Is the housing market going to crash?

We have seen every market cycle since 2007. The Fort Mill and Charlotte metro market has shown consistent resilience and population-driven demand. We are happy to walk you through current conditions and what they mean for your specific situation.

Should I buy now or wait for interest rates to drop?

Timing the market is nearly impossible. We focus on your personal timeline, your equity position, and your goals. In most cases, waiting costs more than acting — but we will give you a straight answer based on your numbers, not a sales pitch.

What is it like to live in Fort Mill, South Carolina?

Fort Mill consistently ranks among the best places to live in the Carolinas. Strong schools, low taxes, easy access to Charlotte, and a genuine community feel. We live here — Mike's family of eight calls this area home — so we can give you a real answer, not a brochure.

How do I win in a multiple-offer situation?

Preparation, speed, and presentation. We coach our buyers on exactly how to structure a competitive offer — and our track record of over 2,200 closings means we know what sellers and their agents respond to.

What is the difference between Fort Mill and Rock Hill?

Both are in York County and offer tremendous value compared to Charlotte. Fort Mill tends to attract younger families drawn by the school system and newer developments. Rock Hill has a more established urban core, a strong university presence, and is undergoing significant revitalization. We work both markets daily and can help you find the right fit.

Do you work with active adult or 55+ communities?

Yes — this is one of our specialties. We have deep experience in Sun City Carolina Lakes, Four Seasons at Gold Hill, Carolina Orchards, and Brook Run. We know these communities from the inside and can help buyers and sellers navigate them confidently.

Do you work with veterans and VA loans?

Absolutely. Mike is a Marine Corps veteran and KW Military Ambassador. Supporting fellow veterans is personal for us. We understand VA transactions and are proud to serve those who served.

256 Murray Falls Ln, Chapin, SC 29036

House Description

Welcome home to 256 Murray Falls Lane in beautiful Collins Cove! Built in 2024, this extremely sought after Madeline II D floor plan flows seamlessly through its gorgeous modern completely open concept interior and has upgrades everywhere throughout! This TRUE ONE LEVEL home is almost like new having just been completed in 2024! Constructed of durable Hardie plank with lovely brick accents and black windows, this home is sure to turn heads with its majestic beauty as you gaze upon it walking to the front door. Inside you will find a HUGE great room with a gas log fireplace and built in bookshelves with storage cabinets for convenience! The large open dining room with a coffer ceiling and wainscoting is a sure to appeal to the eye as your entire family & friends enjoy this space together making memories. The upgraded gourmet kitchen is a CHEF'S DREAM ready to entertain and cook a splendid meal for everyone! This deluxe kitchen oasis with built in Bluetooth speakers has storage galore featuring beautiful quartz countertops, a wonderful pantry, island with even more storage, a counter height breakfast bar, stainless steel farm sink, UPGRADED soft close cabinets/drawers, stainless appliances with gas cooktop including a wall oven & microwave and a built in window seating area! This home as well boasts upgraded trim and lighting throughout, upgraded cabinets, upgraded carpet in all bedrooms and an oak staircase! In the main living area, all bathrooms, laundry room and all areas except the bedrooms (which have UPGRADED carpet) have UPGRADED vinyl plank flooring! The primary owners suite offers a garden tub, dual vanity, separate water closet, separate tiled shower and a HUGE walk-in closet! Bedroom 2 which is basically ANOTHER SEPARATE PRIMARY SUITE has its own bathroom as well as walk-in closet which makes for a very rare highly coveted hidden gem! Bedrooms 3 & 4 both of good size share a nicely sized full hall bathroom with tub/shower! Other great offerings are a tankless hot water heater (Never worry about hot water again!), fully fenced backyard, irrigation system, screened back patio with extra concrete installed to set the scene for a wonderful evening grilling!

Highlights

Listed by Jamie Smith , NorthGroup Real Estate LLC , 843-999-0119. Consolidated MLS (IDX)

Property Type

Residential

Lot/Acreage

0.33

HOA Fee

845 Yearly

Year Built

2024

County

Richland

Area

Rural NW Rich Co & NE Lex Co - Chapin

Neighborhood

Collins Cove

School District

Lexington/Richland Five

Listing ID

639603

Questions about this listing?

Contact Agent

Interior Features

Bedrooms and Bathrooms

▪ Bedrooms:4
▪ Bathrooms:3
▪ Full Bathrooms:3

Appliances:Dishwasher, Disposal, Dryer, Refrigerator, Washer, Microwave Built In, Tankless H20, Gas Water Heater, Dishwasher,Disposal,Dryer,Refrigerator,Washer,Microwave Built In,Tankless H20,Gas Water Heater

Air Cond:Central,Split System

Fireplaces:Gas Log-Natural

Basement:No Basement

Other:Eat In,Island,Pantry,Backsplash-Tiled,Cabinets-Painted,Recessed Lights,Counter Tops-Quartz,Floors-Luxury Vinyl Plank,Ceiling Fan,Garage Opener,Smoke Detector,Attic Access,Built-in,Counter Cooktop,Gas,Master on Main

Other:Public

Payment Calculator

Payment Breakdown

Principal Interest

$2,461

Taxes

$306

HOA

$845

Home Price

$480,000

Home Price

Loan Details

30 yrs

6.634%

Interest Rate

Loan Type

Down Payment

20%

$96,000

Down Payment

Down Payment %

All calculations are estimates and provided by Blueroof360. Today’s Rates provided by Blueroof360. Information and interactive calculators are made available to you only as self-help tools for your independent use and are not intended to provide investment or tax advice. We cannot and do not guarantee their applicability or accuracy in regards to your individual circumstances. All examples are hypothetical and are for illustrative purposes. We encourage you to seek personalized advice from qualified professionals regarding all personal finance issues.

Monthly Price:

$2,461.08

Principal

Taxes

HOA

	Principal	Taxes	HOA	Total
Monthly	$2,461.08	$306.00	$845.00	$3,612.08
Yearly	$29,532.96	$3,672.00	$10,140.00	$43,344.96
Total	$885,988.68	$110,160.00	$304,200.00	$1,300,348.68