Is the housing market going to crash?

We have seen every market cycle since 2007. The Fort Mill and Charlotte metro market has shown consistent resilience and population-driven demand. We are happy to walk you through current conditions and what they mean for your specific situation.

Should I buy now or wait for interest rates to drop?

Timing the market is nearly impossible. We focus on your personal timeline, your equity position, and your goals. In most cases, waiting costs more than acting — but we will give you a straight answer based on your numbers, not a sales pitch.

What is it like to live in Fort Mill, South Carolina?

Fort Mill consistently ranks among the best places to live in the Carolinas. Strong schools, low taxes, easy access to Charlotte, and a genuine community feel. We live here — Mike's family of eight calls this area home — so we can give you a real answer, not a brochure.

How do I win in a multiple-offer situation?

Preparation, speed, and presentation. We coach our buyers on exactly how to structure a competitive offer — and our track record of over 2,200 closings means we know what sellers and their agents respond to.

What is the difference between Fort Mill and Rock Hill?

Both are in York County and offer tremendous value compared to Charlotte. Fort Mill tends to attract younger families drawn by the school system and newer developments. Rock Hill has a more established urban core, a strong university presence, and is undergoing significant revitalization. We work both markets daily and can help you find the right fit.

Do you work with active adult or 55+ communities?

Yes — this is one of our specialties. We have deep experience in Sun City Carolina Lakes, Four Seasons at Gold Hill, Carolina Orchards, and Brook Run. We know these communities from the inside and can help buyers and sellers navigate them confidently.

Do you work with veterans and VA loans?

Absolutely. Mike is a Marine Corps veteran and KW Military Ambassador. Supporting fellow veterans is personal for us. We understand VA transactions and are proud to serve those who served.

314 Merchants Dr, Columbia, SC 29212

House Description

Welcome to this beautifully well maintained, move in ready patio home offering low maintenance living in one of Columbia's most convenient, desirable and sought after locations! Tucked away and Just minutes from Lake Murray, I-26, shopping, dining and medical of the Harbison area. This home combines comfort, style and accessibility. Step inside and you'll find a bright and inviting layout featuring HW flooring in the main living area, creating a warm and updated feel. Two bathrooms have been tastefully updated with new vanities, fixtures and flooring. Upstairs bedrooms and loft feature brand new carpet giving the home a clean, like new feel thru out. The primary suite also includes an updated closet, offering improved storage and organization. Step outside to enjoy a screened in porch overlooking a well maintained backyard. The property also backs up to a water reservoir area, offering added privacy. A termite bond is in place for added peace of mind. Homes in this condition and area rarely come available, don't miss your opportunity to make it yours! Call today for a private showing. Disclaimer: CMLS has not reviewed and, therefore, does not endorse vendors who may appear in listings.

Highlights

Listed by Claudia Young , ERA Wilder Realty , 803-356-2455. Consolidated MLS (IDX)

Property Type

Residential

Lot/Acreage

0.11

HOA Fee

65 Monthly

Year Built

2009

County

Lexington

Area

Irmo/St Andrews/Ballentine

Neighborhood

Murray Landing

School District

Lexington/Richland Five

Listing ID

635927

Questions about this listing?

Contact Agent

Interior Features

Bedrooms and Bathrooms

▪ Bedrooms:3
▪ Bathrooms:2.5
▪ Full Bathrooms:2
▪ 1/2 Bathrooms:1

Appliances:Dishwasher, Disposal, Icemaker, Microwave Above Stove, Tankless H20, Dishwasher,Disposal,Icemaker,Microwave Above Stove,Tankless H20

Air Cond:Central

Fireplaces:Electric

Basement:No Basement

Other:Bar,Pantry,Counter Tops-Solid Surfac,Cabinets-Stained,Backsplash-Tiled,Recessed Lights,Floors-EngineeredHardwood,Loft,Attic Storage,Ceiling Fan,Garage Opener,Smoke Detector,Attic Access,Free-standing,Smooth Surface,Master on Main

Other:Public

Payment Calculator

Payment Breakdown

Principal Interest

$1,610

Taxes

$200

HOA

$65

Home Price

$314,000

Home Price

Loan Details

30 yrs

6.634%

Interest Rate

Loan Type

Down Payment

20%

$62,800

Down Payment

Down Payment %

All calculations are estimates and provided by Blueroof360. Today’s Rates provided by Blueroof360. Information and interactive calculators are made available to you only as self-help tools for your independent use and are not intended to provide investment or tax advice. We cannot and do not guarantee their applicability or accuracy in regards to your individual circumstances. All examples are hypothetical and are for illustrative purposes. We encourage you to seek personalized advice from qualified professionals regarding all personal finance issues.

Monthly Price:

$1,609.96

Principal

Taxes

HOA