Is the housing market going to crash?

We have seen every market cycle since 2007. The Fort Mill and Charlotte metro market has shown consistent resilience and population-driven demand. We are happy to walk you through current conditions and what they mean for your specific situation.

Should I buy now or wait for interest rates to drop?

Timing the market is nearly impossible. We focus on your personal timeline, your equity position, and your goals. In most cases, waiting costs more than acting — but we will give you a straight answer based on your numbers, not a sales pitch.

What is it like to live in Fort Mill, South Carolina?

Fort Mill consistently ranks among the best places to live in the Carolinas. Strong schools, low taxes, easy access to Charlotte, and a genuine community feel. We live here — Mike's family of eight calls this area home — so we can give you a real answer, not a brochure.

How do I win in a multiple-offer situation?

Preparation, speed, and presentation. We coach our buyers on exactly how to structure a competitive offer — and our track record of over 2,200 closings means we know what sellers and their agents respond to.

What is the difference between Fort Mill and Rock Hill?

Both are in York County and offer tremendous value compared to Charlotte. Fort Mill tends to attract younger families drawn by the school system and newer developments. Rock Hill has a more established urban core, a strong university presence, and is undergoing significant revitalization. We work both markets daily and can help you find the right fit.

Do you work with active adult or 55+ communities?

Yes — this is one of our specialties. We have deep experience in Sun City Carolina Lakes, Four Seasons at Gold Hill, Carolina Orchards, and Brook Run. We know these communities from the inside and can help buyers and sellers navigate them confidently.

Do you work with veterans and VA loans?

Absolutely. Mike is a Marine Corps veteran and KW Military Ambassador. Supporting fellow veterans is personal for us. We understand VA transactions and are proud to serve those who served.

40 Southwoode Cir, Chapin, SC 29036

House Description

Welcome home to this beautifully refreshed 2-bedroom, 1.5-bath residence in the highly desirable Southwoode Independent Living Community, a welcoming 55+ neighborhood in the heart of Chapin. Freshly painted throughout with brand-new carpeting, this move-in ready home is waiting for its next owner.Enjoy a carefree lifestyle with exceptional amenities, including an elegant clubhouse for social gatherings and events, as well as a beautiful community lake that provides a peaceful setting to enjoy the outdoors.Conveniently located in the Town of Chapin, you’ll be just minutes from physicians, shopping, restaurants, and everyday conveniences.The monthly HOA fee provides outstanding value by covering electric, gas, water, property taxes, homeowners insurance, exterior maintenance, lawn care, roof repair and replacement, appliance replacement, HVAC maintenance and replacement, and housekeeping.Southwoode is an ideal choice for those looking to downsize while maintaining an active, independent lifestyle. For additional peace of mind, the nearby Generations of Chapin assisted living community and a convenient pharmacy provides future support options should they ever be needed.Don’t miss this opportunity to enjoy maintenance-free living in one of Chapin’s most sought-after 55+ communities! Disclaimer: CMLS has not reviewed and, therefore, does not endorse vendors who may appear in listings.

Highlights

Listed by Pamela Mitchell , Douglas & Cannon Real Est LLC , 803-945-0301. Consolidated MLS (IDX)

Property Type

Residential

Lot/Acreage

0.03

HOA Fee

944 Monthly

Year Built

2002

County

Lexington

Area

Rural NW Rich Co & NE Lex Co - Chapin

Neighborhood

Southwoode

School District

Lexington/Richland Five

Listing ID

637612

Questions about this listing?

Contact Agent

Interior Features

Bedrooms and Bathrooms

▪ Bedrooms:2
▪ Bathrooms:1.5
▪ Full Bathrooms:1
▪ 1/2 Bathrooms:1

Appliances:Dishwasher, Disposal, Dryer, Refrigerator, Washer, Microwave Above Stove, Dishwasher,Disposal,Dryer,Refrigerator,Washer,Microwave Above Stove

Air Cond:Heat Pump 1st Lvl

Fireplaces:

Basement:No Basement

Other:Pantry,Counter Tops-Formica,Floors-Tile,Cabinets-Painted,Ceiling Fan,Garage Opener,Smoke Detector,Attic Pull-Down Access,Free-standing,Smooth Surface,Master on Main

Other:Public

Payment Calculator

Payment Breakdown

Principal Interest

$1,205

Taxes

$150

HOA

$944

Home Price

$235,000

Home Price

Loan Details

30 yrs

6.634%

Interest Rate

Loan Type

Down Payment

20%

$47,000

Down Payment

Down Payment %

All calculations are estimates and provided by Blueroof360. Today’s Rates provided by Blueroof360. Information and interactive calculators are made available to you only as self-help tools for your independent use and are not intended to provide investment or tax advice. We cannot and do not guarantee their applicability or accuracy in regards to your individual circumstances. All examples are hypothetical and are for illustrative purposes. We encourage you to seek personalized advice from qualified professionals regarding all personal finance issues.

Monthly Price:

$1,204.90

Principal

Taxes

HOA

	Principal	Taxes	HOA	Total
Monthly	$1,204.90	$149.81	$944.00	$2,298.72
Yearly	$14,458.84	$1,797.75	$11,328.00	$27,584.59
Total	$433,765.29	$53,932.50	$339,840.00	$827,537.79