Is the housing market going to crash?

We have seen every market cycle since 2007. The Fort Mill and Charlotte metro market has shown consistent resilience and population-driven demand. We are happy to walk you through current conditions and what they mean for your specific situation.

Should I buy now or wait for interest rates to drop?

Timing the market is nearly impossible. We focus on your personal timeline, your equity position, and your goals. In most cases, waiting costs more than acting — but we will give you a straight answer based on your numbers, not a sales pitch.

What is it like to live in Fort Mill, South Carolina?

Fort Mill consistently ranks among the best places to live in the Carolinas. Strong schools, low taxes, easy access to Charlotte, and a genuine community feel. We live here — Mike's family of eight calls this area home — so we can give you a real answer, not a brochure.

How do I win in a multiple-offer situation?

Preparation, speed, and presentation. We coach our buyers on exactly how to structure a competitive offer — and our track record of over 2,200 closings means we know what sellers and their agents respond to.

What is the difference between Fort Mill and Rock Hill?

Both are in York County and offer tremendous value compared to Charlotte. Fort Mill tends to attract younger families drawn by the school system and newer developments. Rock Hill has a more established urban core, a strong university presence, and is undergoing significant revitalization. We work both markets daily and can help you find the right fit.

Do you work with active adult or 55+ communities?

Yes — this is one of our specialties. We have deep experience in Sun City Carolina Lakes, Four Seasons at Gold Hill, Carolina Orchards, and Brook Run. We know these communities from the inside and can help buyers and sellers navigate them confidently.

Do you work with veterans and VA loans?

Absolutely. Mike is a Marine Corps veteran and KW Military Ambassador. Supporting fellow veterans is personal for us. We understand VA transactions and are proud to serve those who served.

116 Rum Gully Ln, Chapin, SC 29036

House Description

Priced to reflect needed updates. Welcome to 116 Rum Gully Ln — a fantastic opportunity to own a 4-bedroom home in a sought-after lake community offering a community dock, boat ramp, and boat storage for easy access to Lake Murray living. This home features hardwood floors throughout the main level, a spacious primary suite on the main floor, and a formal dining room perfect for entertaining. Enjoy the convenience of a two-car garage and relax on the large back deck overlooking peaceful wooded surroundings, offering both privacy and a great outdoor space. Located in the highly desirable Chapin school district and zoned for the brand new elementary school on Amicks Ferry, this home combines lifestyle, location, and value. Don’t miss your chance to enjoy lake community living with everyday convenience! Disclaimer: CMLS has not reviewed and, therefore, does not endorse vendors who may appear in listings.

Highlights

Listed by Chris Brand , Agent Group Realty , 864-686-6786. Consolidated MLS (IDX)

Property Type

Residential

Lot/Acreage

0.34

HOA Fee

626.52 Yearly

Year Built

1999

County

Lexington

Area

Rural NW Rich Co & NE Lex Co - Chapin

Neighborhood

Plantation Hills

School District

Lexington/Richland Five

Listing ID

632339

Questions about this listing?

Contact Agent

Payment Calculator

Payment Breakdown

Principal Interest

$1,892

Taxes

$235

HOA

$627

Home Price

$369,000

Home Price

Loan Details

30 yrs

6.634%

Interest Rate

Loan Type

Down Payment

20%

$73,800

Down Payment

Down Payment %

All calculations are estimates and provided by Blueroof360. Today’s Rates provided by Blueroof360. Information and interactive calculators are made available to you only as self-help tools for your independent use and are not intended to provide investment or tax advice. We cannot and do not guarantee their applicability or accuracy in regards to your individual circumstances. All examples are hypothetical and are for illustrative purposes. We encourage you to seek personalized advice from qualified professionals regarding all personal finance issues.

Monthly Price:

$1,891.96

Principal

Taxes

HOA

	Principal	Taxes	HOA	Total
Monthly	$1,891.96	$235.24	$626.52	$2,753.71
Yearly	$22,703.46	$2,822.85	$7,518.24	$33,044.55
Total	$681,103.80	$84,685.50	$225,547.20	$991,336.50