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Dream Team United

| Dream Team United | Keller Williams Connected | PLACE

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5 Lucerne Dr , Elgin, SC 29045
$399,000
Est. Payment: $2,086.26/mo
5 Bed
3 Bath
3058 Sqft
Status: pending | Days on site: 16
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VCR-C15903466 - VCR-C159091383,VCR-C159052275

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House Description

Welcome home to the lifestyle you've been waiting for—where exceptional design, generous space, and a sought-after location come together to create the perfect place to make lasting memories. This premium 5-bedroom, 3-bath home in Elgin's highly desirable Sandy Creek community offers approximately 3,058 square feet of beautifully appointed living space on over one-half acre. The open floor plan is designed for entertaining, featuring rich hardwood flooring throughout the main level, a spacious great room, and a stunning kitchen with soapstone and granite countertops, a large island, custom painted cabinetry, tile backsplash, pantry, stainless steel appliances, natural gas cooking, and a tankless water heater. A main-level bedroom and full bath provide the perfect guest suite or home office. Upstairs, the luxurious owner's retreat features beautiful hardwood flooring, dual vanities, a garden tub, separate shower, private water closet, and two walk-in closets. Enjoy evenings on the covered screened porch overlooking the fully fenced backyard with raised garden bed or take advantage of the oversized two-car garage and abundant storage. Located in the award-winning Kershaw County School District, known for outstanding academics, athletics, and community support, this home is minutes from shopping, dining, parks, and an easy commute to Columbia, Lugoff, and historic Camden. Homes in Sandy Creek rarely become available, making this a rare opportunity to enjoy one of Elgin's most desirable neighborhoods. Disclaimer: CMLS has not reviewed and, therefore, does not endorse vendors who may appear in listings.

Highlights

Listed by Jeffrey Graham , and Jack Crayne , Graham Realty, Inc , 803-432-7370. Consolidated MLS (IDX)

Property Type

Residential

Lot/Acreage
0.55

Year Built

2016

County

Kershaw

Area

Kershaw County West - Lugoff, Elgin

Neighborhood

Sandy Creek

School District

Kershaw County

Listing ID

637662

Questions about this listing?

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Interior Features

Bedrooms and Bathrooms
  • Bedrooms:5
  • Bathrooms:3
  • Full Bathrooms:3
Appliances:Dishwasher, Refrigerator, Microwave Above Stove, Tankless H20, Dishwasher,Refrigerator,Microwave Above Stove,Tankless H20
Air Cond:Central
Fireplaces:Gas Log-Natural
Basement:No Basement
Other:Bar,Eat In,Island,Pantry,Counter Tops-Granite,Backsplash-Tiled,Cabinets-Painted,Recessed Lights,Floors-EngineeredHardwood,Bonus-Finished,FROG (With Closet),Ceiling Fan,Attic Access,Free-standing,Gas
Other:Public

Exterior Features

Garage Capacity:4
Others:Sprinkler,Gutters - Full,Front Porch - Covered,Back Porch - Screened
Sewer:Septic
Principal Interest
$2,086
Taxes
$254

Home Price

$399,000

Loan Details

30 yrs
6.825%

Down Payment

20%
$79,800
All calculations are estimates and provided by Blueroof360. Today’s Rates provided by Blueroof360. Information and interactive calculators are made available to you only as self-help tools for your independent use and are not intended to provide investment or tax advice. We cannot and do not guarantee their applicability or accuracy in regards to your individual circumstances. All examples are hypothetical and are for illustrative purposes. We encourage you to seek personalized advice from qualified professionals regarding all personal finance issues.
Monthly Price:
$2,086.26

Principal

Taxes

Principal Taxes HOA Total
Monthly $2,086.26 $254.36 $0.00 $2,340.63
Yearly $25,035.16 $3,052.35 $0.00 $28,087.51
Total $751,054.88 $91,570.50 $0.00 $842,625.38

Today's Rates

30 Year

6.83%

20 Year

6.44%

15 Year

6.27%

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Market insight data is pulled from the same city as the listing being viewed (Elgin, SC).

The schools listed are within a 2-mile radius of the property; however, attendance is not guaranteed. Please contact the local school district to confirm zoning and enrollment options.

Information provided by Columbia MLS, and is deemed reliable but not guaranteed accurate.

IDX service by Blueroof 360

Data last updated: 2026-08-02T16:17:20.700Z

© 2026 Consolidated MLS (IDX)