Is the housing market going to crash?

We have seen every market cycle since 2007. The Fort Mill and Charlotte metro market has shown consistent resilience and population-driven demand. We are happy to walk you through current conditions and what they mean for your specific situation.

Should I buy now or wait for interest rates to drop?

Timing the market is nearly impossible. We focus on your personal timeline, your equity position, and your goals. In most cases, waiting costs more than acting — but we will give you a straight answer based on your numbers, not a sales pitch.

What is it like to live in Fort Mill, South Carolina?

Fort Mill consistently ranks among the best places to live in the Carolinas. Strong schools, low taxes, easy access to Charlotte, and a genuine community feel. We live here — Mike's family of eight calls this area home — so we can give you a real answer, not a brochure.

How do I win in a multiple-offer situation?

Preparation, speed, and presentation. We coach our buyers on exactly how to structure a competitive offer — and our track record of over 2,200 closings means we know what sellers and their agents respond to.

What is the difference between Fort Mill and Rock Hill?

Both are in York County and offer tremendous value compared to Charlotte. Fort Mill tends to attract younger families drawn by the school system and newer developments. Rock Hill has a more established urban core, a strong university presence, and is undergoing significant revitalization. We work both markets daily and can help you find the right fit.

Do you work with active adult or 55+ communities?

Yes — this is one of our specialties. We have deep experience in Sun City Carolina Lakes, Four Seasons at Gold Hill, Carolina Orchards, and Brook Run. We know these communities from the inside and can help buyers and sellers navigate them confidently.

Do you work with veterans and VA loans?

Absolutely. Mike is a Marine Corps veteran and KW Military Ambassador. Supporting fellow veterans is personal for us. We understand VA transactions and are proud to serve those who served.

115 Pointe Overlook Dr, Chapin, SC 29036

House Description

Welcome to 115 Pointe Overlook Drive in the prestigious Timberlake Plantation! This well-maintained 4-bedroom, 3.5-bathroom home offers lake views and an open and bright layout perfect for comfortable living. The spacious living room, complete with a cozy fireplace, flows seamlessly into the sunroom, allowing for abundant natural light. The eat-in kitchen and formal dining room provide ample space for both casual and formal gatherings. Enjoy the outdoors on the screened-in back porch, ideal for relaxing and entertaining. The master suite features a large closet and a private bathroom, while the upstairs in-law suite includes its own bathroom and a sitting area for added privacy. Recent updates include but not limited to: updated master bathroom in 2023, roof and new gutters 4 years ago, and new HVAC 6 years ago. With views of Lake Murray and the option to join Timberlake Country Club or join the Timberlake Marina, this home offers the perfect blend of luxury and lifestyle. Don't miss the opportunity to make this beautiful home yours! Disclaimer: CMLS has not reviewed and, therefore, does not endorse vendors who may appear in listings.

Highlights

Listed by Mike Matulis , Century 21 Vanguard , 803-781-1623. Consolidated MLS (IDX)

Property Type

Residential

Lot/Acreage

0.31

HOA Fee

335 Yearly

Year Built

2000

County

Lexington

Area

Rural NW Rich Co & NE Lex Co - Chapin

Neighborhood

Timberlake - Overlook Pointe

School District

Lexington/Richland Five

Listing ID

633505

Questions about this listing?

Contact Agent

Interior Features

Bedrooms and Bathrooms

▪ Bedrooms:4
▪ Bathrooms:3.5
▪ Full Bathrooms:3
▪ 1/2 Bathrooms:1

Appliances:Dishwasher, Disposal, Microwave Above Stove, Dishwasher,Disposal,Microwave Above Stove

Air Cond:Central

Fireplaces:Gas Log-Natural

Basement:No Basement

Other:Bar,Eat In,Floors-Hardwood,Island,Pantry,Counter Tops-Granite,Cabinets-Stained,Sun Room,Attic Access,Free-standing,Smooth Surface,Master on Main

Other:Public

Payment Calculator

Payment Breakdown

Principal Interest

$3,281

Taxes

$408

HOA

$335

Home Price

$639,900

Home Price

Loan Details

30 yrs

6.634%

Interest Rate

Loan Type

Down Payment

20%

$127,980

Down Payment

Down Payment %

All calculations are estimates and provided by Blueroof360. Today’s Rates provided by Blueroof360. Information and interactive calculators are made available to you only as self-help tools for your independent use and are not intended to provide investment or tax advice. We cannot and do not guarantee their applicability or accuracy in regards to your individual circumstances. All examples are hypothetical and are for illustrative purposes. We encourage you to seek personalized advice from qualified professionals regarding all personal finance issues.

Monthly Price:

$3,280.93

Principal

Taxes

HOA

	Principal	Taxes	HOA	Total
Monthly	$3,280.93	$407.94	$335.00	$4,023.86
Yearly	$39,371.12	$4,895.24	$4,020.00	$48,286.36
Total	$1,181,133.66	$146,857.05	$120,600.00	$1,448,590.71