Is the housing market going to crash?

We have seen every market cycle since 2007. The Fort Mill and Charlotte metro market has shown consistent resilience and population-driven demand. We are happy to walk you through current conditions and what they mean for your specific situation.

Should I buy now or wait for interest rates to drop?

Timing the market is nearly impossible. We focus on your personal timeline, your equity position, and your goals. In most cases, waiting costs more than acting — but we will give you a straight answer based on your numbers, not a sales pitch.

What is it like to live in Fort Mill, South Carolina?

Fort Mill consistently ranks among the best places to live in the Carolinas. Strong schools, low taxes, easy access to Charlotte, and a genuine community feel. We live here — Mike's family of eight calls this area home — so we can give you a real answer, not a brochure.

How do I win in a multiple-offer situation?

Preparation, speed, and presentation. We coach our buyers on exactly how to structure a competitive offer — and our track record of over 2,200 closings means we know what sellers and their agents respond to.

What is the difference between Fort Mill and Rock Hill?

Both are in York County and offer tremendous value compared to Charlotte. Fort Mill tends to attract younger families drawn by the school system and newer developments. Rock Hill has a more established urban core, a strong university presence, and is undergoing significant revitalization. We work both markets daily and can help you find the right fit.

Do you work with active adult or 55+ communities?

Yes — this is one of our specialties. We have deep experience in Sun City Carolina Lakes, Four Seasons at Gold Hill, Carolina Orchards, and Brook Run. We know these communities from the inside and can help buyers and sellers navigate them confidently.

Do you work with veterans and VA loans?

Absolutely. Mike is a Marine Corps veteran and KW Military Ambassador. Supporting fellow veterans is personal for us. We understand VA transactions and are proud to serve those who served.

166 Backspin Dr, Elgin, SC 29045

House Description

You've found the Crown Jewel of Woodcreek Country Club! Located in a private gated section of Woodcreek Country Club, this exceptional 2-year-old home sits on one of the community's most desirable golf course lots, directly on the beautifully elevated 11th Green of the Tom Fazio Championship Golf Course. Not on a tee box. Not on a fairway. Perfectly positioned pin-high, this home features breathtaking year-round views of the green from multiple rooms throughout the home. Homes in this price range rarely give a premium golf course location combined with the amenities of a private country club, including golf, dining, tennis, pickleball, and swimming. If you are a golfer, you understand how rare it is to find a home situated directly on the green with an elevated view and no tee box or fairway traffic.This single-story home offers approximately 1,620 square feet of thoughtfully designed living space, featuring 2 bedrooms, 2 full baths, a versatile flex room, and an attached 2-car garage with a smart garage door opener. The spacious family room flows seamlessly into the kitchen and breakfast area, creating an ideal layout for everyday living and entertaining.The flex room is perfect for a home office, den, hobby room, or could potentially be converted into a third bedroom. The primary suite and secondary bedroom are located on opposite sides of the home, providing privacy for owners and guests alike.Enjoy spectacular golf course views from the Primary Bedroom, Living Room, Kitchen, Breakfast Area, and Screened Porch. The front, side, and back yards are fully irrigated.Quarterly HOA fees include lawn maintenance, security gate maintenance, security cameras, entrance landscaping, and common-area upkeep.This is a truly rare opportunity to own one of Woodcreek's premier golf course homes, with year-round green views, privacy, and resort-style country club living.Disclaimer: CMLS has not reviewed and, therefore, does not endorse vendors who may appear in listings. Disclaimer: CMLS has not reviewed and, therefore, does not endorse vendors who may appear in listings. Disclaimer: CMLS has not reviewed and, therefore, does not endorse vendors who may appear in listings.

Highlights

Listed by Vickie Hurdle , Century 21 Vanguard , 803-781-1623. Consolidated MLS (IDX)

Property Type

Residential

Lot/Acreage

0.17

HOA Fee

772 Quarterly

Year Built

2023

County

Richland

Area

Columbia Northeast

Neighborhood

Northwoods Villas at Woodcreek Farms

School District

Richland Two

Listing ID

637058

Questions about this listing?

Contact Agent

Interior Features

Bedrooms and Bathrooms

▪ Bedrooms:2
▪ Bathrooms:2
▪ Full Bathrooms:2

Appliances:Dishwasher, Disposal, Microwave Above Stove, Tankless H20, Dishwasher,Disposal,Microwave Above Stove,Tankless H20

Air Cond:Central

Fireplaces:

Basement:No Basement

Other:Eat In,Island,Pantry,Counter Tops-Granite,Backsplash-Tiled,Recessed Lights,Floors-Luxury Vinyl Plank,Bonus-Finished,Attic Storage,Attic Pull-Down Access,Gas,Self Clean,Master on Main

Other:Public

Payment Calculator

Payment Breakdown

Principal Interest

$1,897

Taxes

$236

HOA

$772

Home Price

$369,990

Home Price

Loan Details

30 yrs

6.634%

Interest Rate

Loan Type

Down Payment

20%

$73,998

Down Payment

Down Payment %

All calculations are estimates and provided by Blueroof360. Today’s Rates provided by Blueroof360. Information and interactive calculators are made available to you only as self-help tools for your independent use and are not intended to provide investment or tax advice. We cannot and do not guarantee their applicability or accuracy in regards to your individual circumstances. All examples are hypothetical and are for illustrative purposes. We encourage you to seek personalized advice from qualified professionals regarding all personal finance issues.

Monthly Price:

$1,897.03

Principal

Taxes

HOA

	Principal	Taxes	HOA	Total
Monthly	$1,897.03	$235.87	$772.00	$2,904.90
Yearly	$22,764.37	$2,830.42	$9,264.00	$34,858.80
Total	$682,931.15	$84,912.71	$277,920.00	$1,045,763.86