Is the housing market going to crash?

We have seen every market cycle since 2007. The Fort Mill and Charlotte metro market has shown consistent resilience and population-driven demand. We are happy to walk you through current conditions and what they mean for your specific situation.

Should I buy now or wait for interest rates to drop?

Timing the market is nearly impossible. We focus on your personal timeline, your equity position, and your goals. In most cases, waiting costs more than acting — but we will give you a straight answer based on your numbers, not a sales pitch.

What is it like to live in Fort Mill, South Carolina?

Fort Mill consistently ranks among the best places to live in the Carolinas. Strong schools, low taxes, easy access to Charlotte, and a genuine community feel. We live here — Mike's family of eight calls this area home — so we can give you a real answer, not a brochure.

How do I win in a multiple-offer situation?

Preparation, speed, and presentation. We coach our buyers on exactly how to structure a competitive offer — and our track record of over 2,200 closings means we know what sellers and their agents respond to.

What is the difference between Fort Mill and Rock Hill?

Both are in York County and offer tremendous value compared to Charlotte. Fort Mill tends to attract younger families drawn by the school system and newer developments. Rock Hill has a more established urban core, a strong university presence, and is undergoing significant revitalization. We work both markets daily and can help you find the right fit.

Do you work with active adult or 55+ communities?

Yes — this is one of our specialties. We have deep experience in Sun City Carolina Lakes, Four Seasons at Gold Hill, Carolina Orchards, and Brook Run. We know these communities from the inside and can help buyers and sellers navigate them confidently.

Do you work with veterans and VA loans?

Absolutely. Mike is a Marine Corps veteran and KW Military Ambassador. Supporting fellow veterans is personal for us. We understand VA transactions and are proud to serve those who served.

117 Cove Ct, Columbia, SC 29212

House Description

Wake up each morning to peaceful marina views and end your day watching boats return home on beautiful Lake Murray. Welcome to 117 Cove Court in the gated Yacht Cove community, where waterfront living meets everyday convenience. Sold fully furnished, this three bedroom, two bathroom condo is ready for you to enjoy from day one. Natural light fills the living room featuring a fireplace, wet bar niche, and sliding glass doors leading to a private balcony overlooking the marina. Whether you're enjoying your morning coffee, entertaining friends, or simply relaxing after work, the waterfront setting creates the perfect backdrop. The kitchen and adjoining dining area also capture marina views, making meal preparation and dining something to look forward to. The primary suite and additional bedrooms provide flexibility for guests, a home office, or hobbies, making this home ideal for young professionals, retirees, weekend lake enthusiasts, or anyone seeking a lock-and-leave lifestyle. The HOA is less than $300 per month and includes termite bond, year-round lawn maintenance, upkeep of common areas and green spaces, water, sewer, trash service, community pool, clubhouse, tennis and pickleball courts, waterfront boardwalk, boat ramp, and courtesy dock. Boat slips, jet ski slips, and dry storage may be available through the HOA for additional fees. Located just 1.1 miles from the north recreational area of the Lake Murray Dam with access to the dam walk, picnic shelters, and public swimming area, 5.4 miles from Columbiana Centre and Harbison shopping, dining and movie theaters, 15.6 miles from Williams-Brice Stadium, and14.1 miles from Columbia Metropolitan Airport, this home places recreation, shopping, dining, and travel within easy reach. If you've been searching for an affordable, low-maintenance Lake Murray waterfront life style with marina views and outstanding community amenities, 117 Cove Court is ready to welcome you home. Disclaimer: CMLS has not reviewed and, therefore, does not endorse vendors who may appear in listings.

Highlights

Listed by John Covington , EXIT Real Est Consultants , 803-358-0888. Consolidated MLS (IDX)

Property Type

Condo/Townhome

HOA Fee

290 Monthly

Year Built

1980

County

Lexington

Area

Irmo/St Andrews/Ballentine

Neighborhood

Yacht Cove

School District

Lexington/Richland Five

Listing ID

638842

Questions about this listing?

Contact Agent

Interior Features

Bedrooms and Bathrooms

▪ Bedrooms:2
▪ Bathrooms:2
▪ Full Bathrooms:2

Appliances:Disposal, Refrigerator, Microwave Above Stove, Stove Exhaust Vented Exte, Disposal,Refrigerator,Microwave Above Stove,Stove Exhaust Vented Exte

Air Cond:Central

Fireplaces:Wood Burning

Basement:No Basement

Other:Bar,Counter Tops-Formica,Cabinets-Painted,Floors-EngineeredHardwood,Free-standing,Master on Main

Other:Public

Payment Calculator

Payment Breakdown

Principal Interest

$1,277

Taxes

$159

HOA

$290

Home Price

$249,000

Home Price

Loan Details

30 yrs

6.634%

Interest Rate

Loan Type

Down Payment

20%

$49,800

Down Payment

Down Payment %

All calculations are estimates and provided by Blueroof360. Today’s Rates provided by Blueroof360. Information and interactive calculators are made available to you only as self-help tools for your independent use and are not intended to provide investment or tax advice. We cannot and do not guarantee their applicability or accuracy in regards to your individual circumstances. All examples are hypothetical and are for illustrative purposes. We encourage you to seek personalized advice from qualified professionals regarding all personal finance issues.

Monthly Price:

$1,276.69

Principal

Taxes

HOA

	Principal	Taxes	HOA	Total
Monthly	$1,276.69	$158.74	$290.00	$1,725.42
Yearly	$15,320.22	$1,904.85	$3,480.00	$20,705.07
Total	$459,606.63	$57,145.50	$104,400.00	$621,152.13