Is the housing market going to crash?

We have seen every market cycle since 2007. The Fort Mill and Charlotte metro market has shown consistent resilience and population-driven demand. We are happy to walk you through current conditions and what they mean for your specific situation.

Should I buy now or wait for interest rates to drop?

Timing the market is nearly impossible. We focus on your personal timeline, your equity position, and your goals. In most cases, waiting costs more than acting — but we will give you a straight answer based on your numbers, not a sales pitch.

What is it like to live in Fort Mill, South Carolina?

Fort Mill consistently ranks among the best places to live in the Carolinas. Strong schools, low taxes, easy access to Charlotte, and a genuine community feel. We live here — Mike's family of eight calls this area home — so we can give you a real answer, not a brochure.

How do I win in a multiple-offer situation?

Preparation, speed, and presentation. We coach our buyers on exactly how to structure a competitive offer — and our track record of over 2,200 closings means we know what sellers and their agents respond to.

What is the difference between Fort Mill and Rock Hill?

Both are in York County and offer tremendous value compared to Charlotte. Fort Mill tends to attract younger families drawn by the school system and newer developments. Rock Hill has a more established urban core, a strong university presence, and is undergoing significant revitalization. We work both markets daily and can help you find the right fit.

Do you work with active adult or 55+ communities?

Yes — this is one of our specialties. We have deep experience in Sun City Carolina Lakes, Four Seasons at Gold Hill, Carolina Orchards, and Brook Run. We know these communities from the inside and can help buyers and sellers navigate them confidently.

Do you work with veterans and VA loans?

Absolutely. Mike is a Marine Corps veteran and KW Military Ambassador. Supporting fellow veterans is personal for us. We understand VA transactions and are proud to serve those who served.

12874 Mallard Rock Rd, Zebulon, NC 27597

House Description

Custom Brandywine new construction in Sanders Grove on a .695-acre cul-de-sac homesite. This 2,214 sq ft story-and-a-half plan offers the flexibility buyers want with 3 bedrooms, 3 full baths, two main-level bedrooms, a dedicated flex/office space, and a large upstairs bonus room with a full bath. The open main living area connects the family room, kitchen, and breakfast space with warm wood beams, built-ins, a gas-log fireplace, designer lighting, and easy flow to the screened porch. The kitchen features a large island, stainless steel appliances, range hood, generous cabinetry, and a walk-in pantry. The main-level primary suite includes a tray ceiling, spacious bath with dual vanity, walk-in shower, private water closet, and custom walk-in closet. Enjoy outdoor living from the oversized screened porch overlooking the backyard. Additional highlights include a side-entry 2-car garage, walk-in attic storage, Spectrum fiber availability, and preferred lender incentives with approval. A polished new construction home with space, function, and a little breathing room without sacrificing style.

Highlights

Listed by Sharon Andrews , 919-795-5555 and Keli Smith , 919-737-5397 ERA Live Moore , 919-500-7570. Triangle MLS, Inc. of North Carolina mls logo

Property Type

Residential

Lot/Acreage

0.7

HOA Fee

750 Annually

Year Built

2025

County

Franklin

Neighborhood

Sanders Grove

Listing ID

10133237

Questions about this listing?

Contact Agent

Interior Features

Bedrooms and Bathrooms

▪ Bedrooms:3
▪ Bathrooms:3
▪ Full Bathrooms:3

Appliances:Built-In Range, Dishwasher, Electric Range, Electric Water Heater, Microwave, Oven, Plumbed For Ice Maker, Range, Range Hood, Stainless Steel Appliance(s)

Air Cond:Ceiling Fan(s),Central Air,Zoned

Fireplaces:Family Room,Gas Log

Floor:Carpet,Vinyl,Tile,Wood

Above Ground Sq Ft:2214

Below Ground Sq Ft:0

Other:Beamed Ceilings,Breakfast Bar,Built-in Features,Ceiling Fan(s),Chandelier,Coffered Ceiling(s),Crown Molding,Double Vanity,Entrance Foyer,Granite Counters,Kitchen Island,Kitchen/Dining Room Combination,Open Floorplan,Pantry,Master Downstairs,Quartz Counters,Recessed Lighting,Smooth Ceilings,Stone Counters,Tray Ceiling(s),Walk-In Closet(s),Walk-In Shower,Water Closet,Bonus Room

Other:Private,Well

Exterior Features

Lot:Back Yard,Cul-De-Sac,Front Yard,Hardwood Trees,Landscaped,Partially Cleared,Sloped

Zoning:RA-30

Roof:Shingle

Others:Rain Gutters,Covered,Deck,Enclosed,Front Porch,Porch,Screened

Sewer:Septic Tank

Parking Features:Attached,Concrete,Driveway,Garage,Garage Door Opener,Garage Faces Side,Parking Pad

Payment Calculator

Payment Breakdown

Principal Interest

$2,628

Taxes

$325

HOA

$750

Home Price

$510,000

Home Price

Loan Details

30 yrs

6.683%

Interest Rate

Loan Type

Down Payment

20%

$102,000

Down Payment

Down Payment %

All calculations are estimates and provided by Blueroof360. Today’s Rates provided by Blueroof360. Information and interactive calculators are made available to you only as self-help tools for your independent use and are not intended to provide investment or tax advice. We cannot and do not guarantee their applicability or accuracy in regards to your individual circumstances. All examples are hypothetical and are for illustrative purposes. We encourage you to seek personalized advice from qualified professionals regarding all personal finance issues.

Monthly Price:

$2,628.13

Principal

Taxes

HOA

	Principal	Taxes	HOA	Total
Monthly	$2,628.13	$325.13	$750.00	$3,703.26
Yearly	$31,537.62	$3,901.50	$9,000.00	$44,439.12
Total	$946,128.60	$117,045.00	$270,000.00	$1,333,173.60