We encourage you to seek personalized advice from qualified professionals regarding all personal finance issues.
Monthly Price:
$2,045.77

Principal

Taxes

HOA

Principal Taxes HOA Total
Monthly $2,045.77 $254.36 $320.00 $2,620.13
Yearly $24,549.27 $3,052.35 $3,840.00 $31,441.62
Total $736,478.09 $91,570.50 $115,200.00 $943,248.59

Today's Rates

30 Year

6.63%

20 Year

6.44%

15 Year

6.12%

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Market insight data is pulled from the same city as the listing being viewed (Elgin, SC).

The schools listed are within a 2-mile radius of the property; however, attendance is not guaranteed. Please contact the local school district to confirm zoning and enrollment options.

Information provided by Columbia MLS, and is deemed reliable but not guaranteed accurate.

IDX service by Blueroof 360

Data last updated: 2026-08-01T20:14:10.100Z

© 2026 Consolidated MLS (IDX)