Is the housing market going to crash?

We have seen every market cycle since 2007. The Fort Mill and Charlotte metro market has shown consistent resilience and population-driven demand. We are happy to walk you through current conditions and what they mean for your specific situation.

Should I buy now or wait for interest rates to drop?

Timing the market is nearly impossible. We focus on your personal timeline, your equity position, and your goals. In most cases, waiting costs more than acting — but we will give you a straight answer based on your numbers, not a sales pitch.

What is it like to live in Fort Mill, South Carolina?

Fort Mill consistently ranks among the best places to live in the Carolinas. Strong schools, low taxes, easy access to Charlotte, and a genuine community feel. We live here — Mike's family of eight calls this area home — so we can give you a real answer, not a brochure.

How do I win in a multiple-offer situation?

Preparation, speed, and presentation. We coach our buyers on exactly how to structure a competitive offer — and our track record of over 2,200 closings means we know what sellers and their agents respond to.

What is the difference between Fort Mill and Rock Hill?

Both are in York County and offer tremendous value compared to Charlotte. Fort Mill tends to attract younger families drawn by the school system and newer developments. Rock Hill has a more established urban core, a strong university presence, and is undergoing significant revitalization. We work both markets daily and can help you find the right fit.

Do you work with active adult or 55+ communities?

Yes — this is one of our specialties. We have deep experience in Sun City Carolina Lakes, Four Seasons at Gold Hill, Carolina Orchards, and Brook Run. We know these communities from the inside and can help buyers and sellers navigate them confidently.

Do you work with veterans and VA loans?

Absolutely. Mike is a Marine Corps veteran and KW Military Ambassador. Supporting fellow veterans is personal for us. We understand VA transactions and are proud to serve those who served.

573 Wateroak Trl, Chapin, SC 29036

House Description

**PRICED TO SELL!!** Located in Chapin’s sought after lakefront golf community of Timberlake this beautifully custom built, all-brick home has all the charm for a move-in ready home. The front of the house provides a spacious driveway with beautiful curb appeal, and stunning architecture. Upon entering you will be welcomed by beautiful hardwood floors in the Living Room & Dining Room! The Living Room/Flex Space has 12-ft ceilings & fireplace perfect to welcome guests or a home office. The Great Room provides a peaceful atmosphere with a natural gas fireplace w/floor-to-ceiling stone, wet bar, custom crown molding, and open floorplan. From the Great Room, you’ll entertain in the recently remodeled Eat-in Kitchen with its beautiful wood cabinets, granite counters, large island, stainless appliances w/double oven, and built-in buffet. Next, step into the temperature controlled sunroom w/skylights, picturesque golf course views, and tons of natural light! The Master Suite also overlooks the golf course and has a fully renovated bathroom w/soaking tub, tiled walk-in shower, granite-top double vanity, heated towel rack, and custom-built Walk-In Closet. The additional 2 bedrooms downstairs share a bathroom w/double vanity & combo tub/shower. The 2nd enSuite/4th bedroom upstairs has a walk-in closet & private bathroom w/vanity & combo tub/shower. Also upstairs is a 2nd full bathroom & Bonus Room w/built-in bar providing an amazing space for entertainment! Outside enjoy your fully-fenced backyard from your large deck & stunning views of the 15th hole on Timberlake Golf Course. Start entertaining & make this custom pearl yours TODAY!! **STORAGE: Two large walk-in hall closets and almost 1200sqft of upstairs unfinished space (finish for added living space/value). **MEMBERSHIP BENEFITS: Vibrant social calendar, Premier Championship Golf Course, 200-slip Marina w/Boat Ramp on the shores of Lake Murray, endless recreation options including a Fitness Center and Tennis/Pickleball Courts **NOTE: Home comes w/transferable Full Golf Equity Ownership with Timberlake Country Club ($12,500 Value) **Area Perks: 15min to town of Chapin >>VIDEO TOUR ON YOUTUBE<< Disclaimer: CMLS has no

Highlights

Listed by Rachel Cooper , NextHome Specialists , 803-780-4536. Consolidated MLS (IDX)

Property Type

Residential

Lot/Acreage

0.33

HOA Fee

365 Yearly

Year Built

1988

County

Lexington

Area

Rural NW Rich Co & NE Lex Co - Chapin

Neighborhood

Timberlake - Fairway Oaks

School District

Lexington/Richland Five

Listing ID

635133

Questions about this listing?

Contact Agent

Interior Features

Bedrooms and Bathrooms

▪ Bedrooms:4
▪ Bathrooms:4.5
▪ Full Bathrooms:4
▪ 1/2 Bathrooms:1

Appliances:Dishwasher, Microwave Built In, Tankless H20, Gas Water Heater, Dishwasher,Microwave Built In,Tankless H20,Gas Water Heater

Air Cond:Central

Fireplaces:Masonry,Wood Burning,Gas Log-Natural

Basement:No Basement

Other:Bar,Cabinets-Natural,Eat In,Floors-Hardwood,Island,Nook,Pantry,Counter Tops-Granite,Cabinets-Stained,Floors-Tile,Backsplash-Granite,Recessed Lights,Bonus-Finished,Exercise Room,Media Room,FROG (No Closet),Attic Storage,Ceiling Fan,Central Vacuum,Garage Opener,Smoke Detector,Wetbar,Attic Access,Convection,Double Oven,Gas,Self Clean,Master on Main

Other:Public

Payment Calculator

Payment Breakdown

Principal Interest

$2,820

Taxes

$351

HOA

$365

Home Price

$550,000

Home Price

Loan Details

30 yrs

6.634%

Interest Rate

Loan Type

Down Payment

20%

$110,000

Down Payment

Down Payment %

All calculations are estimates and provided by Blueroof360. Today’s Rates provided by Blueroof360. Information and interactive calculators are made available to you only as self-help tools for your independent use and are not intended to provide investment or tax advice. We cannot and do not guarantee their applicability or accuracy in regards to your individual circumstances. All examples are hypothetical and are for illustrative purposes. We encourage you to seek personalized advice from qualified professionals regarding all personal finance issues.

Monthly Price:

$2,819.99

Principal

Taxes

HOA

	Principal	Taxes	HOA	Total
Monthly	$2,819.99	$350.63	$365.00	$3,535.61
Yearly	$33,839.85	$4,207.50	$4,380.00	$42,427.35
Total	$1,015,195.37	$126,225.00	$131,400.00	$1,272,820.37