Is the housing market going to crash?

We have seen every market cycle since 2007. The Fort Mill and Charlotte metro market has shown consistent resilience and population-driven demand. We are happy to walk you through current conditions and what they mean for your specific situation.

Should I buy now or wait for interest rates to drop?

Timing the market is nearly impossible. We focus on your personal timeline, your equity position, and your goals. In most cases, waiting costs more than acting — but we will give you a straight answer based on your numbers, not a sales pitch.

What is it like to live in Fort Mill, South Carolina?

Fort Mill consistently ranks among the best places to live in the Carolinas. Strong schools, low taxes, easy access to Charlotte, and a genuine community feel. We live here — Mike's family of eight calls this area home — so we can give you a real answer, not a brochure.

How do I win in a multiple-offer situation?

Preparation, speed, and presentation. We coach our buyers on exactly how to structure a competitive offer — and our track record of over 2,200 closings means we know what sellers and their agents respond to.

What is the difference between Fort Mill and Rock Hill?

Both are in York County and offer tremendous value compared to Charlotte. Fort Mill tends to attract younger families drawn by the school system and newer developments. Rock Hill has a more established urban core, a strong university presence, and is undergoing significant revitalization. We work both markets daily and can help you find the right fit.

Do you work with active adult or 55+ communities?

Yes — this is one of our specialties. We have deep experience in Sun City Carolina Lakes, Four Seasons at Gold Hill, Carolina Orchards, and Brook Run. We know these communities from the inside and can help buyers and sellers navigate them confidently.

Do you work with veterans and VA loans?

Absolutely. Mike is a Marine Corps veteran and KW Military Ambassador. Supporting fellow veterans is personal for us. We understand VA transactions and are proud to serve those who served.

112 Bay Pointe Dr, Chapin, SC 29036

House Description

112 Bay Point Drive in Chapin, South Carolina’s Timberlake offers the perfect blend of tranquility and luxury. Situated on the golf course across from Lake Murray with stunning water views, the home offers a layout with 5 bedrooms and 4 1/2 baths featuring 3 owner’s suites - 1 on the main and 2 upstairs, and 2 additional bedrooms that share a full bath. This home offers an ideal layout for comfortable living and entertaining, with spacious interiors, abundant natural light, and seamless indoor-outdoor flow. Whether you're enjoying coffee on the patio overlooking the lake or hosting guests with a backdrop of manicured greens, every moment here feels like a vacation. The entry leads to the first large suite at the front of the home with two walk-in closets, a beautiful shower, dual vanities and private toilet room. At the back of the home you’ll find a beautiful kitchen with an abundance of counter and cabinet space, stainless appliances including a gas range with true vented hood, and dining area. This space is open to the family room complete with gas fireplace and easy access to the screened-in porch overlooking the golf course. The laundry room and a 1/2 bath is also located on the main level.The second floor features 2 additional suites both with private baths and walk-in closets and bedroom 4 and 5 that share a full bath in the hall. This is the perfect home for anyone who appreciates privacy and luxury. This home includes the ability to transfer country club golf equity (a $10,000+ savings) offering immediate access to Timberlake’s golf course. The neighborhood also features a bar and grill, tennis and pickleball courts, a pool and more! Lexington Richland 5 Schools including Piney Wood Elementary, Chapin Middle and Chapin High School. With its highly desirable views, one of a kind upgrades, exclusive amenities, and top schools, this is the home and neighborhood you’ve been looking for! *Ask about possible 2K in lender credit. Disclaimer: CMLS has not reviewed and, therefore, does not endorse vendors who may appear in listings.

Highlights

Listed by Patrick O'Connor , Coldwell Banker Realty , 803-957-5566. Consolidated MLS (IDX)

Property Type

Residential

Lot/Acreage

0.3

HOA Fee

330 Yearly

Year Built

2023

County

Lexington

Area

Rural NW Rich Co & NE Lex Co - Chapin

Neighborhood

Timberlake

School District

Lexington/Richland Five

Listing ID

631223

Questions about this listing?

Contact Agent

Interior Features

Bedrooms and Bathrooms

▪ Bedrooms:5
▪ Bathrooms:4.5
▪ Full Bathrooms:4
▪ 1/2 Bathrooms:1

Appliances:Dishwasher, Disposal, Wine Cooler, Microwave Built In, Stove Exhaust Vented Exte, Tankless H20, Dishwasher,Disposal,Wine Cooler,Microwave Built In,Stove Exhaust Vented Exte,Tankless H20

Air Cond:Central,Heat Pump 1st Lvl,Heat Pump 2nd Lvl,Multiple Units

Fireplaces:Gas Log-Natural

Basement:No Basement

Other:Bar,Bay Window,Eat In,Island,Nook,Pantry,Backsplash-Tiled,Cabinets-Painted,Recessed Lights,Counter Tops-Quartz,Floors-Luxury Vinyl Plank,Attic Storage,Ceiling Fan,Garage Opener,Smoke Detector,Attic Pull-Down Access,Counter Cooktop,Gas,Master on Main

Other:Public

Payment Calculator

Payment Breakdown

Principal Interest

$3,820

Taxes

$475

HOA

$330

Home Price

$745,000

Home Price

Loan Details

30 yrs

6.634%

Interest Rate

Loan Type

Down Payment

20%

$149,000

Down Payment

Down Payment %

All calculations are estimates and provided by Blueroof360. Today’s Rates provided by Blueroof360. Information and interactive calculators are made available to you only as self-help tools for your independent use and are not intended to provide investment or tax advice. We cannot and do not guarantee their applicability or accuracy in regards to your individual circumstances. All examples are hypothetical and are for illustrative purposes. We encourage you to seek personalized advice from qualified professionals regarding all personal finance issues.

Monthly Price:

$3,819.80

Principal

Taxes

HOA

	Principal	Taxes	HOA	Total
Monthly	$3,819.80	$474.94	$330.00	$4,624.74
Yearly	$45,837.61	$5,699.25	$3,960.00	$55,496.86
Total	$1,375,128.27	$170,977.50	$118,800.00	$1,664,905.77