Is the housing market going to crash?

We have seen every market cycle since 2007. The Fort Mill and Charlotte metro market has shown consistent resilience and population-driven demand. We are happy to walk you through current conditions and what they mean for your specific situation.

Should I buy now or wait for interest rates to drop?

Timing the market is nearly impossible. We focus on your personal timeline, your equity position, and your goals. In most cases, waiting costs more than acting — but we will give you a straight answer based on your numbers, not a sales pitch.

What is it like to live in Fort Mill, South Carolina?

Fort Mill consistently ranks among the best places to live in the Carolinas. Strong schools, low taxes, easy access to Charlotte, and a genuine community feel. We live here — Mike's family of eight calls this area home — so we can give you a real answer, not a brochure.

How do I win in a multiple-offer situation?

Preparation, speed, and presentation. We coach our buyers on exactly how to structure a competitive offer — and our track record of over 2,200 closings means we know what sellers and their agents respond to.

What is the difference between Fort Mill and Rock Hill?

Both are in York County and offer tremendous value compared to Charlotte. Fort Mill tends to attract younger families drawn by the school system and newer developments. Rock Hill has a more established urban core, a strong university presence, and is undergoing significant revitalization. We work both markets daily and can help you find the right fit.

Do you work with active adult or 55+ communities?

Yes — this is one of our specialties. We have deep experience in Sun City Carolina Lakes, Four Seasons at Gold Hill, Carolina Orchards, and Brook Run. We know these communities from the inside and can help buyers and sellers navigate them confidently.

Do you work with veterans and VA loans?

Absolutely. Mike is a Marine Corps veteran and KW Military Ambassador. Supporting fellow veterans is personal for us. We understand VA transactions and are proud to serve those who served.

408 Plantation Pointe Dr, Elgin, SC 29045

House Description

Tucked beneath a canopy of mature trees, this beautifully charming 4-bedroom, 2.5-bath home is the perfect blend of comfort, warmth, and timeless curb appeal. From the moment you arrive, the inviting front porch sets the tone. The perfect place for rocking chairs, morning coffee, and evenings spent enjoying the peaceful surroundings. Inside, the home feels bright, airy, and effortlessly welcoming, with natural light pouring through the living spaces and a layout designed for both everyday living and meaningful gatherings. Every room offers a sense of comfort and ease, creating the kind of atmosphere that instantly feels like home. Surrounded by lush greenery and mature landscaping, the outdoor setting provides both beauty and privacy while still being part of a friendly, established community.Whether you’re hosting family and friends, enjoying quiet weekends at home, or simply looking for a place with character and heart, this home delivers the perfect balance of charm, functionality, and cozy everyday living. Disclaimer: CMLS has not reviewed and, therefore, does not endorse vendors who may appear in listings.

Highlights

Listed by Karl Radley , Coldwell Banker Realty , 803-732-2200. Consolidated MLS (IDX)

Property Type

Residential

Lot/Acreage

0.32

HOA Fee

245 Yearly

Year Built

2003

County

Richland

Area

Columbia Northeast

Neighborhood

Plantation Pointe

School District

Richland Two

Listing ID

634288

Questions about this listing?

Contact Agent

Interior Features

Bedrooms and Bathrooms

▪ Bedrooms:4
▪ Bathrooms:2.5
▪ Full Bathrooms:2
▪ 1/2 Bathrooms:1

Appliances:Disposal, Refrigerator, Microwave Above Stove, Gas Water Heater, Disposal,Refrigerator,Microwave Above Stove,Gas Water Heater

Air Cond:Central

Fireplaces:

Basement:No Basement

Other:Counter Tops-Formica,Floors-Tile,Cabinets-Painted,Free-standing

Other:Public

Payment Calculator

Payment Breakdown

Principal Interest

$1,527

Taxes

$190

HOA

$245

Home Price

$297,900

Home Price

Loan Details

30 yrs

6.634%

Interest Rate

Loan Type

Down Payment

20%

$59,580

Down Payment

Down Payment %

All calculations are estimates and provided by Blueroof360. Today’s Rates provided by Blueroof360. Information and interactive calculators are made available to you only as self-help tools for your independent use and are not intended to provide investment or tax advice. We cannot and do not guarantee their applicability or accuracy in regards to your individual circumstances. All examples are hypothetical and are for illustrative purposes. We encourage you to seek personalized advice from qualified professionals regarding all personal finance issues.

Monthly Price:

$1,527.41

Principal

Taxes

HOA

	Principal	Taxes	HOA	Total
Monthly	$1,527.41	$189.91	$245.00	$1,962.32
Yearly	$18,328.89	$2,278.94	$2,940.00	$23,547.83
Total	$549,866.73	$68,368.05	$88,200.00	$706,434.78