Is the housing market going to crash?

We have seen every market cycle since 2007. The Fort Mill and Charlotte metro market has shown consistent resilience and population-driven demand. We are happy to walk you through current conditions and what they mean for your specific situation.

Should I buy now or wait for interest rates to drop?

Timing the market is nearly impossible. We focus on your personal timeline, your equity position, and your goals. In most cases, waiting costs more than acting — but we will give you a straight answer based on your numbers, not a sales pitch.

What is it like to live in Fort Mill, South Carolina?

Fort Mill consistently ranks among the best places to live in the Carolinas. Strong schools, low taxes, easy access to Charlotte, and a genuine community feel. We live here — Mike's family of eight calls this area home — so we can give you a real answer, not a brochure.

How do I win in a multiple-offer situation?

Preparation, speed, and presentation. We coach our buyers on exactly how to structure a competitive offer — and our track record of over 2,200 closings means we know what sellers and their agents respond to.

What is the difference between Fort Mill and Rock Hill?

Both are in York County and offer tremendous value compared to Charlotte. Fort Mill tends to attract younger families drawn by the school system and newer developments. Rock Hill has a more established urban core, a strong university presence, and is undergoing significant revitalization. We work both markets daily and can help you find the right fit.

Do you work with active adult or 55+ communities?

Yes — this is one of our specialties. We have deep experience in Sun City Carolina Lakes, Four Seasons at Gold Hill, Carolina Orchards, and Brook Run. We know these communities from the inside and can help buyers and sellers navigate them confidently.

Do you work with veterans and VA loans?

Absolutely. Mike is a Marine Corps veteran and KW Military Ambassador. Supporting fellow veterans is personal for us. We understand VA transactions and are proud to serve those who served.

849 Island Point Ln, Chapin, SC 29036

House Description

One of Lake Murray's most extraordinary waterfront retreats. Gracefully positioned on a beautifully landscaped point lot with 211 feet of pristine shore, exceptional Timberlake Estates residence masterfully reimagined from top to bottom, where timeless elegance, impeccable craftsmanship, and breathtaking big-water views unite to create an unforgettable waterfront experience. Enlarged picture windows thoughtfully designed to erase visual barriers, allowing the ever-changing beauty of Lake Murray to become the centerpiece of everyday living. At the heart of the home, a stunning chef's kitchen is as beautiful as it is functional, showcasing gleaming granite countertops, island, premium finishes, and seamless flow into the dramatic great room where soaring ceilings, a striking fireplace, & walls of glass frame panoramic lake views. Luxurious main-level owner's suite is a private sanctuary, complete with a spectacular spa-inspired bath designed to indulge the senses and provide the perfect escape at day's end.Outside, your own private resort awaits. Lounge beside the sparkling lakeside pool, entertain on expansive outdoor living spaces, or slip away to the enchanting hidden garden retreat, where beautifully crafted hardscapes create the perfect setting for morning coffee or an evening glass of wine beneath the trees. Boating enthusiasts will appreciate the private deep-water dock complete with boat lift and floater, providing effortless access to one of Lake Murray's most sought-after waterfront locations.The attached two-car garage is complemented by a climate-controlled detached two-car garage, offering endless possibilities for an executive office, workshop, fitness studio, or collector's showcase. Public water and sewer.Timberlake residents enjoy an exceptional lifestyle with access to championship golf, an elegant clubhouse, full-service restaurant, driving range, putting green, tennis courts, swimming pool, and a privately operated marina.Remarkable combination of luxury, privacy, thoughtful design, and commanding Lake Murray views. More than a home! Legacy property designed to be experienced, treasured and shared for generations. FROG = expansion to add guests

Highlights

Listed by Douglas Giesler , Lake Homes Realty LLC , 866-525-3466. Consolidated MLS (IDX)

Property Type

Residential

Lot/Acreage

0.59

HOA Fee

230 Yearly

Year Built

1998

County

Lexington

Area

Lake Murray (Irmo, Chapin Side)

Neighborhood

Timberlake Estates

School District

Lexington/Richland Five

Listing ID

638653

Questions about this listing?

Contact Agent

Interior Features

Bedrooms and Bathrooms

▪ Bedrooms:4
▪ Bathrooms:3.5
▪ Full Bathrooms:3
▪ 1/2 Bathrooms:1

Appliances:Dishwasher, Disposal, Dryer, Freezer, Icemaker, Washer, Microwave Countertop, Stove Exhaust Vented Exte, Tankless H20, Dishwasher,Disposal,Dryer,Freezer,Icemaker,Washer,Microwave Countertop,Stove Exhaust Vented Exte,Tankless H20

Air Cond:Central

Fireplaces:Electric

Basement:No Basement

Other:Eat In,Pantry,Counter Tops-Granite,Floors-Tile,Backsplash-Granite,Cabinets-Glazed,Cabinets-Painted,Recessed Lights,Enclosed Garage,Sun Room,Library,Office,FROG (No Closet),BookCase,Ceiling Fan,Security System-Owned,Smoke Detector,Attic Access,Built-in,Counter Cooktop,Double Oven,Gas,Self Clean,Smooth Surface,Master on Main

Other:Community,Public

Payment Calculator

Payment Breakdown

Principal Interest

$7,768

Taxes

$966

HOA

$230

Home Price

$1,515,000

Home Price

Loan Details

30 yrs

6.634%

Interest Rate

Loan Type

Down Payment

20%

$303,000

Down Payment

Down Payment %

All calculations are estimates and provided by Blueroof360. Today’s Rates provided by Blueroof360. Information and interactive calculators are made available to you only as self-help tools for your independent use and are not intended to provide investment or tax advice. We cannot and do not guarantee their applicability or accuracy in regards to your individual circumstances. All examples are hypothetical and are for illustrative purposes. We encourage you to seek personalized advice from qualified professionals regarding all personal finance issues.

Monthly Price:

$7,767.78

Principal

Taxes

HOA

	Principal	Taxes	HOA	Total
Monthly	$7,767.78	$965.81	$230.00	$8,963.60
Yearly	$93,213.39	$11,589.75	$2,760.00	$107,563.14
Total	$2,796,401.78	$347,692.50	$82,800.00	$3,226,894.28