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Dream Team United

| Dream Team United | Keller Williams Connected | PLACE

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194 Westcott Ridge Rd , Chapin, SC 29036
$494,900
Est. Payment: $2,537.48/mo
5 Bed
4 Bath
4364 Sqft
Status: active | Days on site: 61
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VCR-C15903466 - VCR-C159091383,VCR-C159052275

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House Description

*** $6,000 SELLER CREDIT TOWARD CLOSING COSTS *** Keep More Cash In Your Pocket! This beautiful three-sided brick home sits on a premium corner lot with a side-entry garage. Featuring an open floor plan with numerous upgrades, including engineered hardwood floors throughout the downstairs and heavy molding. Right off the front door, there is a flexible formal living room that makes a perfect home office and a formal dining room with coffered ceilings. The spacious kitchen is a great gathering spot, featuring a long, counter-height peninsula bar. Stainless steel appliances, including double ovens. The main floor also includes a full guest bedroom and bathroom, which is perfect for visitors. At the top of the stairs, there is a large open loft that works great as a second living room or play area. The oversized owner's bedroom has plenty of space for a sitting area and features its own private fireplace. The attached bath has a garden tub, a tile shower, and separate his-and-hers walk-in closets. Out back, you can relax or grill on the large 10x24 covered patio. Wescott Ridge features a community pool and is zoned for the award-winning Chapin school district. Spectacular location convenient to downtown Columbia, shopping, dining, and I-26. Disclaimer: CMLS has not reviewed and, therefore, does not endorse vendors who may appear in listings.

Highlights

Listed by Dennis Kelso , Experienced Real Est Group LLC , 803-730-5800. Consolidated MLS (IDX)

Property Type

Residential

Lot/Acreage
0.2

HOA Fee

450 Yearly

Year Built

2014

County

Richland

Area

Rural NW Rich Co & NE Lex Co - Chapin

Neighborhood

Westcott Ridge

School District

Lexington/Richland Five

Listing ID

635421

Questions about this listing?

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Interior Features

Bedrooms and Bathrooms
  • Bedrooms:5
  • Bathrooms:4
  • Full Bathrooms:4
Appliances:Dishwasher, Disposal, Refrigerator, Microwave Above Stove, Dishwasher,Disposal,Refrigerator,Microwave Above Stove
Air Cond:Central
Fireplaces:
Basement:No Basement
Other:Pantry,Cabinets-Stained,Backsplash-Granite,Double Oven,Gas
Other:Public

Exterior Features

Others:Back Porch - Covered
Sewer:Public
Principal Interest
$2,537
Taxes
$315
HOA
$450

Home Price

$494,900

Loan Details

30 yrs
6.634%

Down Payment

20%
$98,980
All calculations are estimates and provided by Blueroof360. Today’s Rates provided by Blueroof360. Information and interactive calculators are made available to you only as self-help tools for your independent use and are not intended to provide investment or tax advice. We cannot and do not guarantee their applicability or accuracy in regards to your individual circumstances. All examples are hypothetical and are for illustrative purposes. We encourage you to seek personalized advice from qualified professionals regarding all personal finance issues.
Monthly Price:
$2,537.48

Principal

Taxes

HOA

Principal Taxes HOA Total
Monthly $2,537.48 $315.50 $450.00 $3,302.97
Yearly $30,449.71 $3,785.99 $5,400.00 $39,635.69
Total $913,491.25 $113,579.55 $162,000.00 $1,189,070.80

Today's Rates

30 Year

6.63%

20 Year

6.44%

15 Year

6.12%

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Market insight data is pulled from the same city as the listing being viewed (Chapin, SC).

The schools listed are within a 2-mile radius of the property; however, attendance is not guaranteed. Please contact the local school district to confirm zoning and enrollment options.

Information provided by Columbia MLS, and is deemed reliable but not guaranteed accurate.

IDX service by Blueroof 360

Data last updated: 2026-08-02T02:12:08.500Z

© 2026 Consolidated MLS (IDX)