Is the housing market going to crash?

We have seen every market cycle since 2007. The Fort Mill and Charlotte metro market has shown consistent resilience and population-driven demand. We are happy to walk you through current conditions and what they mean for your specific situation.

Should I buy now or wait for interest rates to drop?

Timing the market is nearly impossible. We focus on your personal timeline, your equity position, and your goals. In most cases, waiting costs more than acting — but we will give you a straight answer based on your numbers, not a sales pitch.

What is it like to live in Fort Mill, South Carolina?

Fort Mill consistently ranks among the best places to live in the Carolinas. Strong schools, low taxes, easy access to Charlotte, and a genuine community feel. We live here — Mike's family of eight calls this area home — so we can give you a real answer, not a brochure.

How do I win in a multiple-offer situation?

Preparation, speed, and presentation. We coach our buyers on exactly how to structure a competitive offer — and our track record of over 2,200 closings means we know what sellers and their agents respond to.

What is the difference between Fort Mill and Rock Hill?

Both are in York County and offer tremendous value compared to Charlotte. Fort Mill tends to attract younger families drawn by the school system and newer developments. Rock Hill has a more established urban core, a strong university presence, and is undergoing significant revitalization. We work both markets daily and can help you find the right fit.

Do you work with active adult or 55+ communities?

Yes — this is one of our specialties. We have deep experience in Sun City Carolina Lakes, Four Seasons at Gold Hill, Carolina Orchards, and Brook Run. We know these communities from the inside and can help buyers and sellers navigate them confidently.

Do you work with veterans and VA loans?

Absolutely. Mike is a Marine Corps veteran and KW Military Ambassador. Supporting fellow veterans is personal for us. We understand VA transactions and are proud to serve those who served.

860 Misty Harbor Rd, Chapin, SC 29036

House Description

Wake up to stunning big-water views of Lake Murray from this beautifully updated 2-bedroom, 1.5-bath waterfront home! Whether you're looking for a full-time residence, weekend getaway, or investment opportunity(VRBO,Airbnb), this property offers the perfect blend of comfort, charm, and lakefront living. A dock permit is already in hand, making it easy to bring your waterfront dreams to life. Inside, you'll love the open-concept floorplan featuring a seamless flow between the kitchen, living room, and dinette area, all accented by attractive laminate flooring. The beautifully renovated full bath features a white tiled walk-in shower, creating a fresh and inviting space. The spacious primary bedroom, laundry room, and half bath were added in October 2021, providing additional comfort and functionality. Enjoy peaceful mornings and spectacular sunsets from the sunroom overlooking the sparkling waters of Lake Murray. The screened porch also provides gorgeous lake views and is the perfect place to relax, entertain guests, or simply enjoy the tranquil waterfront setting. Recent improvements provide peace of mind and include new roof shingles (July 2021), new HVAC system (December 2021), new ductwork (December 2023), new hot water heater (January 2024), and new insulation beneath the home (April 2024).Additional features include a carport and attached storage area for all your lake toys, tools, and extra belongings. With incredible water views, numerous updates, and a dock permit already secured, this Lake Murray gem is ready for its next owner to enjoy everything lake life provides. All located in the award winning Chapin School system! Disclaimer: CMLS has not reviewed and, therefore, does not endorse vendors who may appear in listings.

Highlights

Listed by Randy Odell , RE/MAX At The Lake , 803-932-2800. Consolidated MLS (IDX)

Property Type

Residential

Lot/Acreage

0.35

Year Built

1967

County

Lexington

Area

Lake Murray (Irmo, Chapin Side)

Neighborhood

None

School District

Lexington/Richland Five

Listing ID

637604

Questions about this listing?

Contact Agent

Interior Features

Bedrooms and Bathrooms

▪ Bedrooms:2
▪ Bathrooms:1.5
▪ Full Bathrooms:1
▪ 1/2 Bathrooms:1

Appliances:Refrigerator, Microwave Above Stove, Electric Water Heater, Refrigerator,Microwave Above Stove,Electric Water Heater

Air Cond:Central,Heat Pump 1st Lvl

Fireplaces:

Basement:No Basement

Other:Eat In,Island,Counter Tops-Formica,Floors-Laminate,Backsplash-Tiled,Cabinets-Painted,Ceiling Fan,Sun Room,BookCase,Smoke Detector,Free-standing,Smooth Surface,Master on Main

Other:Well

Payment Calculator

Payment Breakdown

Principal Interest

$2,353

Taxes

$287

Home Price

$450,000

Home Price

Loan Details

30 yrs

6.825%

Interest Rate

Loan Type

Down Payment

20%

$90,000

Down Payment

Down Payment %

All calculations are estimates and provided by Blueroof360. Today’s Rates provided by Blueroof360. Information and interactive calculators are made available to you only as self-help tools for your independent use and are not intended to provide investment or tax advice. We cannot and do not guarantee their applicability or accuracy in regards to your individual circumstances. All examples are hypothetical and are for illustrative purposes. We encourage you to seek personalized advice from qualified professionals regarding all personal finance issues.

Monthly Price:

$2,352.93

Principal

Taxes