Is the housing market going to crash?

We have seen every market cycle since 2007. The Fort Mill and Charlotte metro market has shown consistent resilience and population-driven demand. We are happy to walk you through current conditions and what they mean for your specific situation.

Should I buy now or wait for interest rates to drop?

Timing the market is nearly impossible. We focus on your personal timeline, your equity position, and your goals. In most cases, waiting costs more than acting — but we will give you a straight answer based on your numbers, not a sales pitch.

What is it like to live in Fort Mill, South Carolina?

Fort Mill consistently ranks among the best places to live in the Carolinas. Strong schools, low taxes, easy access to Charlotte, and a genuine community feel. We live here — Mike's family of eight calls this area home — so we can give you a real answer, not a brochure.

How do I win in a multiple-offer situation?

Preparation, speed, and presentation. We coach our buyers on exactly how to structure a competitive offer — and our track record of over 2,200 closings means we know what sellers and their agents respond to.

What is the difference between Fort Mill and Rock Hill?

Both are in York County and offer tremendous value compared to Charlotte. Fort Mill tends to attract younger families drawn by the school system and newer developments. Rock Hill has a more established urban core, a strong university presence, and is undergoing significant revitalization. We work both markets daily and can help you find the right fit.

Do you work with active adult or 55+ communities?

Yes — this is one of our specialties. We have deep experience in Sun City Carolina Lakes, Four Seasons at Gold Hill, Carolina Orchards, and Brook Run. We know these communities from the inside and can help buyers and sellers navigate them confidently.

Do you work with veterans and VA loans?

Absolutely. Mike is a Marine Corps veteran and KW Military Ambassador. Supporting fellow veterans is personal for us. We understand VA transactions and are proud to serve those who served.

1047 Hilton Point Rd, Chapin, SC 29036

House Description

NO HOA. Lake Murray views. Walk or golf cart to boat access. This is lake living done right.This 3-bedroom, 2-bath home offers a peaceful setting where nature is all around you, paired with beautiful views of Lake Murray that make a lasting impression.Mornings start with birds chirping and coffee with a view from the back deck, complete with a retractable awning for shade and comfort. Evenings end around the fire pit, with wildlife passing through and the calm of nature all around you. With 3 feet of water access, you get just enough connection to the lake—while the real value is in the scenery, the setting, and the lifestyle.And speaking of lifestyle…You’re just a short walk or golf cart ride to Hilton Recreation Area, where a public boat ramp makes getting on the water effortless. Putnam Landing is also within walking distance—a private landing offering dry and wet boat storage, a launch, and even food trucks.Want to get out on the water without the commitment? Lake Murray rentals are nearby for kayaks, floats, and more. Want to stay active? Carolina Fit Club is right around the corner, with professional trainers and a strong local community.And here’s what truly sets this property apart—NO HOA. No restrictions, no approvals, no headaches.Zoned for the highly desirable Lexington 5 school district, and just minutes from shopping, dining, and major routes. Disclaimer: CMLS has not reviewed and, therefore, does not endorse vendors who may appear in listings.

Highlights

Listed by Glenn Yoma , Keller Williams Realty , 803-772-5858. Consolidated MLS (IDX)

Property Type

Residential

Lot/Acreage

0.37

Year Built

1977

County

Lexington

Area

Lake Murray (Irmo, Chapin Side)

Neighborhood

None

School District

Lexington/Richland Five

Listing ID

631802

Questions about this listing?

Contact Agent

Interior Features

Bedrooms and Bathrooms

▪ Bedrooms:3
▪ Bathrooms:2
▪ Full Bathrooms:2

Appliances:Dishwasher, Dryer, Washer, Microwave Above Stove, Electric Water Heater, Dishwasher,Dryer,Washer,Microwave Above Stove,Electric Water Heater

Air Cond:Central

Fireplaces:Gas Log-Propane

Basement:No Basement

Other:Galley,Counter Tops-Formica,Floors-Laminate,Cabinets-Painted,Smoke Detector,Attic Pull-Down Access,Free-standing,Master on Main

Other:Well

Payment Calculator

Payment Breakdown

Principal Interest

$1,743

Taxes

$217

Home Price

$340,000

Home Price

Loan Details

30 yrs

6.634%

Interest Rate

Loan Type

Down Payment

20%

$68,000

Down Payment

Down Payment %

All calculations are estimates and provided by Blueroof360. Today’s Rates provided by Blueroof360. Information and interactive calculators are made available to you only as self-help tools for your independent use and are not intended to provide investment or tax advice. We cannot and do not guarantee their applicability or accuracy in regards to your individual circumstances. All examples are hypothetical and are for illustrative purposes. We encourage you to seek personalized advice from qualified professionals regarding all personal finance issues.

Monthly Price:

$1,743.26

Principal

Taxes