Is the housing market going to crash?

We have seen every market cycle since 2007. The Fort Mill and Charlotte metro market has shown consistent resilience and population-driven demand. We are happy to walk you through current conditions and what they mean for your specific situation.

Should I buy now or wait for interest rates to drop?

Timing the market is nearly impossible. We focus on your personal timeline, your equity position, and your goals. In most cases, waiting costs more than acting — but we will give you a straight answer based on your numbers, not a sales pitch.

What is it like to live in Fort Mill, South Carolina?

Fort Mill consistently ranks among the best places to live in the Carolinas. Strong schools, low taxes, easy access to Charlotte, and a genuine community feel. We live here — Mike's family of eight calls this area home — so we can give you a real answer, not a brochure.

How do I win in a multiple-offer situation?

Preparation, speed, and presentation. We coach our buyers on exactly how to structure a competitive offer — and our track record of over 2,200 closings means we know what sellers and their agents respond to.

What is the difference between Fort Mill and Rock Hill?

Both are in York County and offer tremendous value compared to Charlotte. Fort Mill tends to attract younger families drawn by the school system and newer developments. Rock Hill has a more established urban core, a strong university presence, and is undergoing significant revitalization. We work both markets daily and can help you find the right fit.

Do you work with active adult or 55+ communities?

Yes — this is one of our specialties. We have deep experience in Sun City Carolina Lakes, Four Seasons at Gold Hill, Carolina Orchards, and Brook Run. We know these communities from the inside and can help buyers and sellers navigate them confidently.

Do you work with veterans and VA loans?

Absolutely. Mike is a Marine Corps veteran and KW Military Ambassador. Supporting fellow veterans is personal for us. We understand VA transactions and are proud to serve those who served.

115 Spanish Oak Dr, Youngsville, NC 27596

House Description

Built by Cambridge Classic Homes! Situated on a Private Pool Ready Lot! Main Level Primary & Guest Suite! 3 Car Garage! HWD Flooring Throughout the Main Living! Gourmet Kitchen offers Custom Cabinetry to Ceiling, Custom Countertops, Large Island w/Barstool Seating, Designer Tile Backsplash, GE Cafe Appliance Package, Custom Range Hood, Microwave & Dishwasher, & Scullery! Primary Suite features Trey Ceiling, HWD Flooring & Large Triple Window! Deluxe Primary Bath with Tile Flooring, His & Her Vanities, Freestanding Tub, Spa Style Custom Surround Shower w/Bench Seat & WIC w/Custom Built ins! Open Family Room offers Custom Surround Fireplace w/Flanking Built ins & Sliding Doors Opening to the Vaulted Screened Porch w/Fireplace! 2nd Floor Game Room, Theatre Room, Private Study & Spacious Secondary Bedrooms! Unfinished Walk in Storage Area & Sealed Crawl Space Foundation!

Highlights

Listed by Jim Allen , 919-645-2114 Coldwell Banker HPW , 919-876-8824. Triangle MLS, Inc. of North Carolina mls logo

Property Type

Residential

Lot/Acreage

0.88

HOA Fee

75 Monthly

Year Built

2026

County

Franklin

Neighborhood

Sorrell Oaks

Listing ID

10132992

Questions about this listing?

Contact Agent

Interior Features

Bedrooms and Bathrooms

▪ Bedrooms:4
▪ Bathrooms:6
▪ Full Bathrooms:4
▪ 1/2 Bathrooms:2

Appliances:Dishwasher, Microwave, Range Hood, Refrigerator, Tankless Water Heater

Air Cond:Ceiling Fan(s),Central Air

Fireplaces:Family Room,Gas,Outside

Floor:Carpet,Hardwood,Tile

Above Ground Sq Ft:3963

Below Ground Sq Ft:0

Other:Bathtub Only,Bathtub/Shower Combination,Built-in Features,Pantry,Ceiling Fan(s),Crown Molding,Double Vanity,Eat-in Kitchen,High Ceilings,Kitchen Island,Open Floorplan,Master Downstairs,Quartz Counters,Recessed Lighting,Room Over Garage,Shower Only,Smooth Ceilings,Soaking Tub,Tray Ceiling(s),Walk-In Closet(s),Walk-In Shower,Office

Other:Public

Exterior Features

Lot:Back Yard,Front Yard,Hardwood Trees,Landscaped

Lot Dimensions:see plot plan

Zoning:R-30

Roof:Shingle

Others:Rain Gutters,Covered,Front Porch,Porch,Rear Porch,Screened

Sewer:Septic Tank

Parking Features:Attached,Concrete,Driveway,Garage,Garage Door Opener,Garage Faces Front,Garage Faces Side,Paved

Payment Calculator

Payment Breakdown

Principal Interest

$6,776

Taxes

$838

HOA

$75

Home Price

$1,315,000

Home Price

Loan Details

30 yrs

6.683%

Interest Rate

Loan Type

Down Payment

20%

$263,000

Down Payment

Down Payment %

All calculations are estimates and provided by Blueroof360. Today’s Rates provided by Blueroof360. Information and interactive calculators are made available to you only as self-help tools for your independent use and are not intended to provide investment or tax advice. We cannot and do not guarantee their applicability or accuracy in regards to your individual circumstances. All examples are hypothetical and are for illustrative purposes. We encourage you to seek personalized advice from qualified professionals regarding all personal finance issues.

Monthly Price:

$6,776.47

Principal

Taxes

HOA

	Principal	Taxes	HOA	Total
Monthly	$6,776.47	$838.31	$75.00	$7,689.78
Yearly	$81,317.59	$10,059.75	$900.00	$92,277.34
Total	$2,439,527.66	$301,792.50	$27,000.00	$2,768,320.16