Is the housing market going to crash?

We have seen every market cycle since 2007. The Fort Mill and Charlotte metro market has shown consistent resilience and population-driven demand. We are happy to walk you through current conditions and what they mean for your specific situation.

Should I buy now or wait for interest rates to drop?

Timing the market is nearly impossible. We focus on your personal timeline, your equity position, and your goals. In most cases, waiting costs more than acting — but we will give you a straight answer based on your numbers, not a sales pitch.

What is it like to live in Fort Mill, South Carolina?

Fort Mill consistently ranks among the best places to live in the Carolinas. Strong schools, low taxes, easy access to Charlotte, and a genuine community feel. We live here — Mike's family of eight calls this area home — so we can give you a real answer, not a brochure.

How do I win in a multiple-offer situation?

Preparation, speed, and presentation. We coach our buyers on exactly how to structure a competitive offer — and our track record of over 2,200 closings means we know what sellers and their agents respond to.

What is the difference between Fort Mill and Rock Hill?

Both are in York County and offer tremendous value compared to Charlotte. Fort Mill tends to attract younger families drawn by the school system and newer developments. Rock Hill has a more established urban core, a strong university presence, and is undergoing significant revitalization. We work both markets daily and can help you find the right fit.

Do you work with active adult or 55+ communities?

Yes — this is one of our specialties. We have deep experience in Sun City Carolina Lakes, Four Seasons at Gold Hill, Carolina Orchards, and Brook Run. We know these communities from the inside and can help buyers and sellers navigate them confidently.

Do you work with veterans and VA loans?

Absolutely. Mike is a Marine Corps veteran and KW Military Ambassador. Supporting fellow veterans is personal for us. We understand VA transactions and are proud to serve those who served.

417 Porterfield Dr, Youngsville, NC 27596

House Description

Popular Wellesley Craftsman floor plan offering 5 bedrooms plus a bonus room, situated on a flat fenced lot. Abundant natural light throughout. Open-concept layout connects kitchen, breakfast area, and family room, featuring a large island, vented gas range, fireplace, and formal dining room - perfect for everyday living and entertaining. First-floor guest suite with a full bath provides flexible space for guests or a home office. Upstairs, the spacious owner's retreat features dual walk-in closets and a tiled shower, along with three additional bedrooms and a versatile bonus room. Upgrades include oak wood stairs, cased windows, covered rear porch, and double-sink vanity. Conveniently located just one mile from downtown Youngsville with easy access to Wake Forest, North Raleigh, and US-1. Community amenities include a neighborhood pool and playground, while shopping, dining, grocery stores, and fitness centers are just minutes away.

Highlights

Listed by Michelle Yuan , 919-408-1529 and Angnes Lam , 919-961-1818 Universal Realty , 919-342-6183. Triangle MLS, Inc. of North Carolina mls logo

Property Type

Residential

Lot/Acreage

0.2

HOA Fee

40 Monthly

Year Built

2021

County

Franklin

Neighborhood

Holden Creek Preserve

Listing ID

10175418

Questions about this listing?

Contact Agent

Interior Features

Bedrooms and Bathrooms

▪ Bedrooms:5
▪ Bathrooms:3
▪ Full Bathrooms:3

Appliances:Dishwasher, Disposal, Free-Standing Gas Range, Free-Standing Range, Free-Standing Refrigerator, Gas Range, Gas Water Heater, Microwave, Range, Refrigerator, Stainless Steel Appliance(s)

Air Cond:Central Air

Fireplaces:Gas,Gas Log

Floor:Carpet,Ceramic Tile,Tile,Wood

Above Ground Sq Ft:3037

Below Ground Sq Ft:0

Other:Bathtub/Shower Combination,Breakfast Bar,Chandelier,Crown Molding,Double Vanity,Entrance Foyer,Granite Counters,High Ceilings,Kitchen Island,Open Floorplan,Pantry,Recessed Lighting,Shower Only,Smooth Ceilings,Soaking Tub,Walk-In Closet(s),Walk-In Shower,Bonus Room

Other:Public

Payment Calculator

Payment Breakdown

Principal Interest

$2,576

Taxes

$449

HOA

$40

Home Price

$499,900

Home Price

Loan Details

30 yrs

6.683%

Interest Rate

Loan Type

Down Payment

20%

$99,980

Down Payment

Down Payment %

All calculations are estimates and provided by Blueroof360. Today’s Rates provided by Blueroof360. Information and interactive calculators are made available to you only as self-help tools for your independent use and are not intended to provide investment or tax advice. We cannot and do not guarantee their applicability or accuracy in regards to your individual circumstances. All examples are hypothetical and are for illustrative purposes. We encourage you to seek personalized advice from qualified professionals regarding all personal finance issues.

Monthly Price:

$2,576.09

Principal

Taxes

HOA

	Principal	Taxes	HOA	Total
Monthly	$2,576.09	$449.28	$40.00	$3,065.37
Yearly	$30,913.05	$5,391.33	$480.00	$36,784.38
Total	$927,391.54	$161,739.90	$14,400.00	$1,103,531.44