Is the housing market going to crash?

We have seen every market cycle since 2007. The Fort Mill and Charlotte metro market has shown consistent resilience and population-driven demand. We are happy to walk you through current conditions and what they mean for your specific situation.

Should I buy now or wait for interest rates to drop?

Timing the market is nearly impossible. We focus on your personal timeline, your equity position, and your goals. In most cases, waiting costs more than acting — but we will give you a straight answer based on your numbers, not a sales pitch.

What is it like to live in Fort Mill, South Carolina?

Fort Mill consistently ranks among the best places to live in the Carolinas. Strong schools, low taxes, easy access to Charlotte, and a genuine community feel. We live here — Mike's family of eight calls this area home — so we can give you a real answer, not a brochure.

How do I win in a multiple-offer situation?

Preparation, speed, and presentation. We coach our buyers on exactly how to structure a competitive offer — and our track record of over 2,200 closings means we know what sellers and their agents respond to.

What is the difference between Fort Mill and Rock Hill?

Both are in York County and offer tremendous value compared to Charlotte. Fort Mill tends to attract younger families drawn by the school system and newer developments. Rock Hill has a more established urban core, a strong university presence, and is undergoing significant revitalization. We work both markets daily and can help you find the right fit.

Do you work with active adult or 55+ communities?

Yes — this is one of our specialties. We have deep experience in Sun City Carolina Lakes, Four Seasons at Gold Hill, Carolina Orchards, and Brook Run. We know these communities from the inside and can help buyers and sellers navigate them confidently.

Do you work with veterans and VA loans?

Absolutely. Mike is a Marine Corps veteran and KW Military Ambassador. Supporting fellow veterans is personal for us. We understand VA transactions and are proud to serve those who served.

120 Buckthorn Dr, Youngsville, NC 27596

House Description

Rare opportunity! 2 Primary suites! 1st floor primary suite with vaulted ceilings, large walk-in closet and a luxurious bath featuring a shower, custom cabinets, double vanity with quartz countertop and linen closet! Luxury vinyl plank flooring throughout! The spacious kitchen with an oversized island, custom cabinets, ''Lagoon'' quartz countertops, tile backsplash, stainless steel appliances, pendant lighting and pantry! 2nd floor primary suite offers a tray ceiling, huge walk-in closet and private bath with shower, custom cabinets double vanity with quartz countertop and linen closet! Generously sized secondary bedrooms with privacy! Open bonus area is perfect for a play area or media space! The great room is open concept with ceiling fan, abundant natural light and perfect wall space for furniture! Lots of space between neighbors!

Highlights

Listed by Jim Allen , 919-645-2114 Coldwell Banker HPW , 919-876-8824. Triangle MLS, Inc. of North Carolina mls logo

Property Type

Residential

Lot/Acreage

0.25

HOA Fee

181.5 Quarterly

Year Built

2026

County

Franklin

Neighborhood

Golden Ridge

Listing ID

10149961

Questions about this listing?

Contact Agent

Interior Features

Bedrooms and Bathrooms

▪ Bedrooms:4
▪ Bathrooms:4
▪ Full Bathrooms:3
▪ 1/2 Bathrooms:1

Appliances:Dishwasher, Disposal, Electric Water Heater, Free-Standing Electric Range, Microwave, Plumbed For Ice Maker, Self Cleaning Oven, Stainless Steel Appliance(s)

Air Cond:Central Air

Fireplaces:

Floor:Carpet,Vinyl,Tile

Above Ground Sq Ft:2635

Below Ground Sq Ft:0

Other:Breakfast Bar,Ceiling Fan(s),Crown Molding,Double Vanity,Eat-in Kitchen,Entrance Foyer,Granite Counters,Kitchen Island,Open Floorplan,Pantry,Quartz Counters,Separate Shower,Smooth Ceilings,Tray Ceiling(s),Walk-In Closet(s),Walk-In Shower,Water Closet,Wired for Data

Other:Public

Payment Calculator

Payment Breakdown

Principal Interest

$2,012

Taxes

$249

HOA

$182

Home Price

$390,405

Home Price

Loan Details

30 yrs

6.683%

Interest Rate

Loan Type

Down Payment

20%

$78,081

Down Payment

Down Payment %

All calculations are estimates and provided by Blueroof360. Today’s Rates provided by Blueroof360. Information and interactive calculators are made available to you only as self-help tools for your independent use and are not intended to provide investment or tax advice. We cannot and do not guarantee their applicability or accuracy in regards to your individual circumstances. All examples are hypothetical and are for illustrative purposes. We encourage you to seek personalized advice from qualified professionals regarding all personal finance issues.

Monthly Price:

$2,011.84

Principal

Taxes

HOA

	Principal	Taxes	HOA	Total
Monthly	$2,011.84	$248.88	$181.50	$2,442.22
Yearly	$24,142.05	$2,986.60	$2,178.00	$29,306.65
Total	$724,261.44	$89,597.95	$65,340.00	$879,199.39