Meticulously maintained, HOA-free, brick bungalow, deep water on Lake Murray’s Bear Creek in Chapin. This 840-square-foot gem features 100' of beautiful waterfront (approx 131' usable) with a private floating dock and concrete boat launch. The property's irrigation system (pump only) pulls from the lake to maintain the plush, gently sloped lawn down to the water. A stand-up under-house area with power and ample shelving provides a perfect footprint for a workshop and storage. The interior showcases numerous updates throughout. Recent enhancements from 2023 include a new roof, front stoop overhang, LVP flooring throughout, new bedroom windows, smooth bedroom and bathroom ceilings, and new ceiling fans. A new fireplace damper was installed in 2025. The great room features unique German siding and a fireplace built with salvaged brick from the notorious 1964 Columbia College dormitory fire (Google it!). The kitchen offers solid-wood cabinetry, a fantastic workhorse of a vintage stove, and bar seating for 5 with pendant lighting. The pantry offers space to add a stackable washer and dryer. The living space opens to a lovely 240-square-foot screened porch (rescreened in 2023) overlooking the water, plus an additional large deck. Furniture is negotiable. Deep water access on (not just near) Bear Creek is rare, as is the lack of an HOA. Disclaimer: CMLS has not reviewed and, therefore, does not endorse vendors who may appear in listings.