Is the housing market going to crash?

We have seen every market cycle since 2007. The Fort Mill and Charlotte metro market has shown consistent resilience and population-driven demand. We are happy to walk you through current conditions and what they mean for your specific situation.

Should I buy now or wait for interest rates to drop?

Timing the market is nearly impossible. We focus on your personal timeline, your equity position, and your goals. In most cases, waiting costs more than acting — but we will give you a straight answer based on your numbers, not a sales pitch.

What is it like to live in Fort Mill, South Carolina?

Fort Mill consistently ranks among the best places to live in the Carolinas. Strong schools, low taxes, easy access to Charlotte, and a genuine community feel. We live here — Mike's family of eight calls this area home — so we can give you a real answer, not a brochure.

How do I win in a multiple-offer situation?

Preparation, speed, and presentation. We coach our buyers on exactly how to structure a competitive offer — and our track record of over 2,200 closings means we know what sellers and their agents respond to.

What is the difference between Fort Mill and Rock Hill?

Both are in York County and offer tremendous value compared to Charlotte. Fort Mill tends to attract younger families drawn by the school system and newer developments. Rock Hill has a more established urban core, a strong university presence, and is undergoing significant revitalization. We work both markets daily and can help you find the right fit.

Do you work with active adult or 55+ communities?

Yes — this is one of our specialties. We have deep experience in Sun City Carolina Lakes, Four Seasons at Gold Hill, Carolina Orchards, and Brook Run. We know these communities from the inside and can help buyers and sellers navigate them confidently.

Do you work with veterans and VA loans?

Absolutely. Mike is a Marine Corps veteran and KW Military Ambassador. Supporting fellow veterans is personal for us. We understand VA transactions and are proud to serve those who served.

706 Hemphill St, Columbia, SC 29205

House Description

Charming, cottage-style bungalow featuring classic character and timeless appeal. This cozy home offers a functional layout with inviting living space in the sought after and established Rosewood Community. Located on a quiet, tree-lined street, the home includes a spacious living room area, hardwood floors mostly throughout, efficient kitchen with bar area adjoining utility room (with washer and dryer hookups). Situated on a level, nice size, but manageable lot. Fenced in backyard. Recent updates include a brand new roof (2026), new back door steps leading to patio and gazebo, fresh interior paint and termite bond.. Neighborhood parks and lots of shopping nearby. Just minutes away from downtown, USC, Fort Jackson and Midlands TEC. Disclaimer: CMLS has not reviewed and, therefore, does not endorse vendors who may appear in listings.

Highlights

Listed by Diane Farr , Coldwell Banker Realty , 803-799-8035. Consolidated MLS (IDX)

Property Type

Residential

Lot/Acreage

0.19

Year Built

1946

County

Richland

Area

Columbia - South

Neighborhood

Rosewood

School District

Richland One

Listing ID

634313

Questions about this listing?

Contact Agent

Interior Features

Bedrooms and Bathrooms

▪ Bedrooms:2
▪ Bathrooms:1
▪ Full Bathrooms:1

Appliances:Dishwasher, Refrigerator, Gas Water Heater, Dishwasher,Refrigerator,Gas Water Heater

Air Cond:Central

Fireplaces:

Basement:No Basement

Other:Bar,Eat In,Counter Tops-Formica,Floors-Vinyl,Cabinets-Painted,Attic Pull-Down Access,Free-standing,Master on Main

Other:Public

Payment Calculator

Payment Breakdown

Principal Interest

$912

Taxes

$113

Home Price

$177,900

Home Price

Loan Details

30 yrs

6.634%

Interest Rate

Loan Type

Down Payment

20%

$35,580

Down Payment

Down Payment %

All calculations are estimates and provided by Blueroof360. Today’s Rates provided by Blueroof360. Information and interactive calculators are made available to you only as self-help tools for your independent use and are not intended to provide investment or tax advice. We cannot and do not guarantee their applicability or accuracy in regards to your individual circumstances. All examples are hypothetical and are for illustrative purposes. We encourage you to seek personalized advice from qualified professionals regarding all personal finance issues.

Monthly Price:

$912.14

Principal

Taxes