Is the housing market going to crash?

We have seen every market cycle since 2007. The Fort Mill and Charlotte metro market has shown consistent resilience and population-driven demand. We are happy to walk you through current conditions and what they mean for your specific situation.

Should I buy now or wait for interest rates to drop?

Timing the market is nearly impossible. We focus on your personal timeline, your equity position, and your goals. In most cases, waiting costs more than acting — but we will give you a straight answer based on your numbers, not a sales pitch.

What is it like to live in Fort Mill, South Carolina?

Fort Mill consistently ranks among the best places to live in the Carolinas. Strong schools, low taxes, easy access to Charlotte, and a genuine community feel. We live here — Mike's family of eight calls this area home — so we can give you a real answer, not a brochure.

How do I win in a multiple-offer situation?

Preparation, speed, and presentation. We coach our buyers on exactly how to structure a competitive offer — and our track record of over 2,200 closings means we know what sellers and their agents respond to.

What is the difference between Fort Mill and Rock Hill?

Both are in York County and offer tremendous value compared to Charlotte. Fort Mill tends to attract younger families drawn by the school system and newer developments. Rock Hill has a more established urban core, a strong university presence, and is undergoing significant revitalization. We work both markets daily and can help you find the right fit.

Do you work with active adult or 55+ communities?

Yes — this is one of our specialties. We have deep experience in Sun City Carolina Lakes, Four Seasons at Gold Hill, Carolina Orchards, and Brook Run. We know these communities from the inside and can help buyers and sellers navigate them confidently.

Do you work with veterans and VA loans?

Absolutely. Mike is a Marine Corps veteran and KW Military Ambassador. Supporting fellow veterans is personal for us. We understand VA transactions and are proud to serve those who served.

120 Overlook Dr, Blythewood, SC 29016

House Description

Resort living & golfers paradise; move-in ready; many upgrades. Custom built, all-brick home; beautiful 1+ acre lot on Columbia Country Club's newly renovated golf course. Gorgeous water views and views of the front 9 (on 3rd green and 6th fairway) provide peace/tranquility daily. Large circular concrete driveway (park 15+ cars); 5 BRs; 3 1/2 BAs. 2 primary suites. Primary on main level designed as nanny/multi-generational suite with large BR & bath & an additional living room with a wet-bar & wine fridge. Or use additional living room as another bedroom. Primary on 2nd level has its own large bath with jetted tub and separate toilet and shower room. 2 additional BRs upstairs share a "Jack & Jill" bath; large room over garage provides an additional BR/media room/or office and has adjacent unfinished spaces for conversion to additional bath & closet. Crown molding; decorative wainscotting (Formal DR); large great room with fireplace; tall glass Pella doors open to deck & gorgeous views of course/water; upgraded all-white kitchen with quartz countertops & backsplash; undermounted lighting; stainless steel appliances; island; pantry; breakfast eat-in area; adjoins an all-season room with wall of windows. Other upgrades new roof (10/31/25); new hot water heater (2025); kitchen upgrades (2026); refinished hardwoods (2026); carpet (2026); new toilets (2026); quartz wet-bar area with open shelving & wine fridge (2026); light fixtures/fans (2026); neutral paint colors. Two new HVAC units will be installed (2026) before closing. Disclaimer: CMLS has not reviewed and, therefore, does not endorse vendors who may appear in listings.

Highlights

Listed by Debbie Brumbaugh , Keller Williams Realty , 803-772-5858. Consolidated MLS (IDX)

Property Type

Residential

Lot/Acreage

1.1

HOA Fee

375 Yearly

Year Built

1998

County

Richland

Area

Columbia Northeast

Neighborhood

Longcreek

School District

Richland Two

Listing ID

638548

Questions about this listing?

Contact Agent

Interior Features

Bedrooms and Bathrooms

▪ Bedrooms:5
▪ Bathrooms:3.5
▪ Full Bathrooms:3
▪ 1/2 Bathrooms:1

Appliances:Dishwasher, Disposal, Dryer, Refrigerator, Washer, Wine Cooler, Microwave Above Stove, Stove Exhaust Vented Exte, Electric Water Heater, Dishwasher,Disposal,Dryer,Refrigerator,Washer,Wine Cooler,Microwave Above Stove,Stove Exhaust Vented Exte,Electric Water Heater

Air Cond:Central,Heat Pump 1st Lvl,Heat Pump 2nd Lvl,Multiple Units

Fireplaces:Gas Log-Natural

Basement:No Basement

Other:Eat In,Island,Pantry,Floors-Tile,Backsplash-Other,Cabinets-Painted,Ceiling Fan,Counter Tops-Quartz,Bonus-Finished,Sun Room,In Law Suite,Office,FROG (With Closet),Attic Storage,Garage Opener,Security System-Owned,Smoke Detector,Wetbar,Attic Pull-Down Access,Attic Access,Counter Cooktop,Smooth Surface,Master on Main

Other:Well

Payment Calculator

Payment Breakdown

Principal Interest

$3,563

Taxes

$443

HOA

$375

Home Price

$695,000

Home Price

Loan Details

30 yrs

6.634%

Interest Rate

Loan Type

Down Payment

20%

$139,000

Down Payment

Down Payment %

All calculations are estimates and provided by Blueroof360. Today’s Rates provided by Blueroof360. Information and interactive calculators are made available to you only as self-help tools for your independent use and are not intended to provide investment or tax advice. We cannot and do not guarantee their applicability or accuracy in regards to your individual circumstances. All examples are hypothetical and are for illustrative purposes. We encourage you to seek personalized advice from qualified professionals regarding all personal finance issues.

Monthly Price:

$3,563.44

Principal

Taxes

HOA

	Principal	Taxes	HOA	Total
Monthly	$3,563.44	$443.06	$375.00	$4,381.50
Yearly	$42,761.26	$5,316.75	$4,500.00	$52,578.01
Total	$1,282,837.78	$159,502.50	$135,000.00	$1,577,340.28