Is the housing market going to crash?

We have seen every market cycle since 2007. The Fort Mill and Charlotte metro market has shown consistent resilience and population-driven demand. We are happy to walk you through current conditions and what they mean for your specific situation.

Should I buy now or wait for interest rates to drop?

Timing the market is nearly impossible. We focus on your personal timeline, your equity position, and your goals. In most cases, waiting costs more than acting — but we will give you a straight answer based on your numbers, not a sales pitch.

What is it like to live in Fort Mill, South Carolina?

Fort Mill consistently ranks among the best places to live in the Carolinas. Strong schools, low taxes, easy access to Charlotte, and a genuine community feel. We live here — Mike's family of eight calls this area home — so we can give you a real answer, not a brochure.

How do I win in a multiple-offer situation?

Preparation, speed, and presentation. We coach our buyers on exactly how to structure a competitive offer — and our track record of over 2,200 closings means we know what sellers and their agents respond to.

What is the difference between Fort Mill and Rock Hill?

Both are in York County and offer tremendous value compared to Charlotte. Fort Mill tends to attract younger families drawn by the school system and newer developments. Rock Hill has a more established urban core, a strong university presence, and is undergoing significant revitalization. We work both markets daily and can help you find the right fit.

Do you work with active adult or 55+ communities?

Yes — this is one of our specialties. We have deep experience in Sun City Carolina Lakes, Four Seasons at Gold Hill, Carolina Orchards, and Brook Run. We know these communities from the inside and can help buyers and sellers navigate them confidently.

Do you work with veterans and VA loans?

Absolutely. Mike is a Marine Corps veteran and KW Military Ambassador. Supporting fellow veterans is personal for us. We understand VA transactions and are proud to serve those who served.

2012 Elmridge Rd, Columbia, SC 29209

House Description

This gem is move in ready. Five bedrooms and 3 full bathrooms is a MUST SEE. The downstairs bedroom and full bathroom make it perfect for an in-law suite, guest bedroom, office or playroom. Large owner's suite with large walk in closet. Open floor plan with stainless steel kitchen appliances/granite countertops/a large island with seating; a generous WALK IN pantry to keep all items organized and just off the kitchen, the dining area creates the perfect setting for casual weeknight meals or memorable gatherings; an inviting natural gas fireplace in family room; located at the end of cul-de-sac with a playground directly across; easy access to shopping, dining, with an I-77 and I-20 quick commute; Fort Jackson only minutes away and downtown Columbia within easy reach; Dorn VA hospital only minutes away; outdoor patio offers the cookout and entertainment experience. Disclaimer: CMLS has not reviewed and, therefore, does not endorse vendors who may appear in listings.

Highlights

Listed by Harold Schmidt , and Chris Reckart , Better Homes and Gardens Real Est Medley , 803-828-3503. Consolidated MLS (IDX)

Property Type

Residential

Lot/Acreage

0.11

HOA Fee

600 Yearly

Year Built

2021

County

Richland

Area

Columbia - Southeast

Neighborhood

Bowden Village

School District

Richland One

Listing ID

636206

Questions about this listing?

Contact Agent

Interior Features

Bedrooms and Bathrooms

▪ Bedrooms:5
▪ Bathrooms:3
▪ Full Bathrooms:3

Appliances:Dishwasher, Disposal, Dryer, Freezer, Icemaker, Refrigerator, Washer, Water Filter, Microwave Above Stove, Tankless H20, Dishwasher,Disposal,Dryer,Freezer,Icemaker,Refrigerator,Washer,Water Filter,Microwave Above Stove,Tankless H20

Air Cond:Central,Split System

Fireplaces:Insert,Gas Log-Natural

Basement:No Basement

Other:Island,Pantry,Counter Tops-Granite,Floors-Vinyl,Cabinets-Other,Prep Sink,Enclosed Garage,Attic Storage,Garage Opener,Security System-Owned,Smoke Detector,Attic Pull-Down Access,Free-standing,Smooth Surface

Other:Public

Payment Calculator

Payment Breakdown

Principal Interest

$1,410

Taxes

$175

HOA

$600

Home Price

$275,000

Home Price

Loan Details

30 yrs

6.634%

Interest Rate

Loan Type

Down Payment

20%

$55,000

Down Payment

Down Payment %

All calculations are estimates and provided by Blueroof360. Today’s Rates provided by Blueroof360. Information and interactive calculators are made available to you only as self-help tools for your independent use and are not intended to provide investment or tax advice. We cannot and do not guarantee their applicability or accuracy in regards to your individual circumstances. All examples are hypothetical and are for illustrative purposes. We encourage you to seek personalized advice from qualified professionals regarding all personal finance issues.

Monthly Price:

$1,409.99

Principal

Taxes

HOA

	Principal	Taxes	HOA	Total
Monthly	$1,409.99	$175.31	$600.00	$2,185.31
Yearly	$16,919.92	$2,103.75	$7,200.00	$26,223.67
Total	$507,597.68	$63,112.50	$216,000.00	$786,710.18