Is the housing market going to crash?

We have seen every market cycle since 2007. The Fort Mill and Charlotte metro market has shown consistent resilience and population-driven demand. We are happy to walk you through current conditions and what they mean for your specific situation.

Should I buy now or wait for interest rates to drop?

Timing the market is nearly impossible. We focus on your personal timeline, your equity position, and your goals. In most cases, waiting costs more than acting — but we will give you a straight answer based on your numbers, not a sales pitch.

What is it like to live in Fort Mill, South Carolina?

Fort Mill consistently ranks among the best places to live in the Carolinas. Strong schools, low taxes, easy access to Charlotte, and a genuine community feel. We live here — Mike's family of eight calls this area home — so we can give you a real answer, not a brochure.

How do I win in a multiple-offer situation?

Preparation, speed, and presentation. We coach our buyers on exactly how to structure a competitive offer — and our track record of over 2,200 closings means we know what sellers and their agents respond to.

What is the difference between Fort Mill and Rock Hill?

Both are in York County and offer tremendous value compared to Charlotte. Fort Mill tends to attract younger families drawn by the school system and newer developments. Rock Hill has a more established urban core, a strong university presence, and is undergoing significant revitalization. We work both markets daily and can help you find the right fit.

Do you work with active adult or 55+ communities?

Yes — this is one of our specialties. We have deep experience in Sun City Carolina Lakes, Four Seasons at Gold Hill, Carolina Orchards, and Brook Run. We know these communities from the inside and can help buyers and sellers navigate them confidently.

Do you work with veterans and VA loans?

Absolutely. Mike is a Marine Corps veteran and KW Military Ambassador. Supporting fellow veterans is personal for us. We understand VA transactions and are proud to serve those who served.

388 Sessions Rd, Elgin, SC 29045

House Description

Amazing private paradise home sitting on 5.91 acres. Main house has 3 BR & 3BA.Open concept kitchen, dining, & great room with beautiful stone fireplace with wood burning stove and 16ft vaulted ceiling. Kitchen features Fisher & Paykel propane cooktop with custom copper backsplash and has sitting area with built in desk. Master bedroom has same vaulted ceilings, his & hers walk-in closets, private bath with heated floors, double shower, and heated jetted tub. Second bedroom has own private bath with large walk-in closet and third bedroom has private entrance to hall full bath with large walk-in closet that has built in desk. Hardwoods throughout living areas and Master BR. Tankless Hot Water Heater! 20x40 in ground swimming pool with Ecosmarte copper ionization system & new pump added 2025. Detached 2 car garage that has in law suite in the back with full bath & kitchen (this is 4th BR) & separate from main house. A large second floor storage over garage. Covered RV area with 220 electric & water. Large portion of backyard is all fenced with double gate in back leading to walking trails and Hunting stand. House has central vac and equipped with Aquasaunna water filtration system. Separate open shed to store equipment under. Great circle driveway makes parking easy. Just 10 minutes to Sandhills Mall & close to all amenties. Just sit on your long front porch and enjoy the nature and beauty of this property. Disclaimer: CMLS has not reviewed and, therefore, does not endorse vendors who may appear in listings.

Highlights

Listed by Jackie Habit , Century 21 Vanguard , 803-781-1623. Consolidated MLS (IDX)

Property Type

Residential

Lot/Acreage

5.91

Year Built

2001

County

Kershaw

Area

Kershaw County West - Lugoff, Elgin

Neighborhood

None

School District

Kershaw County

Listing ID

633065

Questions about this listing?

Contact Agent

Interior Features

Bedrooms and Bathrooms

▪ Bedrooms:4
▪ Bathrooms:4
▪ Full Bathrooms:4

Appliances:Dishwasher, Refrigerator, Water Filter, Microwave Above Stove, Tankless H20, Gas Water Heater, Dishwasher,Refrigerator,Water Filter,Microwave Above Stove,Tankless H20,Gas Water Heater

Air Cond:Central

Fireplaces:Wood Burning

Basement:No Basement

Other:Eat In,Floors-Hardwood,Nook,Pantry,Counter Tops-Formica,Cabinets-Stained,Backsplash-Other,In Law Suite,Ceiling Fan,Central Vacuum,Smoke Detector,Attic Pull-Down Access,Free-standing,Gas,Self Clean,Master on Main

Other:Well

Payment Calculator

Payment Breakdown

Principal Interest

$2,564

Taxes

$319

Home Price

$499,999

Home Price

Loan Details

30 yrs

6.634%

Interest Rate

Loan Type

Down Payment

20%

$100,000

Down Payment

Down Payment %

All calculations are estimates and provided by Blueroof360. Today’s Rates provided by Blueroof360. Information and interactive calculators are made available to you only as self-help tools for your independent use and are not intended to provide investment or tax advice. We cannot and do not guarantee their applicability or accuracy in regards to your individual circumstances. All examples are hypothetical and are for illustrative purposes. We encourage you to seek personalized advice from qualified professionals regarding all personal finance issues.

Monthly Price:

$2,563.62

Principal

Taxes