Is the housing market going to crash?

We have seen every market cycle since 2007. The Fort Mill and Charlotte metro market has shown consistent resilience and population-driven demand. We are happy to walk you through current conditions and what they mean for your specific situation.

Should I buy now or wait for interest rates to drop?

Timing the market is nearly impossible. We focus on your personal timeline, your equity position, and your goals. In most cases, waiting costs more than acting — but we will give you a straight answer based on your numbers, not a sales pitch.

What is it like to live in Fort Mill, South Carolina?

Fort Mill consistently ranks among the best places to live in the Carolinas. Strong schools, low taxes, easy access to Charlotte, and a genuine community feel. We live here — Mike's family of eight calls this area home — so we can give you a real answer, not a brochure.

How do I win in a multiple-offer situation?

Preparation, speed, and presentation. We coach our buyers on exactly how to structure a competitive offer — and our track record of over 2,200 closings means we know what sellers and their agents respond to.

What is the difference between Fort Mill and Rock Hill?

Both are in York County and offer tremendous value compared to Charlotte. Fort Mill tends to attract younger families drawn by the school system and newer developments. Rock Hill has a more established urban core, a strong university presence, and is undergoing significant revitalization. We work both markets daily and can help you find the right fit.

Do you work with active adult or 55+ communities?

Yes — this is one of our specialties. We have deep experience in Sun City Carolina Lakes, Four Seasons at Gold Hill, Carolina Orchards, and Brook Run. We know these communities from the inside and can help buyers and sellers navigate them confidently.

Do you work with veterans and VA loans?

Absolutely. Mike is a Marine Corps veteran and KW Military Ambassador. Supporting fellow veterans is personal for us. We understand VA transactions and are proud to serve those who served.

31 Yellow Dwarf Ln, Elgin, SC 29045

House Description

PRICE REDUCED! MOVE-IN READY + MOTIVATED SELLER! Now offered at $279,999—reduced from the original list price of $290,000! Don’t miss this opportunity to own a beautiful, nearly new home at 31 Yellow Dwarf Lane in Elgin!Built in 2024, this impressive home offers 3 bedrooms, 2.5 bathrooms, and approximately 1,962 sq. ft. of spacious, modern living. Step inside to a bright and inviting floor plan designed for comfortable everyday living and entertaining. The open living areas create a welcoming atmosphere, while the kitchen provides the perfect gathering space for meals, celebrations, and time with family and friends.Upstairs, the spacious primary suite offers a relaxing retreat, while two additional bedrooms provide flexibility for family, guests, a home office, or hobby space.Located in the desirable Ellington community, this home gives you the benefits of newer construction without the wait—it’s MOVE-IN READY! Enjoy convenient access to shopping, dining, schools, and major roadways. NEW PRICE: $279,999 | ORIGINAL PRICE: $290,000 | MOTIVATED SELLER! If you’ve been waiting for the right home at the right price, 31 Yellow Dwarf Lane deserves to be at the top of your list. All offers welcomed! Schedule your private showing today and make this beautiful Elgin home yours! Disclaimer: CMLS has not reviewed and, therefore, does not endorse vendors who may appear in listings.

Highlights

Listed by Cristy Anderson , Coldwell Banker Realty , 803-788-2811. Consolidated MLS (IDX)

Property Type

Residential

Lot/Acreage

0.14

HOA Fee

525 Yearly

Year Built

2024

County

Richland

Area

Columbia Northeast

Neighborhood

Ellington

School District

Richland Two

Listing ID

636955

Questions about this listing?

Contact Agent

Payment Calculator

Payment Breakdown

Principal Interest

$1,464

Taxes

$178

HOA

$525

Home Price

$279,999

Home Price

Loan Details

30 yrs

6.825%

Interest Rate

Loan Type

Down Payment

20%

$56,000

Down Payment

Down Payment %

All calculations are estimates and provided by Blueroof360. Today’s Rates provided by Blueroof360. Information and interactive calculators are made available to you only as self-help tools for your independent use and are not intended to provide investment or tax advice. We cannot and do not guarantee their applicability or accuracy in regards to your individual circumstances. All examples are hypothetical and are for illustrative purposes. We encourage you to seek personalized advice from qualified professionals regarding all personal finance issues.

Monthly Price:

$1,464.04

Principal

Taxes

HOA

	Principal	Taxes	HOA	Total
Monthly	$1,464.04	$178.50	$525.00	$2,167.54
Yearly	$17,568.47	$2,141.99	$6,300.00	$26,010.46
Total	$527,054.17	$64,259.77	$189,000.00	$780,313.94