Is the housing market going to crash?

We have seen every market cycle since 2007. The Fort Mill and Charlotte metro market has shown consistent resilience and population-driven demand. We are happy to walk you through current conditions and what they mean for your specific situation.

Should I buy now or wait for interest rates to drop?

Timing the market is nearly impossible. We focus on your personal timeline, your equity position, and your goals. In most cases, waiting costs more than acting — but we will give you a straight answer based on your numbers, not a sales pitch.

What is it like to live in Fort Mill, South Carolina?

Fort Mill consistently ranks among the best places to live in the Carolinas. Strong schools, low taxes, easy access to Charlotte, and a genuine community feel. We live here — Mike's family of eight calls this area home — so we can give you a real answer, not a brochure.

How do I win in a multiple-offer situation?

Preparation, speed, and presentation. We coach our buyers on exactly how to structure a competitive offer — and our track record of over 2,200 closings means we know what sellers and their agents respond to.

What is the difference between Fort Mill and Rock Hill?

Both are in York County and offer tremendous value compared to Charlotte. Fort Mill tends to attract younger families drawn by the school system and newer developments. Rock Hill has a more established urban core, a strong university presence, and is undergoing significant revitalization. We work both markets daily and can help you find the right fit.

Do you work with active adult or 55+ communities?

Yes — this is one of our specialties. We have deep experience in Sun City Carolina Lakes, Four Seasons at Gold Hill, Carolina Orchards, and Brook Run. We know these communities from the inside and can help buyers and sellers navigate them confidently.

Do you work with veterans and VA loans?

Absolutely. Mike is a Marine Corps veteran and KW Military Ambassador. Supporting fellow veterans is personal for us. We understand VA transactions and are proud to serve those who served.

161 Jefferson Pl, Columbia, SC 29212

House Description

Welcome to this beautifully updated end-unit townhome in the highly sought-after CARRIAGE LANE ! Offering 3 bedrooms and 2.5 bathrooms, this spacious home has been lovingly maintained and thoughtfully upgraded with modern finishes throughout. Enjoy beautifully renovated bathrooms featuring tiled showers, along with granite countertops in both the kitchen and baths for a polished, upscale feel.The stunning sunroom, completed in 2024, adds exceptional living space with brand-new windows and stylish LVP flooring—perfect for relaxing, entertaining, or enjoying year-round natural light. Professionally cleaned carpets make this home truly move-in ready from day one.Step outside to enjoy rare privacy and a peaceful setting, thanks to the adjacent common area behind the home. Low-maintenance living is easy here, with the HOA covering roof maintenance and replacement, water, sewer, trash service, yard maintenance, termite service, and common area upkeep.Ideally located just steps from the library and only minutes from shopping, dining, and recreation including Costco Wholesale, Trader Joe's, Lake Murray, Harbison State Forest, and downtown Columbia. With easy interstate access, commuting is quick and convenient.Don’t miss this rare opportunity to enjoy comfort, convenience, and peace of mind in one of Columbia’s most desirable locations! Disclaimer: CMLS has not reviewed and, therefore, does not endorse vendors who may appear in listings.

Highlights

Listed by Sarah Wang , United Real Estate SC , 803-399-7239. Consolidated MLS (IDX)

Property Type

Condo/Townhome

HOA Fee

340.35 Monthly

Year Built

1977

County

Lexington

Area

Irmo/St Andrews/Ballentine

Neighborhood

Carriage Lane

School District

Lexington/Richland Five

Listing ID

634969

Questions about this listing?

Contact Agent

Interior Features

Bedrooms and Bathrooms

▪ Bedrooms:3
▪ Bathrooms:2.5
▪ Full Bathrooms:2
▪ 1/2 Bathrooms:1

Appliances:Dishwasher, Disposal, Dryer, Refrigerator, Washer, Microwave Countertop, Electric Water Heater, Dishwasher,Disposal,Dryer,Refrigerator,Washer,Microwave Countertop,Electric Water Heater

Air Cond:Central,Heat Pump 1st Lvl,Heat Pump 2nd Lvl

Fireplaces:

Basement:No Basement

Other:Counter Tops-Granite,Floors-Laminate,Backsplash-Tiled,Sun Room,Free-standing,Self Clean,Smooth Surface

Other:Public

Payment Calculator

Payment Breakdown

Principal Interest

$943

Taxes

$117

HOA

$340

Home Price

$184,000

Home Price

Loan Details

30 yrs

6.634%

Interest Rate

Loan Type

Down Payment

20%

$36,800

Down Payment

Down Payment %

All calculations are estimates and provided by Blueroof360. Today’s Rates provided by Blueroof360. Information and interactive calculators are made available to you only as self-help tools for your independent use and are not intended to provide investment or tax advice. We cannot and do not guarantee their applicability or accuracy in regards to your individual circumstances. All examples are hypothetical and are for illustrative purposes. We encourage you to seek personalized advice from qualified professionals regarding all personal finance issues.

Monthly Price:

$943.41

Principal

Taxes

HOA

	Principal	Taxes	HOA	Total
Monthly	$943.41	$117.30	$340.35	$1,401.06
Yearly	$11,320.97	$1,407.60	$4,084.20	$16,812.77
Total	$339,629.00	$42,228.00	$122,526.00	$504,383.00