Is the housing market going to crash?

We have seen every market cycle since 2007. The Fort Mill and Charlotte metro market has shown consistent resilience and population-driven demand. We are happy to walk you through current conditions and what they mean for your specific situation.

Should I buy now or wait for interest rates to drop?

Timing the market is nearly impossible. We focus on your personal timeline, your equity position, and your goals. In most cases, waiting costs more than acting — but we will give you a straight answer based on your numbers, not a sales pitch.

What is it like to live in Fort Mill, South Carolina?

Fort Mill consistently ranks among the best places to live in the Carolinas. Strong schools, low taxes, easy access to Charlotte, and a genuine community feel. We live here — Mike's family of eight calls this area home — so we can give you a real answer, not a brochure.

How do I win in a multiple-offer situation?

Preparation, speed, and presentation. We coach our buyers on exactly how to structure a competitive offer — and our track record of over 2,200 closings means we know what sellers and their agents respond to.

What is the difference between Fort Mill and Rock Hill?

Both are in York County and offer tremendous value compared to Charlotte. Fort Mill tends to attract younger families drawn by the school system and newer developments. Rock Hill has a more established urban core, a strong university presence, and is undergoing significant revitalization. We work both markets daily and can help you find the right fit.

Do you work with active adult or 55+ communities?

Yes — this is one of our specialties. We have deep experience in Sun City Carolina Lakes, Four Seasons at Gold Hill, Carolina Orchards, and Brook Run. We know these communities from the inside and can help buyers and sellers navigate them confidently.

Do you work with veterans and VA loans?

Absolutely. Mike is a Marine Corps veteran and KW Military Ambassador. Supporting fellow veterans is personal for us. We understand VA transactions and are proud to serve those who served.

612 Howard St, Columbia, SC 29205

House Description

Welcome to this beautifully renovated bungalow in the heart of Columbia's historic Rosewood neighborhood. Combining timeless architectural charm with modern updates, this inviting home offers the best of both worlds. Step inside to discover a bright and airy living room featuring gorgeous hardwood floors and abundant natural light. Just beyond, the formal dining room provides the perfect setting for gatherings and entertaining. An additional flex space off the main living area offers endless possibilities as a home office, playroom, reading nook, or creative space. The updated kitchen is designed to impress, showcasing attractive granite countertops, a stylish tile backsplash, stainless steel appliances, ample cabinetry, and generous prep space for cooking and entertaining.Both bedrooms are spacious and filled with natural light, featuring large closets that are rare for homes of this era. The beautifully updated bathroom blends vintage character with modern convenience, highlighted by elegant tile work, contemporary fixtures, and a Bluetooth-enabled fan/light so you can enjoy your favorite music while getting ready for the day. In addition to its cosmetic updates, the home offers valuable improvements, including a newer roof and updated windows, providing added peace of mind, energy efficiency, and comfort. Outside, you'll find a private, fenced backyard retreat complete with a covered deck—ideal for relaxing, dining outdoors, or entertaining guests. A detached 10' x 20' garage with electricity provides excellent storage, workshop potential, or hobby space. The property also offers two off-street parking spaces in the front, along with additional street parking. Conveniently located just minutes from downtown Columbia, this charming home places you close to some of the city's best restaurants, shopping, parks, and entertainment. Don't miss your opportunity to own a move-in-ready home in one of Columbia's most desirable historic neighborhoods! Disclaimer: CMLS has not reviewed and, therefore, does not endorse vendors who may appear in listings.

Highlights

Listed by Gregg Johnson , Coldwell Banker Realty , 803-732-2200. Consolidated MLS (IDX)

Property Type

Residential

Lot/Acreage

0.18

Year Built

1937

County

Richland

Area

Columbia - South

Neighborhood

Rosewood

School District

Richland One

Listing ID

636792

Questions about this listing?

Contact Agent

Interior Features

Bedrooms and Bathrooms

▪ Bedrooms:2
▪ Bathrooms:1
▪ Full Bathrooms:1

Appliances:Dishwasher, Disposal, Tankless H20, Dishwasher,Disposal,Tankless H20

Air Cond:Central

Fireplaces:Masonry

Basement:No Basement

Other:Floors-Hardwood,Counter Tops-Granite,Backsplash-Tiled,Cabinets-Painted,Office,Ceiling Fan,Smoke Detector,Attic Access,Free-standing,Smooth Surface,Master on Main

Other:Public

Payment Calculator

Payment Breakdown

Principal Interest

$1,538

Taxes

$191

Home Price

$299,900

Home Price

Loan Details

30 yrs

6.634%

Interest Rate

Loan Type

Down Payment

20%

$59,980

Down Payment

Down Payment %

All calculations are estimates and provided by Blueroof360. Today’s Rates provided by Blueroof360. Information and interactive calculators are made available to you only as self-help tools for your independent use and are not intended to provide investment or tax advice. We cannot and do not guarantee their applicability or accuracy in regards to your individual circumstances. All examples are hypothetical and are for illustrative purposes. We encourage you to seek personalized advice from qualified professionals regarding all personal finance issues.

Monthly Price:

$1,537.66

Principal

Taxes