Is the housing market going to crash?

We have seen every market cycle since 2007. The Fort Mill and Charlotte metro market has shown consistent resilience and population-driven demand. We are happy to walk you through current conditions and what they mean for your specific situation.

Should I buy now or wait for interest rates to drop?

Timing the market is nearly impossible. We focus on your personal timeline, your equity position, and your goals. In most cases, waiting costs more than acting — but we will give you a straight answer based on your numbers, not a sales pitch.

What is it like to live in Fort Mill, South Carolina?

Fort Mill consistently ranks among the best places to live in the Carolinas. Strong schools, low taxes, easy access to Charlotte, and a genuine community feel. We live here — Mike's family of eight calls this area home — so we can give you a real answer, not a brochure.

How do I win in a multiple-offer situation?

Preparation, speed, and presentation. We coach our buyers on exactly how to structure a competitive offer — and our track record of over 2,200 closings means we know what sellers and their agents respond to.

What is the difference between Fort Mill and Rock Hill?

Both are in York County and offer tremendous value compared to Charlotte. Fort Mill tends to attract younger families drawn by the school system and newer developments. Rock Hill has a more established urban core, a strong university presence, and is undergoing significant revitalization. We work both markets daily and can help you find the right fit.

Do you work with active adult or 55+ communities?

Yes — this is one of our specialties. We have deep experience in Sun City Carolina Lakes, Four Seasons at Gold Hill, Carolina Orchards, and Brook Run. We know these communities from the inside and can help buyers and sellers navigate them confidently.

Do you work with veterans and VA loans?

Absolutely. Mike is a Marine Corps veteran and KW Military Ambassador. Supporting fellow veterans is personal for us. We understand VA transactions and are proud to serve those who served.

65 Summit Ridge Ct, Youngsville, NC 27596

House Description

Ranch home on Over 3 acres. Discover the freedom, privacy, and endless possibilities of this exceptional home surrounded by nature and backing directly to buffered creeks/wetlands. You'll enjoy a peaceful, park-like setting on this Cul-de-sac. Outdoor living is truly unmatched. Relax or Entertain on the expansive full-length rear deck, which offers incredible space for entertaining, relaxing, or taking in the tranquil views, while the screened porch provides the perfect spot to enjoy the outdoors year-round. The fully fenced backyard also includes a charming 12X20 storage building that matches the home and is wired with electricity—ideal for a workshop, hobby space, or the ultimate man cave. Half of the shed has built in shelves measured to fit large items. Inside, you'll find numerous recent updates, including new flooring (2024), a new garage door (2025), new insulation and vapor barrier in the crawl space (2026), a new well (2022), and a roof replaced in 2020. The refrigerator, washer, and dryer all convey. Two ovens (the bottom oven is convection and the top oven is conventional) make this home truly move-in ready. Also, this home has a deep sink in the garage. A rare bonus is the approximately 1,600 square feet of unfinished space that's already wired for electricity and HVAC, offering an incredible opportunity to create additional bedrooms, a home theater, guest suite, fitness room, or multi-generational living space while adding instant equity. Enjoy the privacy and flexibility that this acreage provides.

Highlights

Listed by Rupert Bryan , 919-723-8947 Keller Williams Realty , 919-676-0600. Triangle MLS, Inc. of North Carolina mls logo

Property Type

Residential

Lot/Acreage

3.13

Year Built

2000

County

Granville

Neighborhood

Woodcroft

Listing ID

10182604

Questions about this listing?

Contact Agent

Interior Features

Bedrooms and Bathrooms

▪ Bedrooms:3
▪ Bathrooms:2
▪ Full Bathrooms:2

Appliances:Convection Oven, Dishwasher, Double Oven, Dryer, Electric Cooktop, Refrigerator, Stainless Steel Appliance(s)

Air Cond:Central Air

Fireplaces:Family Room

Floor:Carpet,Simulated Wood

Above Ground Sq Ft:1914

Below Ground Sq Ft:0

Other:Ceiling Fan(s),Granite Counters,Pantry,Room Over Garage,Separate Shower,Soaking Tub,Storage,Walk-In Shower

Other:Well

Exterior Features

Lot:Back Yard,Cleared,Cul-De-Sac,Front Yard,Interior Lot,Landscaped,Many Trees,Partially Cleared,Wooded

Roof:Shingle

Others:Fenced Yard,Fire Pit,Garden,Private Yard,Storage,Covered,Deck,Enclosed,Front Porch,Patio,Porch,Screened

Sewer:Septic Tank

Parking Features:Attached

Payment Calculator

Payment Breakdown

Principal Interest

$2,757

Taxes

$285

Home Price

$535,000

Home Price

Loan Details

30 yrs

6.683%

Interest Rate

Loan Type

Down Payment

20%

$107,000

Down Payment

Down Payment %

All calculations are estimates and provided by Blueroof360. Today’s Rates provided by Blueroof360. Information and interactive calculators are made available to you only as self-help tools for your independent use and are not intended to provide investment or tax advice. We cannot and do not guarantee their applicability or accuracy in regards to your individual circumstances. All examples are hypothetical and are for illustrative purposes. We encourage you to seek personalized advice from qualified professionals regarding all personal finance issues.

Monthly Price:

$2,756.97

Principal

Taxes