Is the housing market going to crash?

We have seen every market cycle since 2007. The Fort Mill and Charlotte metro market has shown consistent resilience and population-driven demand. We are happy to walk you through current conditions and what they mean for your specific situation.

Should I buy now or wait for interest rates to drop?

Timing the market is nearly impossible. We focus on your personal timeline, your equity position, and your goals. In most cases, waiting costs more than acting — but we will give you a straight answer based on your numbers, not a sales pitch.

What is it like to live in Fort Mill, South Carolina?

Fort Mill consistently ranks among the best places to live in the Carolinas. Strong schools, low taxes, easy access to Charlotte, and a genuine community feel. We live here — Mike's family of eight calls this area home — so we can give you a real answer, not a brochure.

How do I win in a multiple-offer situation?

Preparation, speed, and presentation. We coach our buyers on exactly how to structure a competitive offer — and our track record of over 2,200 closings means we know what sellers and their agents respond to.

What is the difference between Fort Mill and Rock Hill?

Both are in York County and offer tremendous value compared to Charlotte. Fort Mill tends to attract younger families drawn by the school system and newer developments. Rock Hill has a more established urban core, a strong university presence, and is undergoing significant revitalization. We work both markets daily and can help you find the right fit.

Do you work with active adult or 55+ communities?

Yes — this is one of our specialties. We have deep experience in Sun City Carolina Lakes, Four Seasons at Gold Hill, Carolina Orchards, and Brook Run. We know these communities from the inside and can help buyers and sellers navigate them confidently.

Do you work with veterans and VA loans?

Absolutely. Mike is a Marine Corps veteran and KW Military Ambassador. Supporting fellow veterans is personal for us. We understand VA transactions and are proud to serve those who served.

1520 Senate Street 204, Columbia, SC 29201

House Description

WELCOME TO THIS 2 BEDROOM, 2 BATH PENTHOUSE AT SENATE PLAZA IN COLUMBIA, S.C.! THIS PREMIER, HIGH-RISE, DOWNTOWN PROPERTY OFFERS PANORAMIC CITY VIEWS AND UNPARALLELED CONVENIENCE TO THE SC STATE HOUSE, USC LAW SCHOOL, USC, DOWNTOWN, AND THE VISTA.THIS PRIME PENTHOUSE FEATURE IS THAT IT IS A RENOVATED CONDO THAT YOU CAN MOVE RIGHT IN AS SOON AS YOU CLOSE! THE KITCHEN AND LIVING ROOM IS VERY BRIGHT AND OPEN WITH ALL OF THE WINDOWS AND NATURAL LIGHT FLOWING IN. THE PRIMARY BEDROOM HAS WALK IN CLOSET, NICE PRIVATE LUXURY BATHROOM PLUS BUILT-INS. THE 2ND. BEDROOM CAN BE USED AS A BEDROOM OR OFFICE AND ALSO HAS A NICE CLOSET.ALL APPLIANCE CONVEY TO INCLUDE REFRIGERATOR, WASHER/DRYER, DISHWASHER, MICROWAVE, RANGE. 2024 HVAC INSTALLED AND CAN BE CONTROLLED IN CONDO YOURSELF.HOA INCLUDES EVERYTHING YOU NEED- 1 PARKING SPACE COVERED, WATER, SEWER, HVAC, INTERNET, POOL, MAILBOX, FITNESS ROOM,24 HR DOOR PERSONNEL, CANTEEN ROOM, BANQUET ROOM, FIREPIT, GRILL, PEST CONTROL, LANDSCAPE MAINTENANCE, TRASH, BIKE RACKS. A STUNNING PLACE TO CALL HOME! Disclaimer: CMLS has not reviewed and, therefore, does not endorse vendors who may appear in listings.

Highlights

Listed by Cameron Hartley , Coldwell Banker Realty , 803-799-8035. Consolidated MLS (IDX)

Property Type

Condo/Townhome

Lot/Acreage

0.16

HOA Fee

1646 Monthly

Year Built

1965

County

Richland

Area

Columbia - South

Neighborhood

Senate Plaza

School District

Richland One

Listing ID

625937

Questions about this listing?

Contact Agent

Interior Features

Bedrooms and Bathrooms

▪ Bedrooms:2
▪ Bathrooms:2
▪ Full Bathrooms:2

Appliances:Dishwasher, Disposal, Dryer, Refrigerator, Washer, Microwave Above Stove, Electric Water Heater, Dishwasher,Disposal,Dryer,Refrigerator,Washer,Microwave Above Stove,Electric Water Heater

Air Cond:Central,Heat Pump 1st Lvl

Fireplaces:

Basement:Yes Basement

Other:Bar,Pantry,Cabinets-Painted,Recessed Lights,Floors-Luxury Vinyl Plank,Ceiling Fan,Smoke Detector,Free-standing,Self Clean,Smooth Surface,Master on Main

Other:Public

Payment Calculator

Payment Breakdown

Principal Interest

$1,579

Taxes

$196

HOA

$1,646

Home Price

$308,000

Home Price

Loan Details

30 yrs

6.634%

Interest Rate

Loan Type

Down Payment

20%

$61,600

Down Payment

Down Payment %

All calculations are estimates and provided by Blueroof360. Today’s Rates provided by Blueroof360. Information and interactive calculators are made available to you only as self-help tools for your independent use and are not intended to provide investment or tax advice. We cannot and do not guarantee their applicability or accuracy in regards to your individual circumstances. All examples are hypothetical and are for illustrative purposes. We encourage you to seek personalized advice from qualified professionals regarding all personal finance issues.

Monthly Price:

$1,579.19

Principal

Taxes

HOA

	Principal	Taxes	HOA	Total
Monthly	$1,579.19	$196.35	$1,646.00	$3,421.54
Yearly	$18,950.31	$2,356.20	$19,752.00	$41,058.51
Total	$568,509.41	$70,686.00	$592,560.00	$1,231,755.41