Is the housing market going to crash?

We have seen every market cycle since 2007. The Fort Mill and Charlotte metro market has shown consistent resilience and population-driven demand. We are happy to walk you through current conditions and what they mean for your specific situation.

Should I buy now or wait for interest rates to drop?

Timing the market is nearly impossible. We focus on your personal timeline, your equity position, and your goals. In most cases, waiting costs more than acting — but we will give you a straight answer based on your numbers, not a sales pitch.

What is it like to live in Fort Mill, South Carolina?

Fort Mill consistently ranks among the best places to live in the Carolinas. Strong schools, low taxes, easy access to Charlotte, and a genuine community feel. We live here — Mike's family of eight calls this area home — so we can give you a real answer, not a brochure.

How do I win in a multiple-offer situation?

Preparation, speed, and presentation. We coach our buyers on exactly how to structure a competitive offer — and our track record of over 2,200 closings means we know what sellers and their agents respond to.

What is the difference between Fort Mill and Rock Hill?

Both are in York County and offer tremendous value compared to Charlotte. Fort Mill tends to attract younger families drawn by the school system and newer developments. Rock Hill has a more established urban core, a strong university presence, and is undergoing significant revitalization. We work both markets daily and can help you find the right fit.

Do you work with active adult or 55+ communities?

Yes — this is one of our specialties. We have deep experience in Sun City Carolina Lakes, Four Seasons at Gold Hill, Carolina Orchards, and Brook Run. We know these communities from the inside and can help buyers and sellers navigate them confidently.

Do you work with veterans and VA loans?

Absolutely. Mike is a Marine Corps veteran and KW Military Ambassador. Supporting fellow veterans is personal for us. We understand VA transactions and are proud to serve those who served.

10 Diamond Creek Dr, Zebulon, NC 27597

House Description

Custom built with main level owner's suite! Open concept plan with luxury vinyl plank flooring throughout the main living areas. The spacious kitchen offers quartz countertops, custom cabinetry with crown trim, designer tile backsplash, a large center island with barstool seating and pendant lights, stainless steel appliances including a smooth top range, microwave and dishwasher and pantry! All with access breakfast area or formal dining area! The owner's suite features an elegant trey ceiling with crown molding and deluxe en-suite bath with tile flooring, custom dual vanity with quartz top, walk-in shower, soaking tub and large walk-in closet. The family room is open and bright with access to the rear covered porch. Upstairs, you'll find a loft/media area perfect for entertaining!

Highlights

Listed by Jim Allen , 919-645-2114 and Lynn Wilkerson , 919-795-0020 Coldwell Banker HPW , 919-876-8824. Triangle MLS, Inc. of North Carolina mls logo

Property Type

Residential

Lot/Acreage

0.98

HOA Fee

350 Annually

Year Built

2026

County

Franklin

Neighborhood

Kettle Creek

Listing ID

10166409

Questions about this listing?

Contact Agent

Interior Features

Bedrooms and Bathrooms

▪ Bedrooms:4
▪ Bathrooms:4
▪ Full Bathrooms:3
▪ 1/2 Bathrooms:1

Appliances:Dishwasher, Electric Range, ENERGY STAR Qualified Appliances, Microwave, Plumbed For Ice Maker

Air Cond:Central Air

Fireplaces:

Floor:Carpet,Vinyl,Tile

Above Ground Sq Ft:2560

Below Ground Sq Ft:0

Other:Bathtub/Shower Combination,Breakfast Bar,Ceiling Fan(s),Double Vanity,Eat-in Kitchen,Entrance Foyer,High Ceilings,Pantry,Master Downstairs,Quartz Counters,Separate Shower,Walk-In Closet(s),Walk-In Shower,Water Closet,Office

Other:Public

Payment Calculator

Payment Breakdown

Principal Interest

$2,679

Taxes

$331

HOA

$350

Home Price

$519,905

Home Price

Loan Details

30 yrs

6.683%

Interest Rate

Loan Type

Down Payment

20%

$103,981

Down Payment

Down Payment %

All calculations are estimates and provided by Blueroof360. Today’s Rates provided by Blueroof360. Information and interactive calculators are made available to you only as self-help tools for your independent use and are not intended to provide investment or tax advice. We cannot and do not guarantee their applicability or accuracy in regards to your individual circumstances. All examples are hypothetical and are for illustrative purposes. We encourage you to seek personalized advice from qualified professionals regarding all personal finance issues.

Monthly Price:

$2,679.18

Principal

Taxes

HOA

	Principal	Taxes	HOA	Total
Monthly	$2,679.18	$331.44	$350.00	$3,360.62
Yearly	$32,150.13	$3,977.27	$4,200.00	$40,327.40
Total	$964,503.90	$119,318.20	$126,000.00	$1,209,822.10