Is the housing market going to crash?

We have seen every market cycle since 2007. The Fort Mill and Charlotte metro market has shown consistent resilience and population-driven demand. We are happy to walk you through current conditions and what they mean for your specific situation.

Should I buy now or wait for interest rates to drop?

Timing the market is nearly impossible. We focus on your personal timeline, your equity position, and your goals. In most cases, waiting costs more than acting — but we will give you a straight answer based on your numbers, not a sales pitch.

What is it like to live in Fort Mill, South Carolina?

Fort Mill consistently ranks among the best places to live in the Carolinas. Strong schools, low taxes, easy access to Charlotte, and a genuine community feel. We live here — Mike's family of eight calls this area home — so we can give you a real answer, not a brochure.

How do I win in a multiple-offer situation?

Preparation, speed, and presentation. We coach our buyers on exactly how to structure a competitive offer — and our track record of over 2,200 closings means we know what sellers and their agents respond to.

What is the difference between Fort Mill and Rock Hill?

Both are in York County and offer tremendous value compared to Charlotte. Fort Mill tends to attract younger families drawn by the school system and newer developments. Rock Hill has a more established urban core, a strong university presence, and is undergoing significant revitalization. We work both markets daily and can help you find the right fit.

Do you work with active adult or 55+ communities?

Yes — this is one of our specialties. We have deep experience in Sun City Carolina Lakes, Four Seasons at Gold Hill, Carolina Orchards, and Brook Run. We know these communities from the inside and can help buyers and sellers navigate them confidently.

Do you work with veterans and VA loans?

Absolutely. Mike is a Marine Corps veteran and KW Military Ambassador. Supporting fellow veterans is personal for us. We understand VA transactions and are proud to serve those who served.

43 Upper Pond Rd, Elgin, SC 29045

House Description

STILL AVAILABLE - PLEASE SCHEDULE YOUR TOUR TODAY! Wait until you see the back covered deck!!! Your outdoor living is about to get a SERIOUS upgrade! This peaceful respite on 1.66 acres is perfect for evening and weekend rejuvenation or family parties! This move-in ready one-level beauty boasts solid surface floors through, updated appliances and an open floor plan with generous living space. The owner's suite has a huge sitting room with fireplace and a luxurious bath with whirlpool tub and massive tiled shower! Main house has 3 bedrooms plus an office/small 4th bedroom. Plenty of storage in your backyard shed inside the fenced yard. But wait there's more! A 1000 sqft guest house with 2 bedrooms, high ceilings, full bath, huge kitchen and generous living space! This could generate rental income, serve as an in-law suite, a home business, or just man-cave or she-shed! The possibilities are endless! Enjoy peaceful surroundings while still being just a short drive from shopping, dining, and local amenities. Some photos have been virtually staged. Photos of guest are from a previous listing with permission. Disclaimer: CMLS has not reviewed and, therefore, does not endorse vendors who may appear in listings.

Highlights

Listed by Braden Greer , eXp Realty LLC , 888-440-2798. Consolidated MLS (IDX)

Property Type

Residential

Lot/Acreage

1.66

Year Built

1998

County

Kershaw

Area

Kershaw County West - Lugoff, Elgin

Neighborhood

None

School District

Kershaw County

Listing ID

633425

Questions about this listing?

Contact Agent

Interior Features

Bedrooms and Bathrooms

▪ Bedrooms:5
▪ Bathrooms:3
▪ Full Bathrooms:3

Appliances:Dishwasher, Dishwasher

Air Cond:Central

Fireplaces:Wood Burning

Basement:No Basement

Other:Island,Pantry,Cabinets-Painted,Recessed Lights,Second Kitchen,Floors-Luxury Vinyl Plank,Office,BookCase,Ceiling Fan,Smoke Detector,Smooth Surface,Master on Main

Other:Well

Payment Calculator

Payment Breakdown

Principal Interest

$1,751

Taxes

$218

Home Price

$341,500

Home Price

Loan Details

30 yrs

6.634%

Interest Rate

Loan Type

Down Payment

20%

$68,300

Down Payment

Down Payment %

All calculations are estimates and provided by Blueroof360. Today’s Rates provided by Blueroof360. Information and interactive calculators are made available to you only as self-help tools for your independent use and are not intended to provide investment or tax advice. We cannot and do not guarantee their applicability or accuracy in regards to your individual circumstances. All examples are hypothetical and are for illustrative purposes. We encourage you to seek personalized advice from qualified professionals regarding all personal finance issues.

Monthly Price:

$1,750.96

Principal

Taxes