Is the housing market going to crash?

We have seen every market cycle since 2007. The Fort Mill and Charlotte metro market has shown consistent resilience and population-driven demand. We are happy to walk you through current conditions and what they mean for your specific situation.

Should I buy now or wait for interest rates to drop?

Timing the market is nearly impossible. We focus on your personal timeline, your equity position, and your goals. In most cases, waiting costs more than acting — but we will give you a straight answer based on your numbers, not a sales pitch.

What is it like to live in Fort Mill, South Carolina?

Fort Mill consistently ranks among the best places to live in the Carolinas. Strong schools, low taxes, easy access to Charlotte, and a genuine community feel. We live here — Mike's family of eight calls this area home — so we can give you a real answer, not a brochure.

How do I win in a multiple-offer situation?

Preparation, speed, and presentation. We coach our buyers on exactly how to structure a competitive offer — and our track record of over 2,200 closings means we know what sellers and their agents respond to.

What is the difference between Fort Mill and Rock Hill?

Both are in York County and offer tremendous value compared to Charlotte. Fort Mill tends to attract younger families drawn by the school system and newer developments. Rock Hill has a more established urban core, a strong university presence, and is undergoing significant revitalization. We work both markets daily and can help you find the right fit.

Do you work with active adult or 55+ communities?

Yes — this is one of our specialties. We have deep experience in Sun City Carolina Lakes, Four Seasons at Gold Hill, Carolina Orchards, and Brook Run. We know these communities from the inside and can help buyers and sellers navigate them confidently.

Do you work with veterans and VA loans?

Absolutely. Mike is a Marine Corps veteran and KW Military Ambassador. Supporting fellow veterans is personal for us. We understand VA transactions and are proud to serve those who served.

212 Night Harbor Dr, Chapin, SC 29036

House Description

Lake Murray Living at Its Finest — Your Dream Home Awaits in Chapin, SC!Wake up and embrace the ultimate Lake Murray lifestyle in this stunning all-brick ranch, perfectly nestled in the sought-after Night Harbor community. Set on a gorgeous corner lot beneath a canopy of mature trees, this home is designed for comfort, elegance, and adventure — everything you need for the perfect lakeside life.Spacious & Stylish Living: Step inside to find beautiful archways, rich hardwood floors throughout, and an inviting open-concept floor plan perfect for entertaining or cozy nights in. The chef-inspired kitchen boasts modern appliances, stone countertops, and ample cabinetry to make every meal a delight.Outdoor Bliss: Sip your morning coffee on the freshly painted screened-in porch or gather around the fire pit for unforgettable evenings under the stars on your spacious corner lot.Luxurious Owner's Suite: A true spa-like retreat featuring a walk-in shower, oversized garden tub, and generous closet space — your personal sanctuary after a day on the water.Deeded Boat Slip & Dry Storage: Set sail from your very own dock slip and explore 41 miles of pristine Lake Murray water for boating, fishing, and weekend adventure. With dry storage included, your lake toys are always ready to go — and in this market, this alone makes 212 Night Harbor Drive a rare find!Community Perks: Enjoy Night Harbor's exclusive amenities including a clubhouse, tennis and basketball courts just steps away, and a vibrant, established neighborhood shaded by gorgeous mature trees.Prime Chapin Location: Top-rated Lexington/Richland Five schools, with shopping, dining, and outdoor adventures just minutes away.Ample Parking & Storage: Oversized two-car garage plus an additional parking pad for all your vehicles and toys.This home is more than just a place to live — it's a lakefront dream come true. Don't miss your chance to own a piece of Lake Murray's best. Schedule your private tour today! Disclaimer: CMLS has not reviewed and, therefore, does not endorse vendors who may appear in listings.

Highlights

Listed by Melissa Bravo-Rivera , eXp Realty LLC , 888-440-2798. Consolidated MLS (IDX)

Property Type

Residential

Lot/Acreage

0.33

HOA Fee

1685 Yearly

Year Built

2005

County

Lexington

Area

Rural NW Rich Co & NE Lex Co - Chapin

Neighborhood

Night Harbor

School District

Lexington/Richland Five

Listing ID

634873

Questions about this listing?

Contact Agent

Interior Features

Bedrooms and Bathrooms

▪ Bedrooms:4
▪ Bathrooms:3.5
▪ Full Bathrooms:3
▪ 1/2 Bathrooms:1

Appliances:Dishwasher, Disposal, Dryer, Refrigerator, Washer, Microwave Built In, Stove Exhaust Vented Exte, Gas Water Heater, Dishwasher,Disposal,Dryer,Refrigerator,Washer,Microwave Built In,Stove Exhaust Vented Exte,Gas Water Heater

Air Cond:Central

Fireplaces:Gas Log-Natural

Basement:No Basement

Other:Cabinets-Natural,Eat In,Pantry,Floors-Tile,Backsplash-Tiled,Counter Tops-Quartz,Attic Storage,Ceiling Fan,Garage Opener,Smoke Detector,Attic Access,Convection,Counter Cooktop,Master on Main

Other:Public

Payment Calculator

Payment Breakdown

Principal Interest

$2,876

Taxes

$358

HOA

$1,685

Home Price

$560,900

Home Price

Loan Details

30 yrs

6.634%

Interest Rate

Loan Type

Down Payment

20%

$112,180

Down Payment

Down Payment %

All calculations are estimates and provided by Blueroof360. Today’s Rates provided by Blueroof360. Information and interactive calculators are made available to you only as self-help tools for your independent use and are not intended to provide investment or tax advice. We cannot and do not guarantee their applicability or accuracy in regards to your individual circumstances. All examples are hypothetical and are for illustrative purposes. We encourage you to seek personalized advice from qualified professionals regarding all personal finance issues.

Monthly Price:

$2,875.87

Principal

Taxes

HOA

	Principal	Taxes	HOA	Total
Monthly	$2,875.87	$357.57	$1,685.00	$4,918.45
Yearly	$34,510.49	$4,290.89	$20,220.00	$59,021.37
Total	$1,035,314.69	$128,726.55	$606,600.00	$1,770,641.24