Is the housing market going to crash?

We have seen every market cycle since 2007. The Fort Mill and Charlotte metro market has shown consistent resilience and population-driven demand. We are happy to walk you through current conditions and what they mean for your specific situation.

Should I buy now or wait for interest rates to drop?

Timing the market is nearly impossible. We focus on your personal timeline, your equity position, and your goals. In most cases, waiting costs more than acting — but we will give you a straight answer based on your numbers, not a sales pitch.

What is it like to live in Fort Mill, South Carolina?

Fort Mill consistently ranks among the best places to live in the Carolinas. Strong schools, low taxes, easy access to Charlotte, and a genuine community feel. We live here — Mike's family of eight calls this area home — so we can give you a real answer, not a brochure.

How do I win in a multiple-offer situation?

Preparation, speed, and presentation. We coach our buyers on exactly how to structure a competitive offer — and our track record of over 2,200 closings means we know what sellers and their agents respond to.

What is the difference between Fort Mill and Rock Hill?

Both are in York County and offer tremendous value compared to Charlotte. Fort Mill tends to attract younger families drawn by the school system and newer developments. Rock Hill has a more established urban core, a strong university presence, and is undergoing significant revitalization. We work both markets daily and can help you find the right fit.

Do you work with active adult or 55+ communities?

Yes — this is one of our specialties. We have deep experience in Sun City Carolina Lakes, Four Seasons at Gold Hill, Carolina Orchards, and Brook Run. We know these communities from the inside and can help buyers and sellers navigate them confidently.

Do you work with veterans and VA loans?

Absolutely. Mike is a Marine Corps veteran and KW Military Ambassador. Supporting fellow veterans is personal for us. We understand VA transactions and are proud to serve those who served.

106 Harbor Dr, Columbia, SC 29229

House Description

Build your dream home in the exclusive gated Peninsula section of Lake Carolina! This stunning residential homesite at 106 Harbor Drive presents a rare opportunity to craft a truly custom residence in one of Northeast Columbia’s most prestigious and sought-after master-planned communities.Nestled among beautifully maintained homes with scenic tree-lined streets and breathtaking surroundings, this lot delivers the perfect canvas for luxury living. Imagine waking up to serene water views, enjoying peaceful neighborhood strolls, and embracing a resort-style lifestyle every day. The Peninsula offers an exceptional blend of privacy, elegance, and convenience in a highly desirable gated enclave.Residents enjoy privileged access to Lake Carolina’s world-class amenities, including multiple community pools, miles of paved walking and biking trails, parks, playgrounds, a vibrant Town Center (Harborside) with shops, restaurants, and local events, plus the state-of-the-art Jeep Rogers Family YMCA. Boating, fishing, kayaking on the 200-acre lake, community gatherings, farmers markets, and year-round activities create a true sense of belonging and active living.Ideally located in the Richland 2 School District with top-rated schools, this property provides effortless access to Fort Jackson, Downtown Columbia, major highways (I-77), shopping, dining, and entertainment. Whether you’re seeking a forever home tailored to your vision or a smart investment in a rapidly appreciating area, this lot in The Peninsula represents outstanding potential.Priced at $120,000.Don’t miss this rare opportunity to secure a premier homesite in one of the Midlands’ most desirable gated communities. Lot buyers may work with their preferred custom builder, including Rising Tide Homes, a reputable South Carolina builder known for quality craftsmanship. Subject to community architectural review and approvals.Call today to schedule your private site visit and take the first step toward lakeside luxury living in Lake Carolina! Disclaimer: CMLS has not reviewed and, therefore, does not endorse vendors who may appear in listings.

Highlights

Listed by Chris Barnette , Southern Shores Real Estate Group , 803-298-5155. Consolidated MLS (IDX)

Property Type

Vacant Land

Lot/Acreage

0.41

County

Richland

Area

Columbia Northeast

Neighborhood

Lake Carolina - The Peninsula

School District

Richland Two

Listing ID

635291

Questions about this listing?

Contact Agent

Payment Calculator

Payment Breakdown

Principal Interest

$590

Taxes

$73

Home Price

$115,000

Home Price

Loan Details

30 yrs

6.634%

Interest Rate

Loan Type

Down Payment

20%

$23,000

Down Payment

Down Payment %

All calculations are estimates and provided by Blueroof360. Today’s Rates provided by Blueroof360. Information and interactive calculators are made available to you only as self-help tools for your independent use and are not intended to provide investment or tax advice. We cannot and do not guarantee their applicability or accuracy in regards to your individual circumstances. All examples are hypothetical and are for illustrative purposes. We encourage you to seek personalized advice from qualified professionals regarding all personal finance issues.

Monthly Price:

$589.63

Principal

Taxes