Is the housing market going to crash?

We have seen every market cycle since 2007. The Fort Mill and Charlotte metro market has shown consistent resilience and population-driven demand. We are happy to walk you through current conditions and what they mean for your specific situation.

Should I buy now or wait for interest rates to drop?

Timing the market is nearly impossible. We focus on your personal timeline, your equity position, and your goals. In most cases, waiting costs more than acting — but we will give you a straight answer based on your numbers, not a sales pitch.

What is it like to live in Fort Mill, South Carolina?

Fort Mill consistently ranks among the best places to live in the Carolinas. Strong schools, low taxes, easy access to Charlotte, and a genuine community feel. We live here — Mike's family of eight calls this area home — so we can give you a real answer, not a brochure.

How do I win in a multiple-offer situation?

Preparation, speed, and presentation. We coach our buyers on exactly how to structure a competitive offer — and our track record of over 2,200 closings means we know what sellers and their agents respond to.

What is the difference between Fort Mill and Rock Hill?

Both are in York County and offer tremendous value compared to Charlotte. Fort Mill tends to attract younger families drawn by the school system and newer developments. Rock Hill has a more established urban core, a strong university presence, and is undergoing significant revitalization. We work both markets daily and can help you find the right fit.

Do you work with active adult or 55+ communities?

Yes — this is one of our specialties. We have deep experience in Sun City Carolina Lakes, Four Seasons at Gold Hill, Carolina Orchards, and Brook Run. We know these communities from the inside and can help buyers and sellers navigate them confidently.

Do you work with veterans and VA loans?

Absolutely. Mike is a Marine Corps veteran and KW Military Ambassador. Supporting fellow veterans is personal for us. We understand VA transactions and are proud to serve those who served.

329 Underhill Dr, Columbia, SC 29229

House Description

OPEN HOUSE SUNDAY AUG 02nd 2PM to 4PM. Nestled in the highly sought after Ashcroft Community, this stunning 5-bedroom, 4-bathroom home with 3 car garage provides the perfect blend of space, style, and convenience. Built in 2023, this move-in-ready residence boasts over 3224 square feet. Once you step inside you will be greeted by beautiful upgraded LVP flooring throughout the entire main level, from the Foyer you will be greeted with large living room showcases stunning coffered ceilings and a cozy gas fireplace plus the gorgeous gourmet kitchen & Sunroom which is also on the main level. You will also find beautiful, upgraded lighting throughout the home! You will love the stunning kitchen with Quartz counter tops, upgraded cabinets with pull out drawers, large island with bar seating, upgraded stainless steel appliances, upgraded vent out hood, gas stove top, large pantry, eat in area & upgraded mud room bench. One of the bedrooms is downstairs connected to a full bathroom with upgraded standing shower is perfect for guests. Heading upstairs you will see a large LOFT with upgraded LVP flooring, primary suite with sitting room, three additional bedrooms that share 2 baths. The primary suite has a two-door entry, boxed ceiling, huge walk-in closet, dual vanities, and a separate tiled shower and free-standing soaker tub. Upstairs you will see the laundry room with upgraded cabinets. Outside you will see the flat backyard, fully fenced ideal for kids, pets, and weekend barbecues. The oversized 3-car garage adds incredible versatility—whether you need space for multiple vehicles, a workshop or a gym. Other Outstanding features: Rachio smart sprinkler system, EV charger wiring connection ready in garage, under sink water filtration system, smart thermostats with sensors, ring camera doorbell, ring home security system, full yard irrigation, crown molding, tankless water heater, termite bond with Clarks. Ashcroft is an award-winning community with Resort-style amenities that include a pool, club house, playground, firepit and hammock garden. Just minutes to I-20, downtown and Fort Jackson. Well maintained, just like new home, MOVE IN READY! This is a MUST SEE! Disc D

Highlights

Listed by Venugopal Vangala , United Real Estate SC , 803-399-7239. Consolidated MLS (IDX)

Property Type

Residential

Lot/Acreage

0.18

HOA Fee

625 Yearly

Year Built

2023

County

Richland

Area

Columbia Northeast

Neighborhood

Ashcroft

School District

Richland Two

Listing ID

632526

Questions about this listing?

Contact Agent

Payment Calculator

Payment Breakdown

Principal Interest

$2,333

Taxes

$290

HOA

$625

Home Price

$455,000

Home Price

Loan Details

30 yrs

6.634%

Interest Rate

Loan Type

Down Payment

20%

$91,000

Down Payment

Down Payment %

All calculations are estimates and provided by Blueroof360. Today’s Rates provided by Blueroof360. Information and interactive calculators are made available to you only as self-help tools for your independent use and are not intended to provide investment or tax advice. We cannot and do not guarantee their applicability or accuracy in regards to your individual circumstances. All examples are hypothetical and are for illustrative purposes. We encourage you to seek personalized advice from qualified professionals regarding all personal finance issues.

Monthly Price:

$2,332.90

Principal

Taxes

HOA

	Principal	Taxes	HOA	Total
Monthly	$2,332.90	$290.06	$625.00	$3,247.96
Yearly	$27,994.78	$3,480.75	$7,500.00	$38,975.53
Total	$839,843.44	$104,422.50	$225,000.00	$1,169,265.94