Is the housing market going to crash?

We have seen every market cycle since 2007. The Fort Mill and Charlotte metro market has shown consistent resilience and population-driven demand. We are happy to walk you through current conditions and what they mean for your specific situation.

Should I buy now or wait for interest rates to drop?

Timing the market is nearly impossible. We focus on your personal timeline, your equity position, and your goals. In most cases, waiting costs more than acting — but we will give you a straight answer based on your numbers, not a sales pitch.

What is it like to live in Fort Mill, South Carolina?

Fort Mill consistently ranks among the best places to live in the Carolinas. Strong schools, low taxes, easy access to Charlotte, and a genuine community feel. We live here — Mike's family of eight calls this area home — so we can give you a real answer, not a brochure.

How do I win in a multiple-offer situation?

Preparation, speed, and presentation. We coach our buyers on exactly how to structure a competitive offer — and our track record of over 2,200 closings means we know what sellers and their agents respond to.

What is the difference between Fort Mill and Rock Hill?

Both are in York County and offer tremendous value compared to Charlotte. Fort Mill tends to attract younger families drawn by the school system and newer developments. Rock Hill has a more established urban core, a strong university presence, and is undergoing significant revitalization. We work both markets daily and can help you find the right fit.

Do you work with active adult or 55+ communities?

Yes — this is one of our specialties. We have deep experience in Sun City Carolina Lakes, Four Seasons at Gold Hill, Carolina Orchards, and Brook Run. We know these communities from the inside and can help buyers and sellers navigate them confidently.

Do you work with veterans and VA loans?

Absolutely. Mike is a Marine Corps veteran and KW Military Ambassador. Supporting fellow veterans is personal for us. We understand VA transactions and are proud to serve those who served.

4604 Ridgewood Ave, Columbia, SC 29203

House Description

Ask for a copy of the floorplan & 3D tour. Less than 10 min from Prisma Health, the BullStreet District, Segra Park, & USC & with access to I-77, H-277, I-20, & I-26 (all less than 10 min), 4604 Ridgewood Ave in Columbia is in a prime location for downtown Columbia. Last on the market in 1984, this property was previously operated as a multi-room adult care facility. This 3-bedroom, 1-bath home is on a massive lot which features an additional rear room with potential for expanded living space or a future 2nd bathroom, the seller also notes there is a rough-in area for a bedroom & bathroom in the left rear corner of the house. Roof replaced within the past few years by Culler Roofing. Home has a 200 amp electrical panel, public water & sewer, & a large crawl space. The home is on .34 acre lot plus the adjacent 0.16-acre parcel is owned by SC Utilities. Per seller, the usable area may extend beyond the apparent rear boundary into land historically associated with a former trolley line. The seller states the existing home sits on Lot 5 & that the adjacent legally deeded vacant parcel is Lot 4, which may provide the possibility for additional construction, subject to buyer verification & zoning approval. Lots 4 & 5 together measure approx. 103.5 x 159 x 92.5 x 145 & that an adjacent utility easement area identified as Lot 6 measures approx 52 x 145 x 46 x 138 & may provide additional rear access. The existing layout may appeal to those considering home business office space, contractor or equipment storage needs, future redevelopment potential, or reconfiguration into a more open floor plan design with expanded living, dining, & kitchen areas. The rear portion of the property may also provide space for outdoor entertaining areas, storage buildings, garages, or other future improvements, all subject to buyer verification & approval. Its proximity to downtown, major employers, & interstates may make it appealing for those considering long-term use or future rental potential. Buyers are advised to independently verify all lot lines, access rights, zoning, utility easements, buildability, permitted uses, subdivision potential, & future development possibilities. Disclai

Highlights

Listed by Delaney Morgan , The Highland Company Real Estate LLC , 803-530-9272. Consolidated MLS (IDX)

Property Type

Residential

Lot/Acreage

0.34

Year Built

1945

County

Richland

Area

City of Columbia, Denny terrace, Lake Elizabeth

Neighborhood

None

School District

Richland One

Listing ID

634120

Questions about this listing?

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Payment Breakdown

Principal Interest

$1,487

Taxes

$185

Home Price

$290,000

Home Price

Loan Details

30 yrs

6.634%

Interest Rate

Loan Type

Down Payment

20%

$58,000

Down Payment

Down Payment %

All calculations are estimates and provided by Blueroof360. Today’s Rates provided by Blueroof360. Information and interactive calculators are made available to you only as self-help tools for your independent use and are not intended to provide investment or tax advice. We cannot and do not guarantee their applicability or accuracy in regards to your individual circumstances. All examples are hypothetical and are for illustrative purposes. We encourage you to seek personalized advice from qualified professionals regarding all personal finance issues.

Monthly Price:

$1,486.90

Principal

Taxes