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We have seen every market cycle since 2007. The Fort Mill and Charlotte metro market has shown consistent resilience and population-driven demand. We are happy to walk you through current conditions and what they mean for your specific situation.

Should I buy now or wait for interest rates to drop?

Timing the market is nearly impossible. We focus on your personal timeline, your equity position, and your goals. In most cases, waiting costs more than acting — but we will give you a straight answer based on your numbers, not a sales pitch.

What is it like to live in Fort Mill, South Carolina?

Fort Mill consistently ranks among the best places to live in the Carolinas. Strong schools, low taxes, easy access to Charlotte, and a genuine community feel. We live here — Mike's family of eight calls this area home — so we can give you a real answer, not a brochure.

How do I win in a multiple-offer situation?

Preparation, speed, and presentation. We coach our buyers on exactly how to structure a competitive offer — and our track record of over 2,200 closings means we know what sellers and their agents respond to.

What is the difference between Fort Mill and Rock Hill?

Both are in York County and offer tremendous value compared to Charlotte. Fort Mill tends to attract younger families drawn by the school system and newer developments. Rock Hill has a more established urban core, a strong university presence, and is undergoing significant revitalization. We work both markets daily and can help you find the right fit.

Do you work with active adult or 55+ communities?

Yes — this is one of our specialties. We have deep experience in Sun City Carolina Lakes, Four Seasons at Gold Hill, Carolina Orchards, and Brook Run. We know these communities from the inside and can help buyers and sellers navigate them confidently.

Do you work with veterans and VA loans?

Absolutely. Mike is a Marine Corps veteran and KW Military Ambassador. Supporting fellow veterans is personal for us. We understand VA transactions and are proud to serve those who served.

212 Bay's End Ct, Chapin, SC 29036

House Description

Experience the best of golf-course and Lake Murray living at 212 Bay’s End Court, ideally positioned along the second fairway in the prestigious Bay Pointe section of Timberlake. With beautiful lake views just across the street, this all-brick home offers 4 bedrooms, 3½ bathrooms, and a flexible layout designed for comfortable everyday living and entertaining. The main level features three bedrooms, including the spacious primary suite, while the finished room over the garage includes a private full bathroom; perfect for guests, a home office, media room, or fourth bedroom. Inside, you’ll find freshly painted interiors, beautifully refinished hardwood floors, an inviting great room with a gas-log fireplace, and a well-appointed kitchen featuring granite countertops and stainless steel appliances. Additional conveniences include a central vacuum system, main-level laundry, a two-car garage, and newer roof and HVAC system. Step outside to the screened porch and adjoining deck, where peaceful golf-course views create the perfect setting for morning coffee, weekend gatherings, or quiet evenings at home. Timberlake offers an exceptional lifestyle centered around Lake Murray’s only golf course. Optional membership opportunities at Timberlake Country Club provide access to an 18-hole championship golf course, resort-style swimming pool, fully equipped fitness center, lighted tennis courts, pickleball courts, putting green, an impressive lakeside clubhouse, multiple dining venues, and an active social calendar. Nearby Timberlake Marina offers boat-slip rentals, a boat club, pontoon and jet-ski rentals, and convenient access to boating, fishing, and unforgettable days on Lake Murray. Located within easy reach of Chapin’s shopping, dining, and Lexington-Richland School District Five schoolsIf you’re looking for a well-maintained home with a practical layout, golf course frontage, and lake views nearby, this property is worth a closer look. Membership opportunities at Timberlake Country Club! Disclaimer: CMLS has not reviewed and, therefore, does not endorse vendors who may appear in listings.

Highlights

Listed by Charles Manley , Manley Home Team at LPT Realty , 803-451-0415. Consolidated MLS (IDX)

Property Type

Residential

Lot/Acreage

0.31

HOA Fee

350 Yearly

Year Built

2001

County

Lexington

Area

Rural NW Rich Co & NE Lex Co - Chapin

Neighborhood

Bay Pointe

School District

Lexington/Richland Five

Listing ID

633118

Questions about this listing?

Contact Agent

Interior Features

Bedrooms and Bathrooms

▪ Bedrooms:4
▪ Bathrooms:3.5
▪ Full Bathrooms:3
▪ 1/2 Bathrooms:1

Appliances:Dishwasher, Disposal, Icemaker, Refrigerator, Microwave Above Stove, Dishwasher,Disposal,Icemaker,Refrigerator,Microwave Above Stove

Air Cond:Central

Fireplaces:Gas Log-Natural

Basement:No Basement

Other:Eat In,Floors-Hardwood,Island,Counter Tops-Granite,Cabinets-Painted,Recessed Lights,Ceiling Fan,Central Vacuum,Garage Opener,Security System-Owned,Smoke Detector,Attic Pull-Down Access,Free-standing,Self Clean,Smooth Surface,Master on Main

Other:Public

Payment Calculator

Payment Breakdown

Principal Interest

$2,692

Taxes

$335

HOA

$350

Home Price

$525,000

Home Price

Loan Details

30 yrs

6.634%

Interest Rate

Loan Type

Down Payment

20%

$105,000

Down Payment

Down Payment %

All calculations are estimates and provided by Blueroof360. Today’s Rates provided by Blueroof360. Information and interactive calculators are made available to you only as self-help tools for your independent use and are not intended to provide investment or tax advice. We cannot and do not guarantee their applicability or accuracy in regards to your individual circumstances. All examples are hypothetical and are for illustrative purposes. We encourage you to seek personalized advice from qualified professionals regarding all personal finance issues.

Monthly Price:

$2,691.81

Principal

Taxes

HOA

	Principal	Taxes	HOA	Total
Monthly	$2,691.81	$334.69	$350.00	$3,376.49
Yearly	$32,301.67	$4,016.25	$4,200.00	$40,517.92
Total	$969,050.12	$120,487.50	$126,000.00	$1,215,537.62