Is the housing market going to crash?

We have seen every market cycle since 2007. The Fort Mill and Charlotte metro market has shown consistent resilience and population-driven demand. We are happy to walk you through current conditions and what they mean for your specific situation.

Should I buy now or wait for interest rates to drop?

Timing the market is nearly impossible. We focus on your personal timeline, your equity position, and your goals. In most cases, waiting costs more than acting — but we will give you a straight answer based on your numbers, not a sales pitch.

What is it like to live in Fort Mill, South Carolina?

Fort Mill consistently ranks among the best places to live in the Carolinas. Strong schools, low taxes, easy access to Charlotte, and a genuine community feel. We live here — Mike's family of eight calls this area home — so we can give you a real answer, not a brochure.

How do I win in a multiple-offer situation?

Preparation, speed, and presentation. We coach our buyers on exactly how to structure a competitive offer — and our track record of over 2,200 closings means we know what sellers and their agents respond to.

What is the difference between Fort Mill and Rock Hill?

Both are in York County and offer tremendous value compared to Charlotte. Fort Mill tends to attract younger families drawn by the school system and newer developments. Rock Hill has a more established urban core, a strong university presence, and is undergoing significant revitalization. We work both markets daily and can help you find the right fit.

Do you work with active adult or 55+ communities?

Yes — this is one of our specialties. We have deep experience in Sun City Carolina Lakes, Four Seasons at Gold Hill, Carolina Orchards, and Brook Run. We know these communities from the inside and can help buyers and sellers navigate them confidently.

Do you work with veterans and VA loans?

Absolutely. Mike is a Marine Corps veteran and KW Military Ambassador. Supporting fellow veterans is personal for us. We understand VA transactions and are proud to serve those who served.

308 Night Harbor Dr, Chapin, SC 29036

House Description

Welcome to 308 Night Harbor Drive, a beautifully updated waterfront home in the highly sought-after Night Harbor community on Lake Murray with a dedicated boat slip. 53' of lake frontage, a private beach area ideal for launching a kayak or jet ski, and an eastern-facing shoreline that captures breathtaking sunrise views, this property gives the ultimate lake lifestyle. Outdoor living is exceptional, featuring a heated saltwater pool overlooking the lake, a spacious screened porch, and an elevated deck with water views. Whether enjoying a morning coffee at sunrise or entertaining family and friends, the setting is simply spectacular. Inside, the updated kitchen is designed for both everyday living and entertaining, featuring quartz countertops, bar seating, a mosaic tile backsplash, double ovens, a cooktop, and a walk-in pantry. The sunny eat-in dining area enjoys beautiful lake views, while a convenient butler's pantry with beverage refrigerator connects the kitchen to the formal dining room. Hardwood floors flow throughout the main-level living areas. The living room features a gas fireplace and French doors that open directly to the screened porch, creating seamless indoor-outdoor living. The main-level owner's suite boasts hardwood flooring and a spacious ensuite bath with separate vanities, generous counter space, built-in linen storage, a jetted tub, and a glass-enclosed tiled shower. A second main-level bedroom, currently used as an office, has direct access to a full bathroom. Upstairs, you'll find 2 additional bedrooms plus a large flex room currently serving as a fourth bedroom. These rooms share a renovated bathroom featuring separate vanities and a tub/shower combination. Walk-in attic spaces provide incredible storage. The lower level includes a room currently used as a media and exercise room, complete with a projector. The oversized 2-car garage includes a large workshop area. Residents of Night Harbor enjoy outstanding amenities including a community marina, clubhouse, tennis court, and the opportunity for a boat slip to convey with the property. Located within the award-winning Chapin school district. Disclaimer: CMLS has no Disclaimer: C

Highlights

Listed by Eric Feuerstein , Coldwell Banker Realty , 803-788-2811. Consolidated MLS (IDX)

Property Type

Residential

Lot/Acreage

0.56

HOA Fee

585 Yearly

Year Built

1997

County

Lexington

Area

Lake Murray (Irmo, Chapin Side)

Neighborhood

Night Harbor

School District

Lexington/Richland Five

Listing ID

636197

Questions about this listing?

Contact Agent

Interior Features

Bedrooms and Bathrooms

▪ Bedrooms:4
▪ Bathrooms:3
▪ Full Bathrooms:3

Appliances:Dishwasher, Disposal, Dryer, Refrigerator, Washer, Microwave Built In, Dishwasher,Disposal,Dryer,Refrigerator,Washer,Microwave Built In

Air Cond:Central

Fireplaces:Gas Log-Natural

Basement:No Basement

Other:Bar,Eat In,Backsplash-Other,Cabinets-Painted,Recessed Lights,Counter Tops-Quartz,Floors-Luxury Vinyl Plank,Bonus-Finished,Media Room,Workshop,Attic Storage,Ceiling Fan,Garage Opener,Security System-Leased,Smoke Detector,Wetbar,Attic Access,Convection,Counter Cooktop,Double Oven,Self Clean,Smooth Surface,Master on Main

Other:Public

Payment Calculator

Payment Breakdown

Principal Interest

$4,076

Taxes

$507

HOA

$585

Home Price

$795,000

Home Price

Loan Details

30 yrs

6.634%

Interest Rate

Loan Type

Down Payment

20%

$159,000

Down Payment

Down Payment %

All calculations are estimates and provided by Blueroof360. Today’s Rates provided by Blueroof360. Information and interactive calculators are made available to you only as self-help tools for your independent use and are not intended to provide investment or tax advice. We cannot and do not guarantee their applicability or accuracy in regards to your individual circumstances. All examples are hypothetical and are for illustrative purposes. We encourage you to seek personalized advice from qualified professionals regarding all personal finance issues.

Monthly Price:

$4,076.16

Principal

Taxes

HOA

	Principal	Taxes	HOA	Total
Monthly	$4,076.16	$506.81	$585.00	$5,167.98
Yearly	$48,913.96	$6,081.75	$7,020.00	$62,015.71
Total	$1,467,418.76	$182,452.50	$210,600.00	$1,860,471.26