Is the housing market going to crash?

We have seen every market cycle since 2007. The Fort Mill and Charlotte metro market has shown consistent resilience and population-driven demand. We are happy to walk you through current conditions and what they mean for your specific situation.

Should I buy now or wait for interest rates to drop?

Timing the market is nearly impossible. We focus on your personal timeline, your equity position, and your goals. In most cases, waiting costs more than acting — but we will give you a straight answer based on your numbers, not a sales pitch.

What is it like to live in Fort Mill, South Carolina?

Fort Mill consistently ranks among the best places to live in the Carolinas. Strong schools, low taxes, easy access to Charlotte, and a genuine community feel. We live here — Mike's family of eight calls this area home — so we can give you a real answer, not a brochure.

How do I win in a multiple-offer situation?

Preparation, speed, and presentation. We coach our buyers on exactly how to structure a competitive offer — and our track record of over 2,200 closings means we know what sellers and their agents respond to.

What is the difference between Fort Mill and Rock Hill?

Both are in York County and offer tremendous value compared to Charlotte. Fort Mill tends to attract younger families drawn by the school system and newer developments. Rock Hill has a more established urban core, a strong university presence, and is undergoing significant revitalization. We work both markets daily and can help you find the right fit.

Do you work with active adult or 55+ communities?

Yes — this is one of our specialties. We have deep experience in Sun City Carolina Lakes, Four Seasons at Gold Hill, Carolina Orchards, and Brook Run. We know these communities from the inside and can help buyers and sellers navigate them confidently.

Do you work with veterans and VA loans?

Absolutely. Mike is a Marine Corps veteran and KW Military Ambassador. Supporting fellow veterans is personal for us. We understand VA transactions and are proud to serve those who served.

657 Penfolds Way, Blythewood, SC 29016

House Description

**MOTIVATED SELLER!** Ready to skip the projects so you can focus on living, and not fixing, from Day 1? Welcome home to 657 Penfolds Way! Built by Mungo Homes and just four years young, this popular Monroe floor plan features 4 bedrooms and 2.5 bathrooms, blending modern style with everyday comfort and plenty of space for everyone. To make your move even easier, the washer, dryer, and refrigerator will all remain with the home! The open, light-filled layout showcases a stunning kitchen that flows effortlessly between the dining area and the spacious great room, making it perfect for hosting friends, gathering with family, or simply enjoying a relaxed evening at home. Step outside to a backyard ready for weekend BBQs, entertaining, or peaceful moments to unwind. Just minutes from I-77, you'll enjoy quick access to Columbia and Blythewood, giving you the best of both worlds: vibrant Soda City connections and the welcoming charm of Blythewood living. Disclaimer: CMLS has not reviewed and, therefore, does not endorse vendors who may appear in listings.

Highlights

Listed by Tan Benson , United Real Estate SC , 803-399-7239. Consolidated MLS (IDX)

Property Type

Residential

Lot/Acreage

0.12

HOA Fee

350 Yearly

Year Built

2022

County

Richland

Area

Columbia Northeast

Neighborhood

Windfall

School District

Richland Two

Listing ID

633703

Questions about this listing?

Contact Agent

Interior Features

Bedrooms and Bathrooms

▪ Bedrooms:4
▪ Bathrooms:2.5
▪ Full Bathrooms:2
▪ 1/2 Bathrooms:1

Appliances:Dishwasher, Disposal, Microwave Above Stove, Tankless H20, Dishwasher,Disposal,Microwave Above Stove,Tankless H20

Air Cond:Central,Zoned

Fireplaces:Gas Log-Natural

Basement:No Basement

Other:Bar,Eat In,Galley,Counter Tops-Granite,Cabinets-Painted,Recessed Lights,Floors-Luxury Vinyl Plank,Loft,Ceiling Fan,Garage Opener,Security System-Owned,Smoke Detector,Attic Pull-Down Access,Free-standing,Self Clean,Smooth Surface,Master on Main

Other:Public

Payment Calculator

Payment Breakdown

Principal Interest

$1,487

Taxes

$185

HOA

$350

Home Price

$290,000

Home Price

Loan Details

30 yrs

6.634%

Interest Rate

Loan Type

Down Payment

20%

$58,000

Down Payment

Down Payment %

All calculations are estimates and provided by Blueroof360. Today’s Rates provided by Blueroof360. Information and interactive calculators are made available to you only as self-help tools for your independent use and are not intended to provide investment or tax advice. We cannot and do not guarantee their applicability or accuracy in regards to your individual circumstances. All examples are hypothetical and are for illustrative purposes. We encourage you to seek personalized advice from qualified professionals regarding all personal finance issues.

Monthly Price:

$1,486.90

Principal

Taxes

HOA

	Principal	Taxes	HOA	Total
Monthly	$1,486.90	$184.88	$350.00	$2,021.78
Yearly	$17,842.83	$2,218.50	$4,200.00	$24,261.33
Total	$535,284.83	$66,555.00	$126,000.00	$727,839.83