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Dream Team United

| Dream Team United | Keller Williams Connected | PLACE

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123 Waxhaws Trace , Chapin, SC 29036
$1,100,000
Est. Payment: $5,639.97/mo
4 Bed
3.5 Bath
3400 Sqft
Status: pending | Days on site: 18
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VCR-C15903466 - VCR-C159091383,VCR-C159052275

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House Description

Some Lake Murray homes are designed to be admired, this one was designed to be enjoyed. Tucked into a protected cove, 123 Waxhaws Trace embodies the quieter side of lake living where mornings begin with coffee on the deck, afternoons are spent kayaking, fishing or floating from your private dock and evenings end in the hot tub. With approximately 6.5 feet of water at the dock (measured July 1, 2026), the current owners have comfortably kept their boat here year round while enjoying easy access to the open waters of Lake Murray. Set on a .67-acre lot in an established lakefront community and zoned for Chapin schools, this 3,400-square-foot home offers 4 bedrooms, 3 full baths and a half bath. Beautifully refinished hardwood floors extend throughout the main living areas, where a vaulted ceiling and floor-to-ceiling stone fireplace create a warm gathering space. The kitchen with bright quartzite countertops opens to the living and dining areas, making everyday living and entertaining equally comfortable. The flexible floor plan includes a spacious main level room currently used as a game/entertainment room that also features a closet and private full bath, allowing it to easily serve as a fourth bedroom, guest suite, additional home office or media room. Step outside and discover what makes this property different. The expansive deck with hot tub overlooks the peaceful cove, while the private dock, covered entertainment area, fire pit and kayak rack invite you to make the most of every day on the lake. A 10' x 18' workshop with electricity provides space for hobbies, projects and lake gear, while the treehouse adds another fun touch to this waterfront setting. A voluntary community association provides access to the community boat ramp, adding even more convenience for enjoying Lake Murray. If you've been searching for an authentic lake home where the lifestyle is every bit as important as the address, you've just found it. Southern Living recently recognized Chapin as one of the South's premier lake communities. Come see for yourself why so many are choosing to call Lake Murray home. Disclaimer: CMLS has not reviewed and, therefore, does not endorse vendors who

Highlights

Listed by Michelle Nalley , ERA Wilder Realty , 803-345-6713. Consolidated MLS (IDX)

Property Type

Residential

Lot/Acreage
0.67

Year Built

1982

County

Lexington

Area

Lake Murray (Irmo, Chapin Side)

Neighborhood

Indian Fork

School District

Lexington/Richland Five

Listing ID

637833

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Interior Features

Bedrooms and Bathrooms
  • Bedrooms:4
  • Bathrooms:3.5
  • Full Bathrooms:3
  • 1/2 Bathrooms:1
Appliances:Dishwasher, Disposal, Microwave Built In, Dishwasher,Disposal,Microwave Built In
Air Cond:Central
Fireplaces:Masonry
Basement:No Basement
Other:Eat In,Floors-Hardwood,Island,Pantry,Counter Tops - Other,Backsplash-Tiled,Recessed Lights,Ceiling Fan,Garage Opener,Smoke Detector,Attic Access,Built-in,Smooth Surface,Island Cooktop,Master on Main
Other:Public

Exterior Features

Garage Capacity:10
Others:On Water,Deck,Dock,Hot Tub,Workshop,Front Porch - Covered,Other Porch - Covered,Lake Fed Irrigation
Sewer:Lett System,Public
Principal Interest
$5,640
Taxes
$701

Home Price

$1,100,000

Loan Details

30 yrs
6.634%

Down Payment

20%
$220,000
All calculations are estimates and provided by Blueroof360. Today’s Rates provided by Blueroof360. Information and interactive calculators are made available to you only as self-help tools for your independent use and are not intended to provide investment or tax advice. We cannot and do not guarantee their applicability or accuracy in regards to your individual circumstances. All examples are hypothetical and are for illustrative purposes. We encourage you to seek personalized advice from qualified professionals regarding all personal finance issues.
Monthly Price:
$5,639.97

Principal

Taxes

Principal Taxes HOA Total
Monthly $5,639.97 $701.25 $0.00 $6,341.22
Yearly $67,679.69 $8,415.00 $0.00 $76,094.69
Total $2,030,390.73 $252,450.00 $0.00 $2,282,840.73

Today's Rates

30 Year

6.63%

20 Year

6.44%

15 Year

6.12%

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Market insight data is pulled from the same city as the listing being viewed (Chapin, SC).

The schools listed are within a 2-mile radius of the property; however, attendance is not guaranteed. Please contact the local school district to confirm zoning and enrollment options.

Information provided by Columbia MLS, and is deemed reliable but not guaranteed accurate.

IDX service by Blueroof 360

Data last updated: 2026-08-01T20:14:10.100Z

© 2026 Consolidated MLS (IDX)