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Dream Team United

| Dream Team United | Keller Williams Connected | PLACE

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224 Mary Locke Ct , Elgin, SC 29045
$545,000
Est. Payment: $2,794.35/mo
4 Bed
3 Bath
3069 Sqft
Status: active | Days on site: 49
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VCR-C15903466 - VCR-C159091383,VCR-C159052275

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House Description

2 YEARS OF HOA DUES PAID (over $6,000 value) PLUS A 1-YEAR HOME WARRANTY — that's zero yard work AND zero worries from day one! Enjoy truly low-maintenance living in a quiet, gated enclave within prestigious Woodcreek Farms, where lawn maintenance and irrigation are included, giving you more time to enjoy the lifestyle you deserve.This stunning all-brick home offers the perfect blend of comfort, functionality, and privacy. The main level features 3 bedrooms and 2 full bathrooms, while the second floor provides exceptional flexibility with a 4th bedroom, private full bath, spacious loft, and bonus/media room. Designed for both everyday living and entertaining, the open-concept floor plan centers around a welcoming great room with a cozy gas log fireplace. The chef-inspired kitchen boasts a large center island, custom cabinetry, granite countertops, upscale stainless steel appliances, and flows seamlessly into the dining area overlooking the beautiful backyard retreat. The luxurious primary suite serves as a private retreat, featuring hardwood floors, an elegant tray ceiling, and a spa-inspired ensuite bath complete with a fully tiled zero-entry shower, relaxing soaking tub, dual vanities, and a spacious walk-in closet outfitted with custom wood shelving. Step outside to enjoy the covered back porch, extended patio with fire pit, and fully fenced backyard that backs to a natural berm area, creating a private and peaceful outdoor setting. A spacious 3-car garage provides ample room for vehicles, storage, and hobbies. Built with energy efficiency in mind, the home features Zip System exterior sheathing and spray foam insulation along the attic roofline for enhanced comfort and lower utility costs. Disclaimer: CMLS has not reviewed and, therefore, does not endorse vendors who may appear in listings.

Highlights

Listed by Nicole Davis , and McKenna Davis , Coldwell Banker Realty , 803-788-2811. Consolidated MLS (IDX)

Property Type

Residential

Lot/Acreage
0.19

HOA Fee

257 Monthly

Year Built

2020

County

Richland

Area

Columbia Northeast

Neighborhood

Northwoods Villas at Woodcreek Farms

School District

Richland Two

Listing ID

636390

Questions about this listing?

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Interior Features

Bedrooms and Bathrooms
  • Bedrooms:4
  • Bathrooms:3
  • Full Bathrooms:3
Appliances:Dishwasher, Disposal, Microwave Built In, Tankless H20, Dishwasher,Disposal,Microwave Built In,Tankless H20
Air Cond:Central
Fireplaces:Gas Log-Natural
Basement:No Basement
Other:Eat In,Floors-Hardwood,Island,Pantry,Counter Tops-Granite,Backsplash-Tiled,Cabinets-Painted,Recessed Lights,Bonus-Finished,Loft,Attic Storage,Ceiling Fan,Garage Opener,Smoke Detector,Attic Pull-Down Access,Attic Access,Built-in,Convection,Counter Cooktop,Gas,Master on Main
Other:Public

Exterior Features

Others:Sprinkler
Sewer:Public

Open House

Upcoming Open Houses
Saturday 11:00 am - 1:00 pm Aug 1
Principal Interest
$2,794
Taxes
$347
HOA
$257

Home Price

$545,000

Loan Details

30 yrs
6.634%

Down Payment

20%
$109,000
All calculations are estimates and provided by Blueroof360. Today’s Rates provided by Blueroof360. Information and interactive calculators are made available to you only as self-help tools for your independent use and are not intended to provide investment or tax advice. We cannot and do not guarantee their applicability or accuracy in regards to your individual circumstances. All examples are hypothetical and are for illustrative purposes. We encourage you to seek personalized advice from qualified professionals regarding all personal finance issues.
Monthly Price:
$2,794.35

Principal

Taxes

HOA

Principal Taxes HOA Total
Monthly $2,794.35 $347.44 $257.00 $3,398.79
Yearly $33,532.21 $4,169.25 $3,084.00 $40,785.46
Total $1,005,966.32 $125,077.50 $92,520.00 $1,223,563.82

Today's Rates

30 Year

6.63%

20 Year

6.44%

15 Year

6.12%

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Market insight data is pulled from the same city as the listing being viewed (Elgin, SC).

The schools listed are within a 2-mile radius of the property; however, attendance is not guaranteed. Please contact the local school district to confirm zoning and enrollment options.

Information provided by Columbia MLS, and is deemed reliable but not guaranteed accurate.

IDX service by Blueroof 360

Data last updated: 2026-08-01T22:09:18.300Z

© 2026 Consolidated MLS (IDX)